I understand that the Customer is the owner of the product and is responsible for the product until received by Lux Tactical. At it's sole discretion, Lux Tactical may provide a prepaid shipping option that does not include insurance. If the Customer wishes to ship their product with insurance, the Customer must arrange such shipping service on their own and provide with the tracking number. Lux Tactical is not responsible for damage or loss during shipping regardless of which party pays for shipping services.