Do you have student loans?

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FiveThirtyEight wants to know more about how the end of the pause will affect individual borrowers. If you are among the borrowers expecting your student-loan payments to resume, we’d like to hear from you. Did you make a major purchase, like a home or a car, during the pandemic pause? Did you take on more debt? Did your financial situation change in other ways? What will the end of the payment pause mean for your life and finances more broadly? Fill out the form below to tell us about your experience, and we might reach out to hear more.

Email *

First and last name *

Age *

Relationship status

Single

Married/partnered

Divorced

Widowed

Other:

Clear selection

Do you have children under the age of 18 living at home?

Yes

Clear selection

Gender (choose all that apply)

Female

Male

Nonbinary

Cisgender

Transgender

Prefer not to say

Other:

Race and/or ethnicity

White

Black or African American

Hispanic or Latino/a/x

American Indian or Alaska Native

Asian American

Native Hawaiian or Pacific Islander

Middle Eastern or North African

Biracial or multiracial

Other:

Clear selection

City and state where you live

Annual gross income *

$0 to $24,999

$25,000 to $49,999

$50,000 to $84,999

$85,000 to $140,999

$141,000 or above

During what years did you attend college and/or graduate school?
*

Which of those years did you borrow to attend college and/or graduate school?
*

What is the total amount you borrowed?
*

Less than $20,000

Between $20,000 and $50,000

Between $50,000 and $100,000

Between $100,000 and $200,000

More than $200,000

What is the highest degree you earned?
*

Did not earn a degree

Associate’s Degree

Bachelor’s Degree

Postgraduate Degree

What is your total debt today?
*

Less than $20,000

Between $20,000 and $50,000

Between $50,000 and $100,000

Between $100,000 and $200,000

More than $200,000

Is this more/less/the same as the amount you originally borrowed?

Less

Roughly the same

Clear selection

What will your total monthly payment be when payments resume?
*

Less than $200

Between $200 and $500

Between $500 and $1,000

More than $1,000

Does the U.S. Department of Education own your debt?

Yes

I don't know

Clear selection

Was all or part of your student loan payment paused during the pandemic?
*

Yes

I don’t know

Did you make payments even though you were subject to a pause?

Yes

Clear selection

Would you have received student loan forgiveness under President Biden’s plan, recently struck down by the Supreme Court?

Yes

I don’t know

Clear selection

Is your financial position better/worse/the same compared to your position before the pandemic?

Better

Worse

The same

Clear selection

Did you make any major purchases during the pause, like a car, home, or similar investment?

Yes

Clear selection

Send me a copy of my responses.

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