Private Student Loan Evaluation Form
The information you provide on this form helps me fully evaluate the private student loan issues you're experiencing, and see if settlement is a viable option for you.

We are focusing only on private student loan negotiation at this time (balances over $10,000) and we are not offering stand-alone federal loan evaluations, but we can refer you to a third party agency or specialist who can help with federal loans strategies if that's your main concern. All federal loan programs are free to apply for, however, through studentloans.gov or your federal loan servicer.

Please allow some time for us to review your submission, and we will get back to you as soon as possible. I will be out of the office from July 4th-7th, so any inquiries received during that time will receive a response by the following week.

*Make sure to check your spam folder! Especially with Yahoo, our initial emails often go to spam*

**We do not negotiate settlements on federal student loans**
If you're not sure whether your loans are private or federal, follow the steps outlined in this blog article first: http://www.mycreditcounselor.net/how-to-tell-if-your-student-loans-are-private-or-federal/

**We do not negotiate on "Institutional Loans" from state based agencies. Such as, Texas Higher Education, New York HESC, NJ HESC, ACPE (Alaska), IDAAP, etc. These loans are from nonprofit agencies and are often backed by state bonds, and rarely settle. We negotiate settlements with for-profit private student loan lenders only**

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