�Paying for College:�A Financial Aid Workshop

FALL 2025

CONFIDENTIAL • SCSTUDENTLOAN.ORG

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Who is South Carolina Student Loan?

• Created in 1973, the South Carolina Student Loan Corporation was created to provide programs of financial assistance to South Carolina students and their families.
• We are a private, nonprofit 501(c)3 Corporation located in Columbia, SC.
• Power:ED is our philanthropy that awards grants to nonprofits and state-based programs that help remove educational barriers for students. To date, Power:Ed has awarded 103 grants totaling over $5.1M and has impacted an estimated 147,000+ South Carolinians through its grantmaking. 

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Four Ways to Pay for College

• Grants – Money that is given to you

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• Scholarships – Money that is given to you because of academic achievement, talent, skill, or financial need

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• Work – Money you earn from a job on or off campus

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• Loans – Money you borrow and must repay

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

HELPFUL WEBSITES

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

South Carolina

CHE.SC.GOV/SCCANGO

Students

• Guidance by grade level

Parents

• Planning/Paying for college

Events

• College Application Month
• College Goal SC
• College Decision Day

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Federal Student Aid

www.studentaid.gov

• Create a studentaid.gov account also known as FSA ID (both student and at least one parent)
• Must be created at least 3 to 5 days before completing the FAFSA
• Complete the FAFSA

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www.collegescorecard.ed.gov

• Search and compare colleges (major, costs, admissions, results, etc.)
• Search fields of study
• Create a school list to meet your needs

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

�Cost of Attendance (COA)

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COA represents the total estimated expenses necessary to attend an educational institution for a specific academic year.

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• Tuition and Fees
• Living Expenses (Varies based on living on-campus, off-campus or commuting from home)
• Meal Plans
• Books and Supplies
• Transportation
• Miscellaneous Expenses
• Loan fees

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

FAFSA

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

�Completing the FAFSA

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What is the FAFSA?

• An application that allows you to apply for federal student aid, which is the largest source of financial aid to help pay for college.

Who should apply?

• Everyone, regardless of income

When should you apply?

• Every year you will attend college
• Release date October 1^st, 2025
• FAFSA Deadline June 30^th , 2026
• Any corrections or updates must be submitted by September 12, 2026.

Where to apply?

• www.studentaid.gov and click on ‘Create Account’
• Be sure to apply for the next academic school year: 2026 - 2027

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

�Federal Student Aid ID

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FSA ID replace the PIN and allows you to manage all documents related to Federal Student Aid (FAFSA, Master Promissory Note, applying for repayment plans, completing loan counseling and more).

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Who needs to apply for an FSA ID:

• Student
• Parent

You* will need:

• SSN
• Cell phone or
• Email address

*Only one SSN can be connected to a cell phone or email address.

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Create FSA ID

1. Enter your Personal Information.
2. Create Account Information
3. Contact Information
4. Communication Preferences
5. Challenge Questions
6. Confirm & Verify
7. Enable Two-Step Verification

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

• Student and parent(s) income
• Total assets are considered in calculation
• Send to 20 colleges/universities

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How does the FAFSA work?

• A form of need analysis
• Determines the Student Aid Index (SAI)
• Use ALL 2024 income (taxed and untaxed)

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FREE!!

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Income on the FAFSA?

• Student and Parent income and asset information
• Dependency questions
• Who is considered a parent?
• A legal parent includes a biological parent, an adoptive parent, or a person that the state has determined to be your parent (for example, when a state allows another person’s name to be listed as a parent on a birth certificate). Grandparents, foster parents, legal guardians, older brothers or sisters, widowed stepparents, and aunts and uncles aren’t considered parents unless they’ve legally adopted you.
• Divorced/separated parents?
• If parent has remarried, step-parent information must be reported
• Parent Wizard: studentaid.gov/fafsa-apply/parents

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

FAFSA Results

FAFSA Submission Summary

• It summarizes the information you provided on your FAFSA form.
• Review all information to ensure everything is complete and accurate
• Make correction as soon as possible

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FAFSA is sent to the colleges listed

• Typically, once you've been accepted a financial aid award letter is created for you
• Financial Aid Award Letters will list all aid available to cover the cost of attendance for that specific institution and may include federal direct loans.
• You can approve or decline any portion of your aid.

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

• Change in parent’s marital status
• A parent becomes sick or disabled
• Death of a parent

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FAFSA for the 2026 – 2027 school year uses the 2024 income.

• Employment terminated
• Furloughed
• Hours cut back.
• Income may have been reduced

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Things Change

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Summary: What Should You Do?

• Prepare to complete the FAFSA. 
• Create an FSA ID via studentaid.gov (Student AND Parent)
• Collect documents
• Start term Fall 2026 will use 2024 federal tax returns
• Wait till you receive your Student Aid Report (SAR) – 3 to 5 days after filing – and then;
• Contact your school’s financial aid office and explain that your family has experienced a decrease in income.  They will explain their process and what documentation needed to consider your situation.

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Federal� Programs

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Federal Programs

• Pell Grant
• Supplemental Educational Opportunity Grant (SEOG)
• Iraq and Afghanistan Service Grant
• TEACH Grant
• Federal Work Study
• Direct Loan

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Federal PELL Grant

• Must file FAFSA
• Based on Need
• Award based on enrollment status, FT, PT or Less than half-time
• Undergraduate study only 
• Maximum of 12 semesters
• Maximum award - $7,395

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Federal Supplemental Education Opportunity Grant (FSEOG)

• Must file FAFSA and receive Pell Grant
• Must have exceptional financial need
• Limited funds – not at available at all schools
• Maximum award - $4,000 a year (Depending on school)

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Iraq and Afghanistan Service Grant

Eligibility:

• The child of a parent or guardian who died in the line of duty while either (a) serving on active duty as a member of the U.S. Armed Forces on or after September 11, 2001; or (b) actively serving as and performing the duties of a public safety officer AND
• Less than 33 years old as of the January 1 prior to the award year for which the applicant is applying

Must complete the FAFSA and not be eligible for the PELL Grant

Maximum award - $7,395

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Teacher Education Assistance for College and Higher Education (TEACH Grant)

Eligibility

• Enrolled at a school that participates in the TEACH Grant Program
• Enrolled in a TEACH-Grant-eligible program
• meet certain academic achievement requirements (generally, scoring above the 75th percentile on one or more portions of a college admissions test or maintaining a cumulative GPA of at least 3.25). 
• Agree to teach in a critical subject or in a critical geographical area
• For at least four years within eight years of completing the program for which the TEACH Grant was awarded. 

Maximum award - up to $4,000 per year

How to apply:

• Check with the financial aid office at your institution for availability and application procedures.
• May not show on award letter unless you ask

*Failure to teach requires repayment under terms of an Unsubsidized Direct Loan. 

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Federal College Work-Study

• Must file FAFSA
• Based on need
• Limited funds
• Students work up to 20 hours/week - earn a paycheck
• Usually on campus

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Other Employment

Institutional Employment

Does not require FAFSA

Depends on the workforce needs of the school

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Cooperative Education

Student alternates semesters of coursework with semesters of full-time employment in a field related to major

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

State Programs

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

State Programs

SC Commission on Higher Education

Palmetto Fellows Scholarship

LIFE Scholarship

Hope Scholarship

SC Lottery Tuition Assistance

SC Need-Based Grant

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SC Technical College System

SC WINS

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SC Tuition Grant

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

General Eligibility for State Programs

• Be a South Carolina resident at time of high school graduation and college enrollment;
• Be a U.S. citizen or a permanent resident (green card);
• Be enrolled as a degree-seeking student at an eligible South Carolina public or private institution;
• Certify that he/she has never been convicted of any felonies and has not been convicted of any alcohol or other drug-related misdemeanor convictions within the past academic year (excluding Lottery Tuition Assistance Program)
• Verify that he/she does not owe a refund or repayment on any Federal or State financial aid and not be in default on any Federal loans

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

General Eligibility - Continued

• Award Amounts:
• Cannot exceed the cost-of-attendance; excluding Lottery Tuition Assistance (LTAP), which can only be used toward the cost-of-tuition
• Half awarded during the fall and half during the spring (LTAP may be awarded during the summer).
• Generally, can receive funds from only one program during an academic year

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Palmetto Fellows Scholarship

Maximum Award  

Available for attendance at two & four-year institutions in South Carolina

$6,700 during Freshman Year

$7,500 per year Sophomore through Senior Year 

Must apply during Senior year of high school

Deadline for early applications is April 15^th

Deadline for final applications is June 30^th

Guidance Counselors will help with the application process

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Initial Eligibility

• Top 6% rank in either 10, 11, or 12 grade
• 1200 or higher SAT (math and critical reading), 25 or higher ACT, and
• 3.50 cumulative GPA on Uniform Grading Scale

OR

• 1400 or higher SAT (math and critical reading), 31 or higher ACT, and
• 4.00 cumulative GPA on Uniform Grading Scale

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*Continued Eligibility: 3.0 GPA or greater and at least an average of 30 credit hours per academic year at your home institution.

*Cannot use AP, IB, Dual Enrollment, or CLEP hours towards credit hour requirement.

Palmetto Fellows Scholarship*

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

LIFE Scholarship

Initial requirements at a 4-year school: 

Any two of these three:

• 3.0 or higher cumulative GPA
• Top 30% of high school class
• 1100+ SAT (math and critical reading) or 22+ ACT

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Initial requirements at a 2-year school:

• 3.0 or higher cumulative GPA

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• Maximum award - up to $5,000 towards the cost of attendance

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*Continued Eligibility Requirements: 

3.0 GPA or greater and at least an average of 30 credit hours per academic year.

Can use AP, IB, Dual Enrollment, or CLEP hours towards credit hour requirement.

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*Earn LIFE Scholarship while in college

3.0 GPA or greater and at least an average of 30 credit hours per academic year.

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Enhanced Awards for �Palmetto Fellows & LIFE Recipients

Maximum Award: 

 $2,500 per year beginning in the Sophomore year

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Eligibility Criteria:

• Declare a major in Mathematics, Science or Health related fields *
• Have earned at least 14 credit hours of math or science courses during the Freshman year (including AP courses taken during High School).

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New Academic Areas:

• Accounting: current sophomores, juniors, and seniors need to have earned 14-credit hours in math/science during their first academic year to receive the enhancement.
• Education: must be considered an education major and sign a contractual agreement to work one year in a South Carolina public school for each year they receive the enhancement. If a student accepts an education enhancement, they must repay the funds either with their time (service agreement) or money (enhancement funding becomes a loan).

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*A complete list of eligible majors and courses can be found on the SC Commission on Higher Education’s website, www.che.sc.gov  

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

SC Hope Scholarship

Freshman year only (2 consecutive terms)

Only at Four-year institutions in South Carolina

Maximum award - up to $2,800 towards the cost of attendance.

• This includes $2,500 towards tuition and an additional $300 for textbooks.

Eligibility Requirements:

• 3.0 GPA at time of high school graduation
• Must not be a recipient of a LIFE Scholarship, Palmetto Fellows Scholarship, or Lottery Tuition Assistance.

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Lottery Tuition Assistance (LTAP)

Available for students attending SC Technical Colleges, USC Regional Campuses and Spartanburg Methodist College

Maximum award - $95 per credit hour, up to $1,140 per semester for full-time attendance (This amount changes slightly each semester)

Tuition only

Eligibility Criteria:

• Must file the FAFSA
• U.S. Citizen or permanent resident
• Legal resident of SC
• Must be degree seeking and enrolled in a minimum of 6 credits

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

SC Need-Based Grant

Maximum Award:

• Up to $3,500 annually if enrolled full-time and up to $1,750 annually if enrolled part-time for a maximum of eight full-time equivalent terms.
• College determines the exact award amount

Eligibility Criteria:

• Must file the FAFSA form 
• U.S. Citizen or permanent resident
• Legal resident of SC
• Must be needs based on the results of the FAFSA (consistent with Pell Grant eligibility)

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

SC Workforce for Industry Needs Scholarship (SC WINS)

• Eligibility Requirements: (Any of 16 SC Technical Colleges)
• Be a South Carolina resident
• Be enrolled in an eligible program
• Meet one of the following criteria:
• Be employed,
• Take a financial literacy course offered at the technical college, or
• Complete 100 hours of voluntary time contributing to a nonprofit or public service organization

What’s covered:

• Remaining tuition, fees, and course-related expenses after other scholarships or grants have been applied (up to $5,000 per academic year)
• Student responsibility:
• Maintain a 2.0 GPA each academic year

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

SC Tuition Grants

Eligibility Criteria:

• SC Residents
• Attending a SC Independent (private) college or university
• Enrolled in at least 12 credit hours each semester.

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First time Freshman Academic Eligibility Criteria

• Must have a high school diploma or its equivalent (GED or Adult Education Diploma) and be fully admitted as a degree-seeking student based on the college’s academic requirements for admission

Returning students Academic Eligibility Criteria

• Must continue to meet Satisfactory Academic Progress at the college

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Students must file FAFSA annually and include a SC Private College 

• Annual Application Deadline – August 1
• Maximum award - $5,000

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

SC Independent (Private) Colleges & Universities

Allen University – Columbia

Anderson University – Anderson

Benedict College - Columbia

Bob Jones University - Greenville

Charleston Southern University - Charleston

Claflin University – Orangeburg

Clinton College – Rock Hill

Coker College - Hartsville

Columbia College - Columbia

Columbia International University -Columbia

Converse University - Spartanburg

Erskine College - Due West

Furman University - Greenville

Morris College - Sumter

Newberry College - Newberry

North Greenville University - Tigerville

Presbyterian College - Clinton

Southern Wesleyan University - Central

Spartanburg Methodist College - Spartanburg

Voorhees College - Denmark

Wofford College – Spartanburg

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www.scicu.org

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

SC Teaching Fellows Program

To recruit talented high school seniors into the teaching profession and help them develop leadership qualities.

Apply online at: www.cerra.org opens Oct 1.

Up to $6,000 per year of a maximum of four years.

The Teaching Fellows Program is available at:

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• Anderson University
• Charleston Southern University
• Clemson University
• Coastal Carolina University
• College of Charleston
• Columbia College
• Francis Marion University

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FALL 2025 

• Lander University
• Newberry College
• North Greenville University
• USC Aiken
• USC Columbia
• USC Upstate
• Winthrop University

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CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Scholarships

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Scholarships

• Don’t give out your social security number, bank or credit card information. 
• Don’t spend money to make money. 
• Never believe the scholarship offers a "guaranteed“ award.

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Scholarships Tips �& Considerations

1. Civic and Community Organizations
2. Parent’s Employer 
3. Lemons into Lemonade
4. Institutional Scholarships
5. Continue to search and research while you are in college
6. Small $$$ adds up

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Scholarship Search Engines

• SC Student Loan College Planning Center: southcarolina.inviteeducation.com

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• CCCF: https://www.yourfoundation.org/grants-scholarships/scholarships/

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• Going Merry: www.goingmerry.com

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• Scholarships.com: www.scholarships.com

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• Fast Web: https://www.fastweb.com/

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

$5K College Giveaway

• A random drawing:
• $5,000 – Quarterly Drawing
• Months Drawn:

September, December, March, and June

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• Go to: scstudentloan.org/noeffort

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• College students, High School Juniors and Seniors, and their Parents are eligible to enter

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• One entry per person every month.

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Loans

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Unsubsidized Loan

• Must file FAFSA
• Not need-based
• Interest NOT paid 
• 6-month grace period prior to repayment
• Interest rate: Fixed 6.39% 
• Loan fee: 1.057% 

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Federal Direct Loans

Subsidized Loan

• Must file FAFSA
• Need-Based Loan
• Interest paid by government while in school and grace period
• 6-month grace period prior to repayment
• Interest rate: Fixed 6.39% 
• Loan fee: 1.057%

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Annual Loan Limits (Combination of Subsidized and Unsubsidized):

 First Year $5500 

Second Year $6500 

Third Year and up $7500

Made in the student's name

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Federal Direct Loan Program

Forgiveness for Teachers 

•  Five years of teaching service at a low-income school anywhere in US
• $5,000 in forgiveness
• Math, Science and Special Education teachers - $17,500 in forgiveness 

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Public Service Loan Forgiveness (PSLF)

• Income driven repayment payment
• 120 on time payments, remaining balance is forgiven

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To Apply

Contact your loan servicer – details at www.studentaid.gov

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

SC Teachers Loan Program

• SC Residents Only
• Education Majors
• FAFSA not required
• Graduate in the top 40% of high school class
• 2025-2026: SAT score of 1008 (ERW and Math) or ACT score of 18

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Loan forgiveness for teaching in a critical geographic and/or subject area in South Carolina

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Annual Loan Limits are based on grade level: 

Freshman and Sophomores $2,500 – Juniors and up $7,500

Cumulative limit $27,500

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Federal Direct PLUS Loan

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• Loan Made to the Parent of an Undergraduate Student
• Approval based on creditworthiness (standards relaxed)
• FAFSA normally not required (some schools may require)
• Loan limits cannot exceed ‘cost of attendance’
• Payments begin 60 days after final disbursement of the loan or 6 months after the student exits school
• Interest rate:  8.94%* fixed, unsubsidized
• Fees: 4.228%**
• Your school may provide instructions on how to apply in the award letter

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Starting July 1, 2026, Federal PLUS loan borrowing limits will be significantly capped: Parent PLUS loans will be capped at $20,000 per year and $65,000 total per student.

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* Federal Direct PLUS loan interest rate is effective for new loans made on or after 7/1/2025.

** Federal Direct PLUS loan origination fees are effective on all Direct PLUS loans first disbursed on or after 10/1/2020.

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

In-School Loan

SC Student Loan’s Private Loan

A better alternative to Federal Direct PLUS Loans

Students and/or Parents can borrow

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Offers:

• Find My Rate: https://www.scstudentloan.org/undergraduate-loans
• On-line application with instant decision
• Fixed and variable rates available
• Student rates as low as 6.750%*, Parent rates as low as 5.250%*
• No Application or Origination Fees

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Parent Loan: APR rates from 5.253% - 10.079%. Low rate shown includes a .25% reduction for bank draft. Rates based on credit and terms.

Undergraduate Loan: APR rates from 6.886% - 12.481%. The APR varies with interest rate, loan amount, and repayment term approved. Low rate shown includes a .25% reduction for bank draft. Rates based on credit and terms. 

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

In-School Loan: CTP

SC Comprehensive Transition Programs (CarolinaLIFE, ClemsonLIFE, REACH Program, LIFE Program, Winthrop Think College Program, & Pacer LIFE)

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Benefits:

• Find My Rate before you apply
• On-line application with instant decision
• Fixed and variable rates available
• Parent rates as low as 5.250%*
• No Application or Origination Fees

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Families should

• Complete the FAFSA (PELL, FSEO, and Work-Study)
• Check colleges website for institutional scholarships
• Visit thinkcollege.net for scholarships

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* APR rates from 5.253% - 10.079. Low rate shown includes a .25% reduction for bank draft. Rates based on credit and terms.

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FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

BOLD^TM Career Pathway Loan

BOLD™ is different…

• Counseling provided prior to borrowing followed by mentorship
• Non-credit based
• Fixed rate is based on level of education and employer’s needs
• Outcome-driven
• Shared repayment with employers gaining work needs

FALL 2025

The Process is Simple (we will guide you through it):

• Contact us for eligibility information
• Sign an agreement with your chosen employer
• Complete the loan application 
• Receive your certificate or degree
• Begin work and have your loan forgiven by employer payments!

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

BOLD^TM Career Pathways

Employers:

• AnMed
• Carolina Pines Regional Medical Center
• Commission on Higher Ed (CHE)
• Conway Medical Center
• McLeod Health
• Reidville Fire Department
• Tidelands Health

FALL 2025

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Follow us on Social Media!!

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN

Thank you!

Jonathan Rhodes

Outreach Manager

Upstate Region

O: 803-673-3387

jrhodes@scstudentloan.org

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FALL 2025

Destra Capers

Director of Marketing & Outreach

Virtual Schools

O: 803-612-5070

dcapers@scstudentloan.org

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ShaQuana Bracey

Outreach Manager

Pee Dee & Midlands Regions

O: 839-849-4946

sbracey@scstudentloan.org

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Jennifer Van Cleave

Outreach Manager

Lowcountry & West Midlands Regions

C: 803-807-0445

jvancleave@scstudentloan.org

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CONFIDENTIAL • SCSTUDENTLOAN.ORG

CONFIDENTIAL • SOUTH CAROLINA STUDENT LOAN