We look forward to meeting you! Please confirm your eligibility as described below, and then complete the form to apply (it should take ~20-30 minutes). Applicants of all backgrounds are encouraged to apply.
Confirm Your Eligibility:
• You must be at least 18 years of age.
• You must not currently be in foreclosure, bankruptcy, or under any liens.
• You must not have had a violent or financial criminal conviction in the last 5 years.
• You must not be a registered sex offender.
• You must reside and operate your business in the United States.
• Your business cannot be registered in the states of Nevada or North Dakota.
• You must be seeking a loan for business purposes other than refinancing debt and purchasing stock or equity.
• Your business must not be of a type deemed ineligible by Kiva. Some examples are: federally illegal activities (e.g., gambling, hemp-related products); businesses related to tobacco, pawn-shops, weapons, multi-level marketing, direct selling, cryptocurrencies, drones, or adult entertainment; businesses providing contract work for large corporations (e.g., AirBnB, Uber, Lyft, DoorDash, etc.).
• Your must be able to prove revenue (i.e., donations) in the past 12 months if your business is a nonprofit organization.
• You must be willing to demonstrate your social capital by asking ~10-30 of your friends, family, clients, and/or business partners make a loan to you during your Private Fundraising Period.
Once you apply, we will reach out, if you are eligible, to match you with potential loan and grant opportunities.