PART 3: I understand that, except as otherwise agreed to by the SME Activities in writing, the SME Activities does not carry or maintain health, medical or dis-ability insurance coverage for any participants in SME Activities. Having read this WAIVER AND RELEASE OF LIABILITY (“WRL”), knowing, understanding and willing to assume the risks associated with my participation in SME Activities, and in consideration of being permitted to participate in SME Activities, I, for my heirs, executors, administrators, legal representatives, assigns and any other person entitled to act on my behalf, as well as myself, hereby waive, release, forever discharge, hold harmless and covenant not to sue the SME Activities, its successors and assigns, its Director, employees, volunteers, agents, other participants and any other representative of the SME Activities (collectively, “Released Parties”) from any and all claims, demands, suits, judgments, damages, actions and liabilities, of every name and nature whatsoever, whenever occurring, whether known or unknown, contingent or fixed, at law or in equity, which arise or may hereafter arise from my participation in SME Activities. I understand and acknowledge that this WRL discharges the Released Parties from any liability or claim that I may have against the Released Parties with respect to any bodily injury, personal injury, illness, death or property damage that may result from my participation in SME Activities, whether or not caused by the negligence of the Released Par-ties. I understand that, except as otherwise agreed to by the SME Activities, the SME Activities does not assume any responsibility for or obligation to provide financial assistance or other assistance, including but not limited to medical, health or disability insurance, in the event of injury or illness to myself caused in any part by my participation in SME Activities.