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MCQs practice- 14.11.25
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Under the regulatory framework governing NIDHI Companies in India, which of the following statements is/are correct?

1.A NIDHI Company requires prior approval from the Reserve Bank of India (RBI) to commence its operations, since it performs financial activities similar to NBFCs.

2.A NIDHI Company is legally permitted to raise funds from the general public through the issuance of preference shares, provided such issuance is disclosed in its Memorandum of Association.

3.A NIDHI Company may accept deposits only from its members, but it is barred from opening current accounts even for those members.

4.While NIDHI Companies cannot engage in hire-purchase or leasing activities, they are allowed to deal in securities strictly for investment of surplus funds.

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With reference to the Financial Sector Assessment (FSA) Report and the Financial Sector Assessment Program (FSAP), consider the following statements:

1. The FSA Report for India is prepared solely by the World Bank, whereas FSAP missions in emerging economies are carried out exclusively by the IMF.

2. FSAP assessments examine a country’s financial stability, regulatory architecture, and crisis-management capacity, while the FSA Report highlights country-specific findings emerging from the FSAP exercise.

3. According to the recent FSA Report, India’s capital markets (equity, government bonds, and corporate bonds) have expanded to more than 175% of GDP, partly due to inclusion of several new asset classes under the FSAP methodology.

4. The World Bank noted that the introduction of scale-based regulation for NBFCs recognizes the heterogeneity of the sector and strengthens systemic risk oversight.

Which of the above statements are correct?

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Consider the following statements regarding the UN Water Convention:

The Convention was initially intended as a global framework, and only after its 2016 amendment did it become restricted to the pan-European region.

Parties to the Convention are obligated to enter into basin-specific agreements and establish joint bodies for cooperation on shared waters.

The Convention replaces existing bilateral or multilateral agreements on specific transboundary basins to ensure uniformity of water-governance standards.

Which of the statements given above is/are correct?

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Consider the following statements regarding the geographical features of Peru:

1. The Costa region of Peru lies between the Andes and the Amazon Basin and is characterized by dense tropical vegetation.

2. Mount Huascarán, Peru’s highest peak, is located in the Cordillera Oriental range of the Andes.

3. Lake Titicaca, partly in Peru, is recognized as the world’s highest navigable lake.

Which of the statements given above is/are correct?

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Consider the following statements regarding global climate governance:

1. The Kyoto Protocol, unlike the Paris Agreement, established legally binding quantitative emission-reduction targets only for developed countries.

2. The Paris Agreement departs from the UNFCCC principle of “common but differentiated responsibilities” by imposing uniform mitigation obligations on all Parties.

3. Under the UNFCCC, scientific assessments provided by the Intergovernmental Panel on Climate Change (IPCC) guide negotiations and decision-making.

Which of the statements given above is/are correct?

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Consider the following statements regarding volcanic lightning:

1.Volcanic lightning occurs only in the upper parts of the eruption plume where ice particles form, and not in the lower ash-dense regions.

2. The water content in volcanic plumes is generally lower than that in typical thunderstorms, which is why lightning generation is weaker.

3. Historical records of volcanic lightning date back to at least the 1st century CE.

Which of the statements given above is/are correct?

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With reference to the Emissions Gap Report (EGR) 2025, consider the following statements:

1.The projected global temperature rise of 2.3–2.5°C by 2100 is calculated after assuming full implementation of the latest NDCs submitted by all Parties, covering nearly all global emissions.

2. As per EGR 2025, global GHG emissions increased in 2024, reaching 57.7 GtCO₂e, despite new NDCs covering only about two-thirds of global emissions.

3. To stay on track for the 1.5°C Paris Agreement target, global emissions must fall by 55% by 2035, which is significantly higher than the reduction implied by current NDCs.

Which of the statements given above is/are correct?

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With reference to Khangchendzonga National Park (KNP), which of the following statements is/are correct?

1. KNP’s altitudinal range spans more than 7,000 metres, making it one of the widest vertical ranges for any protected area globally.

2.It is India’s only UNESCO World Heritage Site recognised in both natural and cultural categories under the “mixed” criteria.

3. Zemu Glacier, located inside KNP, is the largest glacier in the Eastern Himalaya.

3.The park is located entirely within India and does not share a boundary with any other country.

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With reference to the Black-headed Ibis (Threskiornis melanocephalus), consider the following statements:

1. It is the only native ibis species in its South and Southeast Asian range that exhibits predominantly white plumage combined with a black head and neck.

2. The species is strictly restricted to freshwater wetlands and avoids human-modified landscapes.

3. Its ornamental tail feathers turn black only during the breeding season.

4.It is currently listed as Near Threatened under the IUCN Red List due to rapid habitat loss.

Which of the statements given above is/are correct?

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Which of the following statements about melanin is correct?

1.Neuromelanin, unlike eumelanin and pheomelanin, is primarily involved in determining skin and hair color.

2.Hyperpigmentation results from a deficiency of melanin in certain skin regions.

3. Eumelanin provides protection against ultraviolet (UV) radiation by absorbing UV rays, thereby reducing the risk of DNA damage in skin cells.

4. Pheomelanin is the main pigment responsible for brown and black shades in human skin.

Options:

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Which of the following statements about lichens and their ecological significance is correct?

1. Lichens are purely autotrophic organisms that do not rely on any other species for nutrients.
 2. The symbiotic relationship in lichens is mutualistic, where fungi provide protection and water absorption, while algae or cyanobacteria provide carbohydrates and vitamins.
 3. Lichens are secondary colonizers that only grow after soil has formed and cannot initiate colonization on bare rocks.
 4. Lichens are limited to temperate regions and cannot survive extreme environmental conditions.

Select the correct answer using the code given below:

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Consider the following statements regarding the National Board for Wildlife (NBWL) and its Standing Committee:

1.The NBWL is headed by the Prime Minister, while its Standing Committee is chaired by the Minister of Environment, Forest, and Climate Change.

2.The NBWL primarily deals with policy-level decisions on wildlife, whereas the Standing Committee regulates land diversion within Protected Areas and Eco-Sensitive Zones.

3.The Standing Committee can approve projects outside Protected Areas without NBWL’s recommendation.

4.The NBWL conducts Environmental Impact Assessments of projects affecting wildlife habitats.

Which of the statements given above is/are correct?

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Which of the following statements about typhus and scrub typhus is correct?

1. Scrub typhus is caused by Rickettsia typhi and is transmitted by body lice.
 2. Murine typhus occurs mainly in temperate regions and is transmitted by chiggers.
 3. Epidemic typhus is caused by Rickettsia prowazeki and can spread from person to person.
 4. Scrub typhus is transmitted by infected chiggers and does not spread directly between humans.

Options:

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Consider the following statements about interstellar objects (ISOs) such as 3I/ATLAS:

1.They are gravitationally unbound to any star and can pass through the solar system on hyperbolic trajectories.

2. Their perihelion is the closest approach to the Sun, while their aphelion does not exist in a conventional sense due to their hyperbolic orbit.

3.All interstellar objects have a nucleus smaller than 1 km and exhibit a reddish hue due to complex organic compounds.

4.They may be ejected from their home stellar systems via gravitational interactions or collisions.

Which of the statements given above is/are correct?

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Which of the following statements about Chronic Obstructive Pulmonary Disease (COPD) is correct?

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GPS spoofing differs from GPS jamming primarily in that it:

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 Consider the following statements regarding noncoding DNA, commonly referred to as "junk DNA":

1. Junk DNA never produces any functional RNA or protein and is completely inert.

2. Some sequences of noncoding DNA can acquire new functions over evolutionary time through exaptation.

3. The proportion of coding versus noncoding DNA is relatively consistent across all species.

Which of the above statements is/are correct?

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The recently installed scintillometer at the Tamil Nadu Rice Research Institute’s Critical Zone Observatory primarily helps in:

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Ricin, a highly toxic protein derived from castor beans, has attracted attention due to its potential use as a biological weapon. Which of the following statements about ricin is correct?

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Consider the following statements regarding the Ramman Festival of Uttarakhand:

1.Ramman Festival is celebrated exclusively in the Bhotia tribal regions of Uttarakhand.

2.The festival integrates oral recitation of the Ramayana with local legends, masked dances, and ritual music.

3.The masks used in the festival are traditionally made from Bhojpatra (Himalayan birch).

4.Participation in the festival is caste-based, with financial and performative contributions coming solely from the priestly class.

Which of the statements given above is/are correct?

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The Visible Emission Line Coronagraph (VELC) on Aditya-L1 is a unique payload for solar observation. Consider the following statements:

1.VELC can image the solar corona starting from 1.05 times the solar radius, closer than any previous coronagraph.

2.It is capable of simultaneously performing imaging, spectroscopy, and spectro-polarimetry.

3.VELC is designed to study the corona exclusively in visible light and cannot provide data on coronal magnetic fields.

4.It will provide critical measurements of Coronal Mass Ejections (CMEs), solar wind, and coronal plasma parameters like temperature, density, and velocity.

Which of the above statements is/are correct?

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