INSURANCE AND RISK MANAGEMENT B
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78)  When more than one person claims proceeds from a life insurance policy, the insurance company uses this procedure to take the matter to court.
1 point
70)  Which clause indicates that the insurance company may continue to sell insurance for stated risks?
1 point
77)  Hospital confinement plans
1 point
98)  The insurance company profile includes all of the following except
1 point
56)  The amount paid by an insurance policy when a person passes away is the
1 point
79)  Major medical policies cover
1 point
80)  Processing a claim to fulfill the insurance company's legal obligation to the client is referred to as the
1 point
52)  A period of up to two years during which a life insurance company may deny payment of a claim because of suicide or a material misrepresentation on an application is called the
1 point
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68)  The group of doctors and pharmacists covered by your health insurance is referred to as a
1 point
90)  Increased global trade makes it more important to purchase
1 point
82)  What insurance will cover employee injuries suffered at the workplace?
1 point
57)  A professional football player may purchase insurance to cover loss of employment through injuries from
1 point
53)  The amount of money the life insurance policy owner will receive as a refund if the policy owner cancels the coverage is the
1 point
61)  An insured's request for insurance to pay medical bills is a
1 point
85)  Which type of insurance agent is obligated to one insurance company?
1 point
51)  If the primary beneficiary is not alive, proceeds from the life insurance policy will be distributed to
1 point
99)  What career would allow a person to investigate claims to determine credibility and liability?
1 point
74)  You can trade a term policy for a more expensive whole life policy through the
1 point
62)  With the indemnity health insurance plan
1 point
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91)  Non-recourse mortgage means
1 point
55)  The process an insurance company uses to decide whether to accept or reject the application for a policy is called
1 point
75)  The free examination period for life insurance allows the consumer to change their mind in
1 point
54)  Money placed in the hands of a third party until specified conditions are met is
1 point
60)  What plan allows you to contribute pre-tax money to be used for qualified medical expense?
1 point
87)  Insurance companies underwrite life insurance by
1 point
69)  What is the part of the contract that says when a loan may be declared due and payable?
1 point
97)  Insurance companies owned by policy holders are
1 point
93)  Individuals are encouraged to save money for health expense by contributing before tax funds to
1 point
84)  The insurance policy is purchased from
1 point
83)  If you have more than one health insurance policy, you cannot collect more than 100% of damages due to the
1 point
76)  To purchase a life insurance policy for another person, you must demonstrate
1 point
58)  The spouse or family member covered by the primary insured's policy is the
1 point
65)  What do individuals and businesses prepare to predict revenue and expenses for a given time frame?
1 point
67)  Which doctor or dentist is not part of your group health insurance plan?
1 point
73)  Qualified high-deductible health plan requires a minimum deductible of
1 point
66)  Any individual, either spouse or child, who is covered by the primary insured member's plan is a
1 point
81)  Insurance companies are regulated by the
1 point
89)  People who have poor driving records may be able to purchase
1 point
96)  The area covered by travel insurance is called
1 point
63)  What is the process by which you convert part or all of the money in a qualified retirement plan or nonqualified annuity contract into a stream of regular income payments for your lifetime?
1 point
72)  What type of insurance policy will pay off the loan of the insured's home in case of the insured's death or disability?
1 point
59)  Health insurance provided by the government to cover low-income individuals is
1 point
94)  Insurance agents who practice fraudulent insurance activities will experience all of the following except
1 point
92)  Comparing insurance data from previous years to predict future financial trends is referred to as
1 point
95)  The amount you have to pay before insurance pays for hurricane damage is the
1 point
86)  Future Purchase Option guarantees
1 point
88)  Which type of life insurance covers the insured for a specific amount of time and is more reasonably priced than whole life insurance?
1 point
64)  The amount that the insured pays after the deductible has been paid is
1 point
71)  Items not covered by an insurance policy are
1 point
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