The No Interest Loan Scheme (NILS) offers individuals and families on low incomes access to safe, fair and affordable credit. Loans of up to $1000 are available for the purchase of essential goods and services.

Important Information:

1. This is NOT a NILS Loan application form. This is an Enquiry.
2. NILS is part-time program run by a team of 3 volunteers.
3. A volunteer will respond to your enquiry within 14 days on either a Monday or a Tuesday.
4. If you are eligible, an appointment will be made for you to complete and submit your application.
5. NILS volunteers are not available for drop-in enquiries, and are not in the office everyday.
6. Demand is high for this service, please be patient and courteous towards our volunteers. They can only do as much as they can do.

Name *
Your answer
Email *
Your answer
Post Code *
Your answer
Phone number *
Your answer
Do you live in the Byron Shire *
How long have you lived in your current Address *
Do you have a health care or pension card? *
Is your income under $45 000 a year? *
Is the amount you wish to borrow between $500 and $1000? *
Have you had a NILS Loan with us before? *
Do you have an outstanding NILS Loan with us or any other NILS provider? *
Are the goods/services new and being sold by a registered business?
Have the goods or services been purchased already? *
What is the purpose of the loan? *
Other - Please specify
Your answer
Are you receiving support from a case worker to complete this submission?
If so, do you give your consent for us to speak to your support person?
Support Person's Name
Your answer
Phone Number
Your answer
Your answer
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