1. This is NOT a NILS Loan application form. This is an Enquiry. 2. NILS is part-time program run by a team of 3 volunteers. 3. A volunteer will respond to your enquiry within 14 days on either a Monday or a Tuesday. 4. If you are eligible, an appointment will be made for you to complete and submit your application. 5. NILS volunteers are not available for drop-in enquiries, and are not in the office everyday. 6. Demand is high for this service, please be patient and courteous towards our volunteers. They can only do as much as they can do.