MARKET STALL HOLDER INSURANCE MAJOR EXCLUSIONS: The cover excludes:- * Any goods imported by you * Uncooked seafood or smallgoods * Second hand mechanical or second hand electrical goods * Toys * Model or remote control aircraft, watercraft or vehicle of any size * Silicone jewellery and/or teething rings/beads * Medicines and medical equipment or any device designed to pierce the skin including but not limited to the application of any tattoo or body piercing item. * Massage, manipulation, chiropractic treatment , tattoo or body piercing or similar * Potions, oils, fragrances, soaps, beauty products unless they are made entirely of natural ingredients * Knives and Swords * Hazardous, flammable or dangerous goods or any device requiring a license to possess or use due to its dangerous aspects *Cigarettes or Cigars of any kind including electronic cigarettes, electronic vaping devices, personal vaporizer, or electronic nicotine delivery system, or any consumable component * Any tobacco products, including synthetic or herbal tobacco, or any product designed to replicate the effects of tobacco or any other drug; or, smoking paraphernalia* Vehicles (including bicycles), motor vehicles, watercraft or aircraft, or, equipment or parts used for the navigation, safety or to provide motive power to any vehicle or craft * Safety equipment (including for sporting, industrial or domestic use). * Load bearing equipment including scaffolding, ladders, and steps or rigging devices * Animal Feed intended for animals other than domestic pets . Other Exclusions: * Excluding property owners liability * Liquor liability *Claims arising from forcible ejection by third party security guards * Injury (whilst performing) to performers/actors/singers/entertainers/participants and the like (where applicable) * Damage to the ground, pitch, grass area, carpets, rugs and the like due to normal use, wear and tear or abuse. * Amusement rides of any kind * Hot food stall holders (unless agreed) *Cross liability for the council. Can include them as an interested party only. CONDITIONS: * Please ensure the market has evidence of insurance for those Stallholders who have their own * Market to be patrolled and toilets checked on an hourly basis * A first aid kit to be available at all times* Please ensure that the claims handling procedures and incident reports are in place before the markets commencement * Any additional Markets to be referred to Underwriters for acceptance *Market is meeting Covid guidelines as per respective state COMMUNICABLE DISEASE EXCLUSION: 1. Notwithstanding any provision to the contrary within this policy, this policy does not cover all actual or alleged loss, liability, damage, compensation, injury, sickness, disease, death, medical payment, defence cost, cost, expense or any other amount, directly or indirectly and regardless of any other cause contributing concurrently or in any sequence, originating from, caused by, arising out of, contributed to by, resulting from, or otherwise in connection with a Communicable Disease or the fear or threat (whether actual or perceived) of a Communicable Disease. 2. For the purposes of this endorsement, loss, liability, damage, compensation, injury, sickness, disease, death, medical payment, defence cost, cost, expense or any other amount, includes, but is not limited to, any cost to clean-up, detoxify, remove, monitor or test for a Communicable Disease. 3. As used herein, a Communicable Disease means any disease which can be transmitted by means of any substance or agent from any organism to another organism where: 3.1. the substance or agent includes, but is not limited to, a virus, bacterium, parasite or other organism or any variation thereof, whether deemed living or not, and 3.2. the method of transmission, whether direct or indirect, includes but is not limited to, airborne transmission, bodily fluid transmission, transmission from or to any surface or object, solid, liquid or gas or between organisms, and 3.3. the disease, substance or agent can cause or threaten bodily injury, illness, emotional distress, damage to human health, human welfare or property damage.
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