Retirement age

Withdrawal rate (standard model)

Withdrawal rate (early retirement years)

Withdrawal rate (early retirement years) After Tax

50

3.7%

4.3%

3.2%

55

3.9%

4.6%

3.5%

60

4.1%

5.0%

3.8%

The probability refers to the odds of running out of money by the time you reach 95.