Teguh Setyabudi
Director General of Population and Civil Registration, Ministry of Home Affairs, Indonesia
DITJEN DUKCAPIL:
HOW INDONESIA IS BUILDING
ITS DIGITAL PUBLIC INFRASTRUCTURE
Global Digital Public Infrastructure (DPI) Summit
Cairo, October, 1-3 2024
POPULATION DATA OF INDONESIA
SEMESTER I OF 2024
TOTAL POPULATION
282,477,584 PEOPLE
SUMATERA
21,81%
JAWA
55,93%
BALI & NUSA TENGGARA
5,56%
PAPUA
2%
KALIMANTAN
6,28%
SULAWESI
7,36%
MALUKU
2,277%
BIOMETRIC ENROLLMENT
Eligibility for ID 208,153,657
97,48%
Data Source : Directorate General of Population and Civil Registration, June 2024
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Launching of �Digital ID (IKD)
E-KTP authentication (offline/online authentication)
Evolution of identity in Indonesia
1995
Biometric enrollment all over Indonesia
2001
2006
2011
2013
2022
Adopting Digital Signature to sign population document
2019
Digital Transformation Acceleration
2024
First Computerized System (SIMDUK)
Establishment of the DG for PR/CR in MoHA
Establishment of integrated computer system (SIAK)
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Local society and economy
National/Global society and economy
Digital society and economy
Trusted digital IDs
Digitized physical IDs
Value of transactions
Very high
Very low
Village or local IDs
Physical IDs: �National ID or similar
Adapted from Identification Revolution: Can Digital ID be Harnessed for Development? (Gelb & Metz, 2018)
Number of transactions
Very many
Very few
The evolving needs for ID
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DEVELOPMENT OF POPULATION DATA UTILIZATION
Electronic Verification
Card Reader
Face Verification
DIGITAL VERIFICATION METHODS
NIK VERIFICATIONS SINCE 2013
15,653,949,399
MANUAL VERIFICATION METHODS
Manual verification using data and photo at physical ID (KTP) with the person
BEFORE 2013
BEGIN 2013
Data Source : Directorate General of Population and Civil Registration, September 2024
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Digital Population Identity App (IKD)
12 million onboarded users without much promotion
Integrated with SatuSehat and several banks already
Adoption of international standards (e.g. OIDC)
Built in house 🡪 increased capacity
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Key good practices being adopted
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Mother activating IKD application in Dukcapil Palembang, after registering the birth of her baby.
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Example integrations so far
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Improvements to UI and onboarding
Improved user interface and rebranding as INA Pas
Remote onboarding (in addition to physical onboarding)
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Improved accessibility
Delegation of authority (PWD/Elderly)
Using OS native accessibility features
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POPULATION DATA ACCESS BY YEAR
Total of Access 2013 - 2024�15,653,949,399
Note: access via web service, web portal and face recognition
Data Source : Directorate General of Population and Civil Registration, September, 27 2024
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ACCESS FOR E-KYC BY YEAR
Note: access of face recognition
Total of Access 2020 - 2024�300,939,484
Data Source : Directorate General of Population and Civil Registration, September, 27 2024
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POPULATION DATA ACCESS – AUGUST 2024
DEMOGRAPHIC�DATA ACCESS
AVG DAILY
8,597,627 HITS
BIOMETRIC �DATA ACCESS
AVG DAILY
344,310 HITS
Data Source : Directorate General of Population and Civil Registration, September, 27 2024
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15 M
5 M
2021-2024
2017-2020
3,2 M
2,1 M
1,5 M
download
registration
active
July – September 2024
Use Case: Conventional Banking Application
From 2017 to 2020, BNI Mobile Banking merely gained 5 million customers, as services still required visiting the nearest BNI branch.
From 2021 to 2024, there was an increase of 10 million customers after BNI integrated with E-KYC Dukcapil.
With Digital ID verification (IKD), BNI, through the Wondr app, gained 2.1 million customer registration in just three months. This is a significant increase compared to previous conventional approach of banking
PT Bank Negara Indonesia (Persero) Tbk, commonly known as BNI, is one of Indonesia's largest and oldest state-owned banks. Established on July 5, 1946. As of 2024, Bank Negara Indonesia (BNI) operates a total of 2,355 branches in Indonesia. Internationally, BNI has seven overseas branches, located in cities such as New York, London, Amsterdam, Tokyo, Seoul, Hong Kong, and Singapore.
Number of customers (2024)
62 Million
Data Source : BNI, September 2024
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Use Case: Digital Banking Application
PT Allo Bank Indonesia Tbk, commonly known as Allo Bank, is a digital bank in Indonesia that was launched in 2022. It is a subsidiary of CT Corp, one of Indonesia's largest conglomerates. Allo Bank is focused on providing financial services to the underserved and unbanked in Indonesia through a fully-digital application for all banking purposes.
Number of customers (2024)
10.3 Million
1400+
Financial Network
2000+
Offline Stores
10.2 Million
Customers
2 Million+ SQM
Retail Space
1 Million+
Daily Retail Visitors
In just two years, Allo Bank has successfully served over 10 million customers across Indonesia, leveraging its robust ecosystem and strategic partnerships, including integration with E-KYC Dukcapil.
Citibank customers in Indonesia, before the acquisition by UOB in 2023, was merely 1 million. Digital Banking, such as Allo Bank, proven to gain more customers in a shorter period. This was enabled by using E-KYC Dukcapil as a Digital Public Infrastructure.
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User click Upgrade button di main homepage
USER JOURNEY with E-KYC DUKCAPIL Verification
Input PIN
Scan KTP
Verify ID
Face Detection
Terms and Condition Form
Upgrade Account Success
Dukcapil Verification
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Use Case: Digital Wallet FinTech
Dana has been using E-KYC service by Dukcapil since its inception in 2018. in 6 years, Dana has reached 180 million users. This high user growth enabled by the capability to verify data in an instant using E-KYC service by Dukcapil.
DANA is a digital wallet platform based in Indonesia that allows users to make payments, transfer money, and manage financial transactions electronically. It serves as a mobile application where users can link their bank accounts or credit cards, store money digitally, and use it to pay for a variety of services, including shopping online, in-store purchases, bill payments, and mobile phone top-ups.
Number of customers (2024)
180 Million
Data Source : BNI, September 2024
2018
20 M
180 M
80 M
90 M
95 M
130 M
30 M
40 M
50 M
60 M
70 M
10 M
2019
2020
2021
2018
2024
The DANA APP
was launched
With 282 million of population in Indonesia, Dana has acquired +- 63% of the population to use their application. The customer acquisition process are enabled by data verification to EKYC Dukcapil
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(Social Health Insurance Administration Body) is a government agency in Indonesia that manages the national health insurance program. Its main goal is to provide access to quality and affordable health services for all Indonesian citizens.
One of the programs implemented by BPJS is JKN (National Health Insurance). JKN (National Health Insurance) is the comprehensive national health coverage program that aims to provide universal health coverage for all Indonesians. Dukcapil e-KYC service is being used for onboarding also verification when accessing health services.
Total Population
282.447.584
Total JKN participants
277.000.312 �
98,06%
Has been Collaborating since:
2013�
Total access data to Dukcapil
since 2013
1.957.068.136
Data Source : BPJS Kesehatan, September 2024
Use Case: Social Security Administrator for Health
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Other use cases that Dukcapil is supporting
Dukcapil data also being used for e-KYC purpose of this use cases:
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