Student Loan Application 
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Email *
Personal Information
First Name *
Last Name *
Date of Birth *
Social Security Number *
Street Address *
City  *
State *
Zip Code *
Phone Number *
Email Address *
Citizenship or residency status *
Lash and Company Location *
Dollar amount requested for financing? *
What is the starting month of the program you are joining? *
Which program are you enrolling in? *
Employment Information 
Are you currently employed? *
Current employer and contact information *
Annual income *
If unemployed, How do you plan to manage your repayment obligations? *
References
Reference 1: Name and Contact Information *
Reference 2: Name and Contact Information  *
Loan Terms 
  1. Loan Amount
    The loan amount requested and approved will be limited to the cost of tuition.

  2. Interest Rate
    The loan will accrue interest at an annual fixed rate based on credit worthiness. Interest will begin accruing on the disbursed amount as of the date of disbursement.

  3. Loan Disbursement
    Loan funds will be disbursed directly to Lash and Company to cover tuition and fees. Any remaining balance may be refunded to the student or applied to other approved expenses.

  4. Repayment Terms

    • The repayment period will be 36 months. For example: $6500 total tuition is a monthly payment of $238.26.
    • Monthly payments will be calculated based on the total amount borrowed, interest accrued, and repayment period.
  5. Prepayment
    Borrowers may prepay all or part of the loan at any time without penalty.

  6. Default and Late Payments

    • A loan is considered in default if payments are 60 days overdue.
    • Late payments may incur additional fees and affect the borrower’s credit score.
  7. Co-Signer Responsibility (if applicable)
    If a co-signer is required, the co-signer assumes equal responsibility for loan repayment in case of borrower default.

  8. Loan Cancellation or Discharge
    Loans may be canceled or discharged under limited circumstances, such as death, permanent disability, or closure of the educational institution.

  9. Borrower’s Rights and Responsibilities

    • Borrowers have the right to receive a full loan disclosure statement, including a schedule of payments.
    • Borrowers are responsible for notifying the lender of any changes to their contact information, enrollment status, or financial situation.
Disclosure and Acknowledgment
By checking the box below, I acknowledge that:
1. I have read and understood the terms and conditions of this loan application and agreement.

2. I understand that I am responsible for repaying the loan, including interest, according to the agreed-upon terms, regardless of my academic or employment outcomes.

3. I certify that all information provided in this application is accurate and truthful to the best of my knowledge.

4. I authorize the lender to verify my enrollment status, academic progress, and other necessary information.

5. I understand that providing false or misleading information may result in the denial of this application or legal consequences.

*
Required
Account Information 
Account Holder Name (First and Last) *
Name of Bank *
Routing Number *
Routing Number Confirm *
Account Number  *
Account Number Confirm *
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