Financial Wellness Survey
Our goal at Money Fit is to offer the best and most effective financial wellness products and programs. Your feedback helps us develop and curate resources that have the greatest positive impact. We genuinely appreciate your participation.
Do you have money set aside for an emergency expense fund?
If you answered yes to having an emergency fund available then how much have you currently saved?
I have enough saved to almost fill up my change jar!
If I had a major appliance go out or a moderate repair needed on my vehicle I'd be okay.
If I were to become unemployed it wouldn't cause too much stress as I have a few weeks worth of living expenses saved.
The impact of a longer term concern such as a health issue such as unemployment wouldn't cause a big problem because I have over six months of living expenses saved.
No Savings / Not Applicable
Do you participate in a 401(k) or another type of retirement plan?
I'm not sure
Check all insurance policies you have:
Long-term disability insurance
Mortgage life insurance
Short-term disability insurance
What does a typical month of paying bills look like for you?
I struggle paying all of my bills. I occasionally have to juggle or skip payments. Paying on time is difficult.
I spend everything I earn for the month. I'm not behind but I'm not getting ahead.
I'm able to save money some months and I try to make higher payments to reduce my debt.
I have little to no outstanding debt. If I use my credit cards I pay them in full each and every month.
Regarding your debt, check all that apply.
I am using more and more of my income to pay my debt
I make only the minimum payments due on my loans and credit cards each month
I am near, at, or over the credit limit on my credit cards
I am paying my bills with money intended for other things
I am borrowing money or using credit cards to pay for things I used to buy with cash
I often pay my bills late
I am dipping into my savings to pay current bills
I put off visits to the dentist or doctor because I can’t afford them
A collection agency called me recently about overdue bills
I am working overtime or a second job to make ends meet
If my I lost my job (or my spouse lost his or her job), I would be in financial trouble right away
I often worry about money
Checking three or more boxes above can indicate that there is serious financial concern.
If you are in need of immediate assistance and seek to speak with a certified credit counselor please call 1-877-688-3328 at your earliest convenience.
Does your employer offer a financial wellness program?
Send me a copy of my responses.
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