2021 Health Plan Information
The is information only; to make your 2021 open enrollment selections use the link provided to you in an email from
Health Plans Can be Confusing
We cannot advise or direct you on which plan to select. We can provide information, such as premiums per paycheck, deductibles, and the advantages of each of the plans. Below is information to help you make the best choice for you and your family.
Evaluate Plan Options
It can be helpful to view claims from last year and use them to make a list of services or prescriptions you expect to use in the coming year.
Then you can estimate what these services will cost on each plan. For each plan offered, you can estimate various healthcare scenarios, such as no healthcare expenses, about the same as last year, and expenses equal to the deductible or out-of-pocket maximum.
If you do not have any idea of your expenses and you have health benefits through Millard, you can visit
for a summary of claims applied to your deductible & coinsurance. For assistance in finding that information, call Aetna at 1-888-751-4027 and choose the concierge option.
Health Plan Summaries
CHI High Deductible Narrow Network Health Plan Design
NHN High Deductible Narrow Network Health Plan Design
Standard High Deductible Broad Network Health Plan Design
Traditional PPO Health Plan Design
Link to all 4 Plans Designs:
Is my doctor in-network?
Follow these instructions to find out:
CHI Aetna Whole Health Network (Narrow Network)
Aetna Whole Health Member Video (2 1/2 minutes)
See how the CHI health plan works by clicking on the link to view a member welcome video and read the member welcome guide:
Nebraska Health Network (Narrow Network)
PATIENT VIDEO - Accountable Care Organization Overview (4 1/2 minutes)
Nebraska Health Network Hospitals & Urgent Care Centers
Health Plan Comparison Tool
With the information on the chart below, premiums per paycheck, and an estimate of your health care expenses, the HSA Bank comparison tool may help determine which plan might be right for you.
. NOTE: the tool is intended as a guide and to measure hypothetical savings and not intended to be used as advice.
2021 Plan Design Overview
Premiums Per Paycheck
Select the appropriate pdf using the link for your premiums per paycheck:
*Am I eligible for the wellness health premium? Log into Employee Access Center (EAC)
and follow the instructions below.
High Deductible Health Plans - What to Expect
What should I expect on my first doctor visit?
What should I expect on my first visit to the pharmacy?
This form was created inside of Millard Public Schools.