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Midwifery Financial Contract and Agreement
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Financial Contract and Agreement

for home birth midwifery services with Alisha Stoltzfus

Fees 

My full fee for the base midwife package services described are $4,200, and have additional packages and/or add-ons to the final invoice (labs, additional travel costs, newborn screens, water birth, placenta encapsulation, etc.). If you are interested in contributing to scholarship funds for those who are in need of a home birth scholarship, please let me know. I offer a sliding scale if you attend childbirth educational events and/or an online class, have had a previous home birth, or are decided on an individual basis at my discretion. Repeat clients are waived the deposit.

The interview appointment is free. An initial payment of $600 is due at first prenatal visit (if not possible, please refer to alternative payment options down below); $400 deposit is required and non-refundable as it covers on-call time, health history review, client portal management, ensures due date in my calendar, etc. At each following prenatal visit, $200 minimum towards the full fee is due (unless arranged otherwise). A $200 reduction in total fee is given for payments received in full by first visit or if you are a current client under care who has received services and paid an in full midwife package in the past.

Discussion of fee compensation in other forms (services, trade, etc.) is welcomed. Only payments made in full qualify for the reductions outlined above.

Remainder paid in full by 36 weeks, and is considered overdue in two weeks (by 38 weeks). Pre-payment ensures I am available for your birth starting four weeks before your estimated due date and six weeks postpartum. If there are any additional fees, I will send a final invoice in the postpartum. I send invoices via email, you can view and customize in your client portal, or we can agree upon an alternative payment arrangement, written down below. I accept payment by cash, check, paypal, or card with quickbooks (I do have a card reader if needed).

My clients are required to be active in the decision-making process of their care, and assume full responsibility for the outcome of their birthing experience. I do not carry professional liability insurance as that would make home birth unaffordable to families and malpractice insurance is unavailable to out-of-hospital midwives.

MIDWIFE OFFERINGS

Choose package and add-on(s) of choice (next page)

  • Midwife offerings base package: $4,200 total fee
  • In-depth perinatal education and care from a holistic, body-soul-spirit perspective and access to a curated well of resources.
  • 24/7 availability for questions or concerns from start of care up to 6 weeks postpartum (please follow communication guidelines as described in the letter of agreement).
  • Prenatal appointments (once every 4-6 weeks from 8-28 weeks, every 2 weeks from 28-36 weeks, and weekly from 36 weeks, and twice weekly after 41 weeks).
  • Prenatal supplies (blood typing, urinalysis, hemoglobin checks, glucometer kit, etc.).
  • Being on call for your birth starting at 36 weeks.
  • Your birth, which includes when you call until 3-4 hours after birth, for both myself and an assistant.
  • Water birth - optional use of reusable blow up pool and pump (you provide the hose and liner).
  • Immediate general physical newborn exam and referrals for further care if needed.
  • Postpartum and newborn supplies (varies).
  • Placenta smoothie(s), herbal bath or steam (1 initial), and belly binding services (1 tutorial).
  • 4-6 postpartum visits for you and baby in your home and final visit in my home office (24 hour, 2/3 day, 1 wk, 2wk, and 6wk).
  • Birth certificate and newborn screen filings (CCHD, hearing, and metabolic blood spot).
  • Research, time, educational workshops, paperwork filing, etc.
  • Access to my book library for borrowing, reading, and studying.
  • Attendance to childbirth educational workshops and events offered within my care team.
  • Recommendations for herbal products, homeopathic remedies, teas, and supplements as needed.
  • Midwife Package Two:
    $4,750 total fee
  • Midwife Package Three:
    $5,250 total fee
  • EVERYTHING FROM BASE PACKAGE PLUS:
  • Lab work (as needed) and review/assessment included in costs.
  • Placenta encapsulation in addition or in replacement of placenta smoothie(s).
  • Bag of herbal bath or steam (includes approximately 15 baths or steam sessions).
  • Two as needed remedies from my personal apothecary (herbs, homeopathics, and/or teas).

  • EVERYTHING FROM PACKAGE TWO PLUS:
  • Additional lab work (as needed) and well woman care for the one year postpartum.
  • Water birth - included rental use fee for heated AquaDoula pool and liner (you provide the hose).
  • Birth photography (if able to be hands free), editing, and downloads all included
  • 4-6 as needed remedies from my personal apothecary (full access to my herbal products, homeopathic remedies, and teas).
  • A month’s worth of herbal baths or steams (approximately 30 baths or steam sessions).
  • Postpartum doula care session (3 hour session).
  • Midwife add on(s):
  • Lab work as needed - I will inform what the cash prices are for each lab test requested/offered (prenatal panel estimates $50-150 cash). My current lab account is at St. Luke’s Hospital in Duluth, MN and is billed to me directly.
  • Travel expenses for home visits if choosing not to meet at my home office. A solo trip of more than 15 miles I am charging the current IRS standard mileage rate $0.67 per mile x round trip miles x # of trips to your home (dependent upon location can expect a range of $1000+ total expenses). In this time of life and a growing number of home birth families, the majority of prenatal and later postpartum visits will be at my home office.  
  • Rhogam immunoglobulin injection ($150 each) - this is an informed consent process if you are Rh- (negative blood type)
  • Newborn Vitamin K injection ($30 each)
  • Renting the Aquadoula heated pool ($100 per use)
  • Placenta encapsulation ($300 through local doula or $75 for a student to encapsulate)
  • Birth photography done by me if able to be hands free, editing, and downloads ($200)
  • Newborn metabolic screen (MN health department currently charging $245 + shipping = $255, private lab screening you purchase for $100)

Additional Costs You Can Expect (Your Responsibility)

  • Ultrasounds (I can request them, but you run insurance or pay out of pocket with hospital/clinic)
  • Prenatal vitamins and any other supplements you may need and are recommended (ranges $50-200)
  • Bodywork, massage therapist, chiropractor as recommended (variable)
  • Chiropractor ($50 per session, $30 newborn per session)
  • Craniosacral / Myofascial Therapy ($95-135 per session)
  • Massage therapist ($85+ per session)
  • Doula (ranges $1,000-1,500)
  • Lactation consultant (ranges from $250-1,000 depending on needs)
  • Pelvic floor therapist (ranges $100-200 per session)
  • Basic birth and/or postpartum supplies you are responsible for ($50-75 range)
  • The Birth Servant's birth supplies from In His Hands sent to directly to you - we will review together ($80-150 depending on if you buy water birth supplies, herbal and homeopathic remedies, and miscellaneous in addition to basic supplies)
  • Additional water birth supplies: lead free hose, faucet adapter, liner, floor tarp, etc. ($60-80)
  • Newborn hearing screens ($15 use/maintenance fee or contact local clinic to schedule)
  • Copies of the birth certificate ($25 to the county for a copy)

Refund policy

In the event that your care is transferred for any reason prior to 36 weeks, I will offer a refund for the amount you have already paid, minus $200 per prenatal appointment, $100 for each event of initial history review, and $400 non-refundable deposit. 

If transfer of care is necessary after 36 weeks, I will continue to offer visits and support using the same schedule outlined. Refunds are unavailable after 36 weeks, regardless of the location and outcome of the birth. The refund amount does not change if you arranged an alternative payment, scholarship arrangement, or took part in the sliding scale since these were made as a courtesy.

Termination of care

Unless other arrangements are made in writing, failure to pay fees may result in termination of care. If other arrangements are made in writing, failure to pay fees as specified may result in termination of care. If a scheduled payment cannot be made in the event of an unforeseen circumstance or emergency, please let me know ASAP. I reserve the right to not accept late payments and to terminate your care as a result, but if these are rare circumstances I generally accommodate them.

If you are not paid in full by 36 weeks or if you have not fulfilled the obligations of your payment schedule, your care will be terminated. I will send you a letter confirming termination and if I owe you any refund, it will be mailed to you within 60 days of termination.

Alternative payment arrangement

Payment arrangements other than those outlined are made on an individual basis and are at my discretion. If we have agreed upon an alternative payment arrangement, it needs to be written down below. The written plan below are subject to the same refund policies, termination of care, including amounts withheld per completed prenatal appointment ($200), each initial history review ($100), and the non-refundable deposit ($400).


Payment plan and schedule

The total fee of ______________________ will be made by ______________________ to Alisha Stoltzfus, The Birth Servant LLC as consideration for this agreement and described services.

The following terms apply:

  1. Full conveyance of total fee is conveyed concurrent with this contract.
  2. Partial conveyance of fee is conveyed concurrent with this contract to include at least $400 (10% of base package) non-refundable deposit required at the first appointment with the remainder of the required fee conveyed by 36 weeks.
  3. A $200 reduction in required fee is given for payments received in full by first visit or if you are already a current client under care who has received services and paid an in-full required fee in the past.

Discussion of fee compensation in other forms (services, trade, etc.) is welcomed. Only payments made in full qualify for the reductions outlined above.

Outline below payment schedule:

Date

Payment

Date

Payment

Due at first prenatal

$600

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Please sign below indicating you agree and understand The Birth Servant LLC, Alisha Stoltzfus’ financial contract, agreement, and expectations for midwifery home birth services.

Client _______________________________________________________ Date _____________________________

Midwife _____________________________________________________ Date _____________________________