All the right questions to get the best orthodontic insurance!

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We know that navigating dental insurance can feel overwhelming, but we’re here to make it simple. When it comes to finding the right insurance for orthodontic care, there are a few key things you should know to ensure you're choosing the plan that gives you the best coverage for your needs. Let’s break it down.

Email *

Name of the Insurance Company *

What is the type of insurance plan?

PPO (Preferred Provider Organization): Offers flexibility in choosing your provider.

Premier: A higher-tier PPO with more comprehensive coverage but potentially higher premiums.

Indemnity Plans: Traditional plans that allow you to see any dentist and typically offer reimbursements.

Clear selection

Does the insurance plan include orthodontic benefits?
*

If the answer is No, under "Other", note the name of the insurance representative and a confirmation number for the call.

Yes

No (Stop here if the answer is No and submit the form).

Other:

Required

What is the lifetime maximum for orthodontic benefits? ($)
*

Is there an age limit on orthodontic coverage?
*

Yes

If Yes, what is the age limit?
*

Is there an orthodontic deductible?
*

Yes

If yes, what is it ($)?

Is there a waiting period for orthodontic treatment?
*

Yes

If yes, what is the length of the waiting period (how long will you need to wait before you can begin treatment)?

Does the plan have an annual deductible for orthodontic treatment or X-rays?
*

Yes

If yes, what is it ($)?

Is the benefit only for the subscriber or does it extend to a partner/spouse/dependent also on the plan?

Subscriber Only

Subscriber and Partner

Subscriber and Dependents

Subscriber, Partner, and Dependents

Clear selection

What is the benefit ($) for a limited treatment (code D8040)?

Dental insurances typically handle limited treatments differently from comprehensive treatments, which may influence the reimbursement amount.

Is there an office fee schedule?
*

This is an important questions but in case it trips you up, just select N/A and keep going.

Yes

N/A

Other:

Does the plan have Coordination of Benefits (COB)?
*

Yes

Is prior authorization required for orthodontic treatment?
*

Yes

Name of Representative
*

Confirmation number for the call
*

This number is your power move—it holds your insurance company accountable for the information they provide and ensures they take responsibility for any mistakes.

Insurance Hacks: Your Smile, Their Bill (But Don’t Quote Us)

Seaport Orthodontics, PC, DBA Seaport Smiles, is here to help make your insurance process a little less daunting with this handy form. That said, this form and its contents are offered purely as a helpful guide—not as legal, financial, or insurance advice.

We’re all about making things easier, and we’re here to help by sharing this information. Our goal is to assist, and we’re not in a position to make any promises or guarantees beyond that.

By using this form, you agree that Seaport Orthodontics, PC isn’t liable for any inaccuracies, surprises, or less-than-awesome outcomes from your insurance journey. Always double-check with your insurance provider or a trusted professional if you need the real nitty-gritty details.

This is just the beginning of something amazing for your smile—keep your eyes on the prize!

A copy of your responses will be emailed to the address you provided.

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