SIGN ON: Coalition to Cap Car Title Loan Interest Rates
Help us fight predatory car title lending in Illinois!

Car title loans prey on Illinoisans with crippling interest rates as high as 304%. These loans trap consumers in debt they can’t repay, and cause thousands every year to lose their car, a critical source of transportation to school and work. With annual interest rates averaging 188% and thousands of dollars in fees, a $500 title loan can cost up to 5 times more.

Car title loans are a type of high-cost, small-dollar loan. They are similar to payday loans, but are secured by the title to the borrower’s automobile - meaning that if the borrower falls short on payments, the lender can seize and sell their car.

The Fair Lending Act will finally give consumers relief from title loans by:
• Capping interest rates on title loans at 36%
• Establishing maximum loan term limits
• Creating protections in the event of a car repossession

Help us win a 36% interest rate cap on car title loans! Join the coalition to cap car title loan interest rates. By joining the coalition, you'll be added to the list of supporters on our materials and will receive periodic updates and action alerts about the campaign.

For questions or more information, contact Jody Blaylock at or 904-563-0882.

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