Metco Credit Union Loan Skip-a-Pay Form
This application is for members who wish to defer their Metco auto or personal loan payments. Payment deferrals are NOT available on Home Equity Loans, Credit Lines or Home Loans.

A minimum of six payments must be made on all new loans to be eligible for a deferment. Please be sure your most recent payment (prior to the month you are requesting to defer) has been made before applying. A processing fee of $30 will be added to the loan for each requested payment deferral. If you have not heard from a Metco staff member within three business days, please call us at (319) 398-5007 to ensure your application was received.

Last 2 Digits of Your Member Number *
Your answer
Last Name *
Your answer
First Name *
Your answer
Address *
Your answer
City *
Your answer
Last 2 Digits of Your SSN *
Your answer
Mother's Maiden Name *
Your answer
Email Address *
Your answer
Daytime Phone Number *
Your answer
How many loans do you want to skip payments on? *
Required
I do NOT want to skip ALL of my eligible loans, only those listed below:
Only complete this question if you do NOT want to skip ALL of your Metco loan payments for one month. List the Loan Type (vehicle, personal, signature, etc.) and Loan Number for each loan you DO want to skip.
Your answer
Select which month you wish to skip your loan payments (max. of 1 month): *
Note: this form must be submitted at least 5 business days prior to your payment due date.
Required
How did you hear about our Holiday Skip-a-Pay Program? *
Choose at least one option below:
Required
Any comments you wish to make:
Your answer
Primary Member *
Please type your name below as your authorized signature:
Your answer
Joint Member
Please type your name below as your authorized signature:
Your answer
By typing your name(s) above you authorize Metco Credit Union to extend your final loan payment by one month. The $30.00 deferment charge per loan will be automatically added to your loan balance. Interest will continue to accumulate on your loan during the month you skip your payment. Payments made through payroll deduction or direct deposit will be deposited into your Share Savings Account for the month you are skipping your payment. Each member is allowed to skip one monthly payment per loan. If you utilize a Holiday Skip-A-Payment and submit a GAP claim the amount paid on the claim will be reduced by the skipped payment amount. Loans extended and/or over 30 days past due in the previous 12 months are not eligible. You must be current on all loans with Metco at the time of the loan extension.

Once you click "Submit," you will receive a confirmation message on your screen (you may need to scroll to the top). If you do not receive a confirmation message, please ensure that you have completed all required fields.

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