Medicare Part D: Prescription Drugs Coverage Benefits

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Medicare Part D
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Medicare Part D

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A Comprehensive Guide to Medicare Part D

While Original Medicare’s Parts A and B help cover the majority of costs related to hospital and medical care, for many people, there’s another potentially steep cost that isn’t covered: prescription drugs. That’s where Medicare Part D can help.

This is a voluntary prescription drug coverage that is an option for anyone who is enrolled in Medicare Part A and/or Part B, and it can prevent large out-of-pocket bills for those who rely on prescription medications for their health.
But it’s important to understand exactly how Medicare Part D can help, and how it connects with Medicare Advantage, or Medicare Part C, plans that replace Original Medicare’s Parts A and B.

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Why You Should Consider Medicare Part D

If you regularly take prescription drugs, you should consider enrolling in a Medicare Part D plan. This voluntary drug coverage is offered by private insurance companies and approved by Medicare. Part D plans help cover your prescription drug costs, and as long as you are enrolled in Medicare Part A and/or Part B, you should be eligible.
It’s no secret that prescription drug costs are a major driver of healthcare-related spending in America, and that’s why it’s important to not overlook this important factor when considering all of your best options for health insurance and Medicare coverage.
Another thing to know is that enrolling in a Medicare Advantage Plan (Part C) with drug coverage is one more option to achieve this coverage and add to your covered benefits for healthcare-related expenses.

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