NEW SBCLT Homebuyer Application (Aplicación Nueva “SBCLT” para Comprador de Casa)
South Baltimore Community Land Trust Inc Home Interest Form (Formulario de Interes “South Baltimore Community Land Trust Inc”)
Email Address (Correo Electrónico) *
Applicant Name(s) (Nombre o Nombres de los Solicitantes) *
Applicant Credit Score(s) (Puntaje de Crédito de los Solicitantes) *
Current Address (Dirección Actual) *
Phone Number (Numero Telefonico) *
Name and age of each household member (Nombre y edad de cada miembro del hogar) *
Do you or anyone in your household have any of the following? Select all that apply (¿Tiene usted u otro miembro de su hogar alguno de los siguientes? Seleccione lo que sea pertinente) *
Required
What is your current monthly rent? (Actualmente, ¿Cuánto paga mensualmente en su arriendo?) *
What are your current monthly expenses, aside from rent? (Aparte de su renta, ¿Cuales son sus gastos mensuales?) *
These include but are not limited to utilities, car, groceries, insurance, daycare, memberships etc (Esto puede incluir, aunque no están limitados a, servicios públicos, gastos de carro, alimentos, guardería de sus hijos, membresías, etc.)
Current savings account(s) balance- (Balance actual de cuenta o cuentas de ahorro:) *
Have you previously owned a home? (¿Has sido dueño(a) de casa previamente?) *
What are your goals for homeownership? (¿Cuales son sus metas para ser dueño(a) de casa?) *
Type of home preferred (Tipo de casa preferida) *
Required
Do you plan to use this home as your primary residence? (¿Piensa usar este hogar como su residencia principal?) *
What do you see yourself contributing to the South Baltimore Community? What are your skills? (¿Cómo se ve a usted mismo(a) contribuyendo a la comunidad de South Baltimore? ¿Cuales son sus habilidades?) *
For example: plumbing, electrician, handyman/woman, teaching, painting, construction, etc (Por ejemplo: plomeria, electricista, mantenimiento, profesor, pintor, construcción, etc.)
Do you have a mortgage prequalification letter? If yes, please attach a copy to this form. If not, SBCLT can help you in the mortgage qualification process. (¿Tiene carta de precalificación hipotecaria? Si la tiene, favor adjunte una copia a este formulario. Si no, SBCLT puede ayudarte en el procession de calificación hipotecaria.) *
SBCLT has partnered with Fulton Bank and Operation Hope to provide homebuyer education and pre-purchase counseling to residents interested in purchasing a Community Land Trust home. By checking below, you give permission to both Operation Hope, a HUD-certified Credit and Debt Counseling Program, and SBCLT to share information between the organizations regarding your readiness for home purchase. Additionally, by checking below, you authorize SBCLT to share your contact information with Operation Hope for follow-up and enrollment into their pre-purchase counseling and education program. This information sharing release is in effect for 18 months from this date. *
The above documents will be reviewed by SBCLT staff to ensure that the total family income falls below 50 percent of Baltimore City Area Median Income (AMI). Income will not be imputed for assets below $5,000. For assets over $5,000 income will be imputed at the rate of 2% annually. This practice is currently used by the United States Department of Housing and Urban Development. The income thresholds for Baltimore city can be found by visiting the following website: https://dhcd.baltimorecity.gov/sites/default/files/HOME%20Income%20Limits-MD-2020.pdf (Los anteriores documentos serán revisados por los miembros de SBCLT para asegurar que el ingreso total de su familia cae bajo el 50 por ciento del Ingreso Medio del Área de Baltimore City (AMI). Ingreso no será imputado por bienes con valor de menos de $5,000. Para los bienes con valor de $5,000 o más, su ingreso será imputado a un ritmo anual de 2%. Esta práctica es usada actualmente por el Departamento de Vivienda y Desarrollo Urbano de Estados Unidos. El límite de ingreso para la Ciudad de Baltimore se pueden encontrar en el siguiente sitio web: https://dhcd.baltimorecity.gov/sites/default/files/HOME%20Income%20Limits-MD-2020.pdf *
I confirm under the penalty of perjury that the information listed above and attached hereto are true, accurate, and complete to the best of my knowledge. ( Yo confirmo bajo penalidad de perjurio que la información otorgada y adjunta es verdadera, precisa y completa según mi leal saber.)
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