Here's a 150-word summary on the credit card strategies discussed in the video, written in the tone of Bev O'Shea:
As a credit specialist, I'd like to share some practical advice on managing debt and improving your credit. If you're struggling with bills, there are a few steps you can take:
• First, consider adjusting your tax withholdings at work. By filing as exempt for 3-4 months, you can increase your take-home pay and put that towards your debts.
• For those with a credit score around 680 or higher, look into these cards:
- Wells Fargo Reflect Card: 21 months of 0% interest, plus convenience checks to pay off other high-interest cards
- PenFed Gold Card: 15 months of 0% interest, with no hard credit check required
- US Bank Platinum Card: 20 months of 0% interest and convenience checks
• Another good option is the PNC Core Visa, which is Experian FICO 9 and has flexible terms.
• For those with multiple credit checks, the GM credit card can be obtained with no hard inquiry.
The key is finding the right credit tools to pay down balances and improve your overall financial health. Let me know if you have any other questions!
YouTube Url:
https://www.youtube.com/watch?v=HbmeDXEzSwQYouTube Channel:
https://www.youtube.com/channel/UCwTiSgSSNPiNANoB2cREAAgRelated Content:
https://www.tumblr.com/hildatjames/750630019924197376/https://calendar.google.com/calendar/event?eid=b2xzM3MyZXVuMzNwN3UyZWJvbzhqYXY0cmsgaGlsZGF0amFtZXNAbQhttps://www.pinterest.com/pin/604397212522227931/