2. I understand that I am responsible for repaying the loan, including interest, according to the agreed-upon terms, regardless of my academic or employment outcomes.
3. I certify that all information provided in this application is accurate and truthful to the best of my knowledge.
4. I authorize the lender to verify my enrollment status, academic progress, and other necessary information.
5. I understand that providing false or misleading information may result in the denial of this application or legal consequences.