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The Funeral Program Site
The Funeral Program Site has been servicing the death care industry for over 2 decades and is the industry leader in DIY funeral program templates, printed memorials, and personalized in loving memory keepsake products. We offer a full range of services for all timeframes and budgets.

Address: 5080 Virginia Pkwy Suite 700, McKinney, TX 75071
Phone: (800) 773-9026
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Prepaid Funerals - Nine Tips for Researching Options

When you are preparing for your death and getting your final wishes in order, it makes sense to look into prepaid funerals. This option of planning ahead for your own funeral or memorial service will take a great burden, both financial and emotional, off your family when the time comes for your funeral. There are many things to take into consideration when looking at prepaid funerals, but here are some tips to consider when doing your research.

Look into purchasing pre-need insurance. This is sometimes called funeral insurance and, on occasion, it's built into life insurance plans. Pre-need insurance allows you to set aside a certain amount of money to help pay for the funeral upon your death. Your family will still need to make most of the plans, but the insurance will cover the costs.

Open a "Pay on Death" account at your bank. If you feel uncomfortable with insurance, you can choose the option of opening a "Pay on Death" or POD account at your bank. This account will be released to the funeral home of your choosing, upon your death and the funds will be used to pay for the prepaid funeral you've already planned or the funeral that your family plans.

Physically visit the funeral home. People can be very courteous on the phone and then give off a completely different energy in person. When you are looking at funeral homes, always visit them in person so that you can take a tour of the space and get to know the funeral director better to make sure you're comfortable with them before you choose a prepaid funeral there.

Always verify the insurance license of a funeral director. Directors of funeral homes are required by law to have insurance licenses and, while most places will have insurance, there have been cases of fraud in the past, so make sure you double check those licenses.

Ask the crematory if families can witness the cremation. If you are at all worried about the crematory not sending your family the right cremains, you can ask if they will allow a member of the family to witness the cremation. Many funeral homes and crematories are very understanding and will allow this.

Ask if the prices are locked in. Inflation happens and what you set aside for a prepaid funeral now may not be the same upon the time of your death. Make sure that the funeral home will lock in your prices now so that your family isn't stuck paying an additional bill after your death.

Ask what happens if the funeral home goes out of business. Unfortunately, in this economy, it's a reality that even funeral homes go out of business. If you're considering purchasing a prepaid funeral, don't be embarrassed to ask this question. Make sure they have a contingency plan in case this happens.

Check to make sure the services can be moved to another home. Life happens and sometimes we move in between the time that we plan a prepaid funeral and our death. Ask the funeral home if you will be able to transfer the plan to a new county or state if you move.

Make sure to get itemized lists of services. It's actually an FTC law called the "Funeral Rule" that requires all funeral homes to disclose itemized prices of their services. If a home refuses to do so, remind them that they are required to by law.
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Best Funeral Etiquette Tips For the Family of the Deceased, Friends, and Relatives

When to Notify?
The immediate family should receive notification first, preferably in-person or by telephone, followed by the closest relatives and friends. Be sure to provide the name and address of the funeral home for the delivery of funeral flowers. The service details can be relayed later when available.

Dress Code?
Though it is no longer necessary to dress in black, do show respect when picking out your funeral attire. Conservative suits or dress-clothes, in dark, respectful colors are most appropriate. It is advisable to avoid floral or busy patterns

What are Typical Visitation Rights?
Upon learning of a death, it is customary for intimate friends of the family to visit the family either at their residence or funeral home. It would probably be more comfortable for all concerned to meet at the funeral home because they are prepared for visitors. Each family should decide the number of family members needed during calling hours. It is also not necessary for family members to engage in long conversations; a simple "Thank you, it means so much to have friends like you at this time," is adequate. If the casket is open during calling hours, some visitors may want to bid farewell to the deceased. Although sometimes a visitor will request that a family member accompany them to view the body, it is not a requirement

Funeral Service Duration?
Modern funeral services are usually brief and last approximately 30 minutes

Cemetery Service Duration?
The graveside service tends to be brief. Customarily, once the commitment ritual is complete and the casket has been lowered to ground level, the family typically departs. The casket is then placed in a vault, interred, and funeral flowers placed on the grave

What Typically Happens Immediately After the Memorial Service?
Immediately after the funeral service, the family sometimes invites the attendees to join them for food or a reception at their home or designated place. This gives everyone a chance to talk and provides some time to relax and refresh. Sometimes friends or church members will take it upon themselves to prepare food ahead of time and relieve the family of this task

How Should You Respond After the Funeral?
For several days after the service, the family should be permitted to rest and have time to handle the myriad details that accompany such an occasion. While some families enjoy the diversion of visits and calls from friends and family, others prefer complete privacy. It is not inconsiderate to cut short calls at this time

What About Sending Thank You Notes?
Most Funeral Directors can supply you with generalized thank you cards or the family may choose to send a more personal thank you note. The note should be a concise, personal, and specific. Also, yielding to modern tradition, a simple thank you card with a signature is accepted, with or without a personal note
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