Pre-Qualification: Rent With the Option to Buy
Complete this short, confidential form to determine if you may be eligible for a program which enables you to rent a home with the option to purchase that home at any point within 5 years. Michael Surges, a licensed REALTOR with Coldwell Banker, will respond to you as soon as possible upon completion of the form.
Do you have a household income of at least $50,000? (Includes all individuals who will be living in the home). *
Do you have a credit score of at least 550? *
Do you have any recent late payments on your rent, car, utilities, etc? *
Do you have approximately 2x the estimated monthly rent in cash to pay as a security deposit? *
Do you own a Doberman, Pitbull, Rottweiler, Mastiff, or more than three cats/dogs? *
Are you stably employed? *
Do you have a history of eviction or pending bankruptcy? *
If you have a current bankruptcy, is it a chapter 13? If so, are you current on your payments? *
What is your time-frame for finding a new home? *
Your answer
Do you intend on operating a business from your home? *
Do you have a history of any serious crimes? *
First & Last Name? *
Your answer
Best phone number to reach you about this pre-qualification? *
Your answer
Best email address to reach you about this pre-qualification? *
Your answer
Best day of the week to contact you? *
Best time of day to contact you? *
About Michael
Michael Surges is a licensed REALTOR with Coldwell Banker Residential Brokerage and is authorized to work with future renters and the lease with an option to buy program on behalf of Home Partners of America. He and The Surges Team have helped many happy clients buy and sell homes, and he is excited to help people find rental homes with this great new product by Home Partners of America.
Michael Surges is not a mortgage broker or financial representative and makes no guarantees on behalf of Home Partners of America for your eligibility for the lease with an option to buy program. If upon completion of this basic pre-qualification it appears in his subjective opinion that the program might be a good fit for you, Michael will refer you to the future resident portal for an official application with Home Partners of America at a one-time fee of $75 to Home Partners.

Home Partners will take several factors into consideration when reviewing an application, which include household income, rent-to-income, and debt-to-income ratio, rental and housing history, employment history, criminal history, and FICO® score. They consider the profile of the entire household when reviewing an application. If your application is denied, Home Partners will send you a notification in writing.

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