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Financing Adulthood

11B 2.2

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Do Now:

How much do you think you would need to earn a year to meet your basic needs?

Place your mark on the line.

$10,000

$30,000

$50,000

$70,000

$90,000

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Key Takeaway

Understanding the costs associated with adulthood will help me plan for my future career.

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Different careers = different salaries and potentially different lifestyles

Fast Food Employee

Construction Worker

Graphic Designer

Family Doctor

Average: $28,000

Average: $40,000

Average: $58,000

Average: $225,000

*salary estimates from Bureau of Labor Statistics

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Salaries: Gross vs. Net

Gross Yearly Pay:

Monthly Net Pay:

(estimate after taxes)

$30,000

$1,900

$40,000

$2,500

$50,000

$3,100

$60,000

$3,700

$70,000

$4,300

$80,000

$4,900

$100,000

$5,900

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Cost of Living Breakdown

Rent

$ 1,300

Utilities

(water, heat, electricity, disposal)

$ 170

Internet

$ 60

Cell phone

$ 100

Transportation

$ 140 (public transportation only)

Food

$ 250

Healthcare

$ 440

Household items/personal care

$ 40

TOTAL: $ 2,500

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Salaries: Gross vs. Net

Gross Yearly Pay:

Monthly Net Pay:

(estimate after taxes)

$30,000

$1,900

$40,000

$2,500

$50,000

$3,100

$60,000

$3,700

$70,000

$4,300

$80,000

$4,900

$100,000

$5,900

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Student Discussion

Why might it be important to keep in mind the cost of living as you start to explore career pathways?

Did you learn any new information that surprised you?

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Mentor Connection

Self Reflection

Today, we reviewed the costs associated with living independently. Were there any surprising adulthood expenses you discovered today (like rent costs or utility bills)? Why did they stand out to you?

I was surprised by the cost of…

This stood out to me because…

I want to learn more about…

Today, we reviewed the costs associated with living independently. Were there any surprising adulthood expenses you discovered today (like rent costs or utility bills)? Why did they stand out to you?

I was surprised by the cost of…

This stood out to me because…

I want to learn more about…

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Extend

What is one new thing you learned about your mentor?

Which part of your mentor’s response did you really like? Why?