Once you are in our homeownership program, you will have to complete 250 hours of volunteer work ("sweat equity") with us. You must also save $2700 to cover the first year of taxes and insurance for the home, attend classes to prepare you for homeownership, and pay past-due debts down to $0 before closing on your home. The program typically takes 18 months to complete. You must also be willing to live where we build. Are you ready to take these steps? *