Bankguru Information
To collect and sample data to learn whether ones loan is fair or not. There is no definition of fairness so far but to even begin we need to get data to enhance transparency. Obviously we can go into the Loan Contract Terms but since most of us are not lawyers, I have taken the simple approach of just loan information past and present and the circumstances leading to the application to get an idea on what factors did the lender took into account in comparison with the "average". There is no hypothetical "average" which basically means tick all the boxes. AI will hopefully help me to find this and from there create a model that can "tell" whether you are above or below this "average". Fun right ? So I hope you will give 6 mins of your time. If you can't remember the exact details, approximation will be fine as most will average out. Thanks for reading and chow.
Country (U.S./AUSTRALIA) *
Are you WHITE ? (optional)
Postcode *
Name of Bank *
Principal Loan Amount *
Year you took up the Loan (YYYY) *
How long is the Loan in Years (in number) *
Profession (if working at time of making loan application) *
Highest Education Qualification (at time of loan application) *
Have you REFINANCED ? *
Was your loan obtained through a mortgage broker ? *
Have you ever purchase another product from the same bank that offered you the loan ? *
Total Income declared per year at the time of loan application (in local currency USD/AUD). *
Current Position (if any) *
Gender *
Do you have children at time of making this loan application *
Loan Payment per Month (in number) *
Interest offered on Application (%) *
Your Age at the time of Loan Application *
Loan is for *
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