I understand that Notre Dame of Maryland University and the Division of Student Life do not carry personal or comprehensive liability insurance in connection with any of their programs or activities, and that they have no appropriation for other funds which may be used to pay claims against the University of Notre Dame of Maryland the Division of Student Life and their officers, agents, and employees or any individual who may be injured in an accident while participating in a University or Division of Student Life program, initiative, activity, and/or organization. I also understand that in order to be allowed to participate and/or receive instruction in this activity, I must give up my rights to hold Notre Dame of Maryland University liable for any injury or damage which I may suffer while participating. I understand and agree that by signing this agreement, I am agreeing to release, indemnify and hold Notre Dame of Maryland University and their officers, agents and employees harmless from any and all liability or costs, including attorney’s fees, associated with or arising from my participation and/or receipt of participation in Notre Dame of Maryland University sponsored activities or events. I, therefore, voluntarily assume all risks of loss, damage, illness, or injury that I may sustain while participating in University or Division of Student Life programs and in consideration of the right to participate in such programs, I covenant to refrain from instituting any claims, demand, or cause of action for damages, costs or compensation against Notre Dame of Maryland University Division of Student Life, for any injury or loss which may occur as a result of participation in University or Division of Student Life programs. In further consideration of the right to participate, I release Notre Dame of Maryland University and the Division of Student Life or their officers, agents, and employees from any and all claims, demands or causes of action on account of any injury or loss which may occur as a result of my participation in University or Division of Student Life programs, whether arising through the negligence, omission, default, or other action of any person or organization associated with such programs. *