The Young Investor - Assessment

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This is your final assessment for the Young Investor Financial Literacy program. It’s your chance to apply what you’ve learned! Read each question carefully and choose the best answer. Good luck!

Full Name *

Grade and Division *

What does it mean to invest in something? *

Putting money into something and hoping it grows more

Buying things without worrying about their future value

Spending money on entertainment and luxury items

Saving money in a savings account with no risk

How can you tell the difference between needs and wants? *

Needs are items that are expensive, wants are items that are cheap

Needs are necessary for living, wants are optional

Wants are necessary for living, needs are optional

Needs and wants are the same thing

What does it mean to borrow responsibly? *

Borrowing as much as you can to enjoy life

Being careful about how much you borrow and making sure you can pay it back

Borrowing without any plan to repay

Borrowing only for big purchases like cars or houses

How are budgeting and saving different from each other? *

Budgeting is spending money, saving is earning money

Budgeting is saving money, saving is spending money

Budgeting is a way to invest, saving is not planning ahead

Budgeting is planning your spending, saving is setting money aside for later

What does entrepreneurship involve? *

Starting and running a business to make a profit

Working for someone else while earning a salary

Selling products that other businesses create

Managing someone else's business for a commission

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