Professional Liability Insurance 
What is Professional Liability Insurance and why is it needed? As a beauty professional, you will be dealing with many clients on a day-to-day basis. Even if the beauty procedures are considered relatively safe, accidents, incidents, allergies, and side effects could still happen no matter how educated, experienced, or careful you might be. 

Professional Liability Insurance is designed to protect beauty professionals from lawsuits arising due to negligence, professional malpractice, and accidents that may occur during or after your services. 

In the event of a lawsuit, you may be required to present yourself in a court of law. By having Professional Liability Insurance, you no longer have to figure out how you will pay to defend yourself (legal defense). 

If the client demands monetary compensation due to damages caused by your services, you will not have to pay out of your pocket for those expenses. Even if a case does not go to court, Professional Liability Insurance will pay the costs of any out-of-court settlements that are reached. 

If you are interested in getting a quote, please answer the following questions as best possible.


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