JA Finance Park - Post-Test
Now that you’ve completed the program, please answer these questions about what you learned. Please plan for 10-15 minutes for completion.
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Tell Us About You
Please type in the name of your school: *
Please type in your teacher's name: *
Please type in your LAST name: *
Please enter your birthday: *
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What grade are you in? *
How many times have you participated in JA in the past? *
Questions about the Program Content
Choose the letter of the response that you think BEST answers the question.
1. Your abilities include:
A. The things you do well
B. Your mental competence
C. The skill you need to do something
D. All of the above
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2. Career planning is done:
A. After high school
B. In college
C. Throughout a lifetime
D. Once in a lifetime
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3. What are the three main types of taxes?
A. Income, sales, and property
B. Unemployment, sales, and property
C. Federal income, unemployment, and state
D. Sales, property, and unemployment
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4.   The total amount of earnings made over a one-year period after all deductions have been taken is:
A. Gross annual income
B. Gross monthly income
C. Net annual income
D. Net monthly income
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5. When it comes to personal savings, what does the acronym PYF stand for?
A. Prepare Your Future
B. Prepare Your Finances
C. Pay Yourself First
D. Prepay Your Finances
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6. A saver who wants her savings insured by the FDIC (Federal Deposit Insurance Corporation) wants to use this savings option.
A. Stocks
B. Bonds
C. Mutual funds
D. Savings account
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7. Protection against risk is the primary reason people purchase this type of policy.
A. Auto insurance
B. Health insurance
C. Home insurance
D. All of the above
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8. An example of a financial institution is:
A. A department store
B. A bank
C. A school
D. An ATM
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9. Which of the following statements in NOT correct?
A. A debit card allows for an immediate electronic transfer of money from a cardholder's savings or checking account.
B. A debit card is essentially a paper check but doesn't require the processing time a check does.
C. A debit card is handy in an emergency when you don't have the money to spend.
D. A debit card is a pay-now payment type with no grace period for payment.
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10. Lenders use credit agencies to determine:
A. An applicant's credit score
B. An applicant's credit history
C. Whether an applicant has any outstanding debts or defaults
D. All of the above
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11.  The amount of earnings made over one month, after deductions, is known
A. Total annual income
B. Net monthly income
C. Gross monthly income
D. Gross annual income
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12. A record of income and expenditures for a given period of time is called a(n):
A. Credit
B. Investment
C. Budget
D. Interest
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13. When budgeting, the first categories to consider are those that meet your:
A. Wants
B. Needs
C. Discretionary funds
D. Important expenses
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Thinking about your life TODAY, please answer the following questions.
Select the answer that BEST answers how you feel or think.
1=Never
2=Sometimes
3=Often
ABOUT ME... *
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2
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14. I use a personal budget to plan how I spend money.
15. I save money for the future.
16. I think about financial issues in my future.
Thinking about your life TODAY, please answer the following questions.
Select the answer that BEST answers how you feel or think.
1=Disagree
2=Slightly Disagree
3=Slightly Agree
4=Agree
ABOUT MY FUTURE... *
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2
3
4
17. I have set goals for my future.
18. I feel in control over how my future will turn out.
19. Doing well at school is important to me.
20. I expect to graduate from high school.
21. I plan to attend at least two years of college.
22. I think I will probably graduate from college.
23. I believe I can create my own future.
Please tell us about the volunteer or instructor who taught your program.
Select the answer that BEST answers how you feel or think.
1=Disagree
2=Slightly Disagree
3=Slightly Agree
4=Agree
ABOUT MY INSTRUCTOR... *
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2
3
4
24. My instructor made a connection between real life and what I learned in the classroom.
25. My instructor helped me to realize the importance of staying in school.
26. My instructor's personal stories motivated me.
After participating in this JA program, I feel more confident in my ability to manage my money. *
After participating in this JA program, I am rethinking my career goals. *
After participating in this JA program, I plan to talk to a school counselor about my college/career plans. *
List two things you learned from the program that you think are important.
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