JavaScript isn't enabled in your browser, so this file can't be opened. Enable and reload.
Klontz Money Script Inventory-Revised (KMSI-R)
The internal messages we have around money—our own money scripts—may impact our financial decisions, whether we are aware of the connections or not. This assessment is designed to help uncover those underlying money scripts and behaviors. The most useful responses are the ones that come to mind immediately, without censoring yourself.
Use of your email address will be limited to sending you the results. Your email address and responses will remain confidential.
Sign in to Google
to save your progress.
Learn more
* Indicates required question
Email
*
Your email
Please indicate how strongly you agree with the following statements using the following scale:
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Things would get better if I had more money.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Money corrupts people.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
If something is not considered the "best," it is not worth buying.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Money buys freedom.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Your self-worth equals your net worth.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
You should not tell others how much money you have or make.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
You should always look for the best deal before buying something, even if it takes more time.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Most poor people do not deserve to have money.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
More money will make you happier.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
It is hard to be rich and be a good person.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
I would be a nervous wreck if I did not have money saved for an emergency.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
I do not deserve a lot of money when others have less than me.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
The less money you have, the better life is.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Money should be saved not spent.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Money is what gives life meaning.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
People should work for their money and not be given financial handouts.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
It is hard to be poor and happy.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Being rich means you no longer fit in with old friends and family.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
It is wrong to ask others how much money they have or make.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
I will not buy something unless it is new (e.g., car, house).
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
You can have love or money, but not both.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
It is extravagant to spend money on oneself.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Good people should not care about money.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Rich people are greedy.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
People get rich by taking advantage of others.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Poor people are lazy.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
I do not deserve money.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
You can never have enough money.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Money would solve all my problems.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Money is power.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
People are only as successful as the amount of money they earn.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
It is important to save for a rainy day.
*
1 = strongly disagree, 2 = disagree, 3 = disagree a little, 4 = agree a little, 5 = agree, and 6 = strongly agree
Strongly Disagree
1
2
3
4
5
6
Strongly Agree
Source: Klontz, Bradley, Sonya L. Britt, Jennifer Mentzer, and Ted Klontz. 2011. “Money Beliefs and Financial Behaviors: Development of the Klontz Money Script Inventory.”
Journal of Financial Therapy
2 (1): 1–22.
Submit
Clear form
This form was created inside of Dylan L. Ross.
Does this form look suspicious?
Report
Forms
