Commercial use. For example, this includes use by investment banks, portfolio managers, credit agencies, corporations, and consultancies. Commercial uses could include incorporating the Index or data into an investment risk assessment model, using them as part of a paid non-academic training session or course, or using them as inputs in another ranking or classification that is sold through a subscription or license.
Non-commercial use. For example, this includes use by academics, journalists, NGOs, governments, and international/intergovernmental organizations. Examples of non-commercial use include academic, personal and non-profit policy research, schoolwork, use as part of university course, or to inform articles, videos or other journalistic investigations.