Kiva Zip - Financial Capacity Assessment

This form provides guidance for borrowers to understand whether they would qualify for a Kiva Zip loan. This form is NOT the loan application. All answers will be kept private. If you have questions about this form, please email us at contactzip@kiva.org.
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    Household Income

    This section refers to the total income of everyone considered a part of your household. This includes income from your salary (from a business or job), your spouse's income, disability payments, unemployment benefits, pension plans, and VA benefits. It does not include income from asset sales, inheritances, roommates from shared living spaces, non-married significant others, or student loan allowances.
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    Household Debt

    This section refers to the monthly payments for debts accrued from anyone within your household. Do not include debts taken for business expenses (this will be discussed in another section).
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    Business Income

    This section refers to income generated from the business with which you are applying for a loan. If you have multiple businesses, you must choose one business that will be the recipient of the loan.
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    Business Debt

    This section refers to any debts incurred to finance your business operations, inventory, and other expenses outside of your household expenses.
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