PERSONAL SALES CONTRACT PROMOTION LEVELS

Level

Contract

Lifetime Premium

1

30/2

$0

2

35/2

$150,000

3

37/2

$250,000

4

40/2

$400,000

5

42/2

$550,000

6

45/3

$700,000

7

47/3

$850,000

8

50/3

$1,000,000

9

53/3

$1,250,000

10

55/3

$1,500,000

NOTES: