The Ultimate Credit-Score Quiz: How Much Do You Really Know about Credit Scores?
What is the highest possible FICO credit score?
10 points
Approximately what percentage of Americans under the age of 31 have a below-average credit score?
10 points
In most cases, applying for a new loan or line of credit will temporarily decrease your credit score by how many points?
10 points
For home, auto, and student loans, how many days do you typically have to compare rates if you want to minimize the impact on your credit score?
10 points
What is the minimum credit score needed to qualify for the lowest possible loan rates when buying a home?
10 points
What percentage of your total available credit should you be using at any given time to have the best impact on your credit score?
10 points
Which one of the following IS INCLUDED when calculating your credit score?
10 points
True or False: Your payment history and total amounts you owe lenders make up over 60% of your FICO credit score calculation.
10 points
True or False: Federal law requires that all three national credit-reporting agencies provide you with a free credit report once each year.
10 points
Which of the following is NOT one of the three national credit-reporting agencies?
10 points
Your Name
Your answer
Your Email Address (so we can invite you to join the Work Life Wisdom mailing list)
Your answer
Work Life Wisdom can't guarantee that everything in this quiz is accurate. Check with the credit-reporting agencies before taking action that might impact your credit score.
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