Financial Lit 2023-2024
David Bork
Cibola High School
Room F-13
505-897-0110
“Money, get away. Get a good job with more pay and you’re O.K. Money, it’s a gas. Grab that cash with both hands and make a stash. New car, caviar, four-star daydream, think I’ll buy me a football team. Money, get back. I’m all right, Jack, keep your hands off of my stack.” – Pink Floyd
Course Description:
Welcome to Financial Literacy! This course will be a whole different kind of math. Yes, yes there will be fractions, multiplication, division, and letters that aren’t letters but are instead called variables. But hey, you won’t encounter a single imaginary number anywhere in this class I plomise. In this course we will be focusing on money and its uses. We will be covering stocks, banking, consumer credit, property ownership, taxes, and budgeting. Finally, what you’ve all been waiting for. No longer will you ask “where will this math be used?” You will learn how to purchase a car, form effective plans to save money, as well as steps to becoming filthy rich! No guarantees on that last one… This class will empower you with the skills to get what you want and how to lead a comfortable life free from money related stress. I as your teacher believe that in our day and age this mathematical subject is by far the most important.
Text:
NGPF.org - Most of our classroom work will be taken from the curriculum on the website Next Generation Personal Finance. We will be eliminating the majority personal copies by including assignments from this curriculum as editable google documents via google classroom. There may be other supplemental materials but I will be providing them to students in-class on a case by case basis.
Supplies:
Class Rules:
We will follow all school rules that can be found in the student agenda, with an emphasis on the following:
Attendance Policy Theft
School Sponsored Absence Vandalism/Graffiti/Pranks
Tardy Policy After School Detention
Plagiarism/Forgery/Cheating Student IDs
Grading:
Grades are earned by the student rather than assigned by the teachers. There will be multiple forms of assessment where each unit will include classwork, assignments, quizzes, and unit exams. Late work will be penalized. Students are expected to have a notebook for the class to organize all work completed for this course. Coursework will be weighted as follows:
We all share the common goal of academic success for our students. The only way to obtain this is by maintaining academic integrity, showing up every day to class, and if a class has to be missed, make-up work should be quickly obtained and completed so students aren’t left behind.
Students will be allotted time equal to that of the excused absence to make up missed work. Most if not all assignments should be on google classroom so accessing make-up work shouldn’t be difficult. Students must get notes from a classmate or make arrangements to copy a class set. Quizzes and unit exams can be made up by appointment which is typically during lunch.
Late Work and Classroom Participation:
Work that is turned in after it is due is considered late. Students will have a total of 5 school days to complete make up work before it receives minimal credit. Each day an assignment is late, 10% will be deducted from the final grade. Once the 5 days have passed, the max grade an assignment can earn is a 50% which is still better than a 0%.
Personal Business and Hall Passes:
You are expected to take care of your personal business and use the restroom between classes. Passes will rarely be issued during class.
Classroom Behavior Expectations: