How would you classify the damage to your home and property?
Total Loss
Examples: collapsed roof and walls, widespread mold that includes structural elements, condemned, complete foundation failure, uninhabitable and irreparable
Major Damage
Examples: significant structural or system damage (electrical, plumbing, HVAC), flooding above electrical outlets, unusable kitchen or bathrooms, mold remediation needed, can be repaired but not currently livable
Moderate Damage
Examples: water damage to flooring and baseboards, drywall or flooring replacement needed, some systems (HVAC/water heater) need repair or replacement, foundation needs minor repairs
Minor Damage
Examples: mostly cosmetic or non-essential issues, damage to non-living areas (detached garage, shed), fencing or driveway damage, patios, decks