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(June 6 - July 8 2022 TACTICAL)[HK] SCB Loans [06 06 2022 - 08 07 2022] MoneySmart x Standard Chartered (Hong Kong) Loans
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MoneySmart x Standard Chartered (Hong Kong) Loans Sign Up Promotion

Terms & Conditions

Contents

Last updated: 2/6/2022

Eligibility        1

Standard Chartered Bank (Hong Kong) Limited Loans        2

Gift        4

General        5

Contact Us Information        6

MoneySmart Policy and Terms of Use        7

活動條款        1

渣打銀行（香港）貸款        2

禮品        4

一般事項        5

聯絡我們        6

MoneySmart 政策和使用條款        

Eligibility 

For the purpose of this Promotion:

  1. The “Qualifying Period” will be from 6 June 2022 to 8 July 2022.

  1. All applications applied before and/or after the specified Qualifying Period, or submitted through any means other than MoneySmart, will not be eligible for this Promotion. Any correspondence on missing and/or delayed submissions shall not be entertained.

  1. This promotion (“Promotion”) is conducted by MoneySmart Hong Kong Pte Ltd and is open to all residents of Hong Kong.

  1. Each “Successful Application” will receive the MoneySmart Exclusive Gift, based on the pre-selected gifts (refer to Table 1) and status:

  1. An “Eligible Customer” must follow all the steps listed below in order to have a “Successful Application”:
  1. Complete and submit an application for an Eligible Loan on the promotion website https://www.moneysmart.hk/ (“Promotion Website”) as a loan applicant during the Qualifying Period.

  1. Customers who successfully apply for Standard Chartered Personal Instalment Loan or Standard Chartered Debt Consolidation Program within the Promotion Period and drawn down within 3 months will be eligible for the Welcome Offer. Only applicable to customers who do not hold any Personal Loan account offered by Standard Chartered Bank (Hong Kong) Limited at the time of application.

  1. Customers must disable any Ad Blocker extension on their browser, clear the cookies in their browser and complete the application as soon as possible.

Table 1: Eligible Loan

Provider

Eligible Loan products

Gift

Standard Chartered Bank (Hong Kong) Limited

  • Standard Chartered Personal Instalment Loan
  • Standard Chartered Debt Consolidation Program

Applicants who successfully apply loan amount of HK$200,000 or above via MoneySmart with loan drawdown within 3 months are entitled to an exclusive offer:

For loan amount HK$200,000 - HK$399,999, customer is eligible for HK$3,000 Supermarket Voucher / Dyson Pure Cool™ Purifying Tower Fan TP00 (retail value: HK$3,480);

For loan amount HK$400,000 or above, customer is eligible for HK$5,000 Supermarket Voucher / iPad Air 64 GB (retail value: HK$4,799）

  1. Complete the MoneySmart Redemption Form here and ensure that they submit their (1) Contact Details and (2) a valid Unique Reference Number (URN)
  1. Claim for the reward must be submitted.
  2. Applicants who do not complete the Claim Form fully, and accurately will not be eligible for the Gift.
  3. Applicants can only submit one Claim Form for the same application. If applicants need to change any information, they can login and edit the form in the system. No further changes to the details in the Claim Form will be entertained after the redemption form has been closed.
  4. The Gift amount and Gift type are based on the promotional period of the card you have applied for. Please ensure that the Gift you have selected is the Gift that you qualify for, should you be eligible. We reserve the right to make changes at our absolute discretion. View Table 1 for more details.

  1. Have their Eligible Loan (Table 1) application approved by the respective Loan Provider and successfully drawdown within 3 months
  1. The approval must be final and unconditional.
  2. “Eligible Customers” have until the 8 Sep 2022 23:59 (GMT +8) to submit their claim form, must complete the financial profile first).
  3. All clauses within the terms and conditions stated by the bank will hold and are binding for this campaign without doubt or dispute.
  4. All customers who are determined by Standard Chartered Bank (Hong Kong) that the loan application has been made through MoneySmart, will receive an email confirmation from MoneySmart Hong Kong. Customers who receive the email must submit a screenshot of the SMS sent by SCB to state the approval of the loan.

  1. A “Successful Application” is defined as an application as the applicants for the Eligible loan made during the Qualifying Period via the MoneySmart website.
  2. For the purpose of verification, the application reference numbers submitted on the claim form will be passed to the relevant party to validate if the application has been made via the link stated in Clause 5(a).

  1. In the event of any dispute on the attribution of application source, MoneySmart reserves the final right.

Gift

  1. The “Gift” refers to HK$5,000 Supermarket Voucher / iPad Air 64 GB (retail value: HK$4,799）/ HK$3,000 Supermarket Voucher / Dyson Pure Cool™ Purifying Tower Fan TP00 (retail value: HK$3,480)

  1. For purposes of awarding the Gift, the applicant has to be an “Eligible Customer” who submits an application for an Eligible Loan (refer to Table 1) as the applicant during the Qualifying Period via MoneySmart’s website;

  1. An Eligible Customer will only be entitled to receive one (1) Gift, regardless of the number of Eligible Loan you may have successfully applied for.

  1. Eligible Customers will get the choice of gift (if applicable) they chose when filling up the MoneySmart Claim Form (refer to clause 5b); After which change in choice of gift will not be entertained.

  1. Eligibility for the welcome offer by the Loan Provider
  1. Applicants can also enjoy the welcome offer provided by Standard Chartered Bank (Hong Kong) Limited. For offer details, please refer to the offer terms and conditions in Standard Chartered website .

  1. The welcome offer (if applicable) will not be fulfilled together with any existing Business-As-Usual Gifts.

  1. Eligible Customers shall be solely responsible to share the correct details with MoneySmart. MoneySmart shall not be responsible for any defaults/failure in gift redemption due to incorrect information(s) shared by the customers. In this regard:
  1. Participants who submit incomplete Claim Forms will not be eligible for any rewards. Participants who submit Claim Forms containing invalid or fraudulent information will also be disqualified from MoneySmart rewards.
  2. MoneySmart is not responsible for any information not received due to internet connectivity issues or otherwise.
  3. Claim Forms will not be confirmed as submitted until participants receive an email confirmation. MoneySmart may from time to time request participants to provide a copy of this email to verify their applications.
  4. Claim Form submissions confirmation do not equate to your application approval, nor does it confirm your Eligibility Conditions. These are all decided by the relevant party and the relevant party ’s decision is final and binding.

  1. An Eligible Customer whose application is approved within the “Qualifying Period” will receive their Sign-Up Gift within 6 months after the end of Promotion.

  1. MoneySmart reserves the final right to change the Gifts given. In the case of delays in the delivery of the Gifts, MoneySmart will notify the recipients and make the necessary arrangements to deliver the Gifts.

  1. MoneySmart reserves the right to reject any Gift redemption if the application is found to be made via other channels, or completed outside of the Qualifying Period, and/or fraudulent, against the spirit of the promotion, or non-compliant with the Promotion Terms and Conditions. In the event of disputes, MoneySmart’s decision shall be final. Where we suspect a participant is participating in any form of unlawful activity or fraud, we reserve the right to report such activity or suspicions to the police or relevant authorities.
  2. For any enquiry regarding this promotion, customers are to contact MoneySmart on or before 31 January 2023, overdue inquiry will not be addressed. (Ongoing cases which were enquired before the deadline are excluded.)

General

  1. By participating in this Promotion, each participant agrees to be bound by these Terms and Conditions. MoneySmart reserves the right to amend the Terms and Conditions of the Promotion at any time, without prior notice.

  1. This promotion cannot be combined with any other offers. The Successful Applicant shall NOT be further entitled to receive other rewards in relation to the same application for the Eligible Loan, if any.

  1. Where eligibility for MoneySmart Promotion rewards are conditional on eligible product approval by the financial product issuer:
  1. Participants acknowledge and agree that approval on applications for all financial products (including but not limited to credit cards, insurance, and loans) are made at each product issuer’s discretion. Their decisions are final; MoneySmart does not guarantee the approval of any Credit Card and Loan products.
  2. The approved product must have been applied for via MoneySmart. MoneySmart shall consult with its product issuing part.

  1. MoneySmart’s decision on all matters relating to this Promotion is final and binding on all participants, including determining whether a claimant or claim is eligible under these terms.

  1. MoneySmart reserves the right to (at its own discretion) disqualify any participant and withhold or confiscate in full or part, any MoneySmart rewards if the participant is found to be, or reasonably suspected of participating in any form of fraudulent practices (including but not limited to false identities, doctoring images, wilful spamming or manipulation of any MoneySmart’s processes, or website).

  1. Where rewards are pertinent to credit cards: the participant has to make an application for a principal card, in order to be eligible for rewards (i.e. supplementary card applications do not qualify for additional rewards).

  1. Requests for exceptions on voucher conditions (including but not limited to extending validity dates, amending conditions, or reissuing vouchers) cannot be entertained; no exceptions are possible.

  1. Unless otherwise stated, all rewards assigned for respective product approval are not strictly exchangeable for cash or other gifts / rewards.
Contact Us Information
  1. If the Eligible Customer fails to receive an email from MoneySmart after 4 months from the end of the promotion period,  kindly reach out to us at contact@moneysmart.hk

  1. This Promotion is offered by MoneySmart and all queries about the promotion should be directed to MoneySmart. All queries regarding the Eligible Loan, including but not limited to application status and the Eligible Loan themselves should be directed to relevant Loan Providers.

MoneySmart Policy and Terms of Use

By submitting an application via MoneySmart, "Eligible Customers" agree to the Terms and Conditions of this Promotion, you will also agree to the Terms of Use and Privacy Policy of MoneySmart.sg.


Should there be any discrepancy between the English and Chinese versions, the English version shall prevail.

活動條款 

是次的推廣活動：

  1. 有效推廣期為 2022年6月6日至2022年7月8日

  1. 所有在指定的推廣期之前或之後提交的申請，或經 MoneySmart 以外的任何方式提交的申請，將不符合本次推廣的資格。任何關於遺失及/或延遲提交的查詢均不予受理。

  1. 此推廣（“推廣”）由 MoneySmart Hong Kong 進行，所有香港居民均可以參加。

  1. 每個“成功申請”經銀行核實後可選擇以下MoneySmart 獨家獎賞（參見表 1）：

  1. “合資格之客戶”須遵循以下列出的所有步驟才能被視為“合資格申請”：
  1. 於推廣期內以申請人身份於推廣網站https://www.moneysmart.hk/（「推廣網站」）填寫並提交貸款申請。

  1. 於推廣期內申請並於三個月内成功提取渣打「分期貸款」或渣打結餘轉戶計劃或之指定貸款額。只適用於申請當日不持有任何由渣打銀行 所提供之私人貸款之客戶。
  2. 經由MoneySmart指定連結申請貸款之前，須先
    ●        關閉廣告攔截功能 (AdBlock或其他類似功能)

●        清除瀏覽器的快取和Cookie

●        不要使用「無痕模式」

●        關閉防止跨網站追蹤的設定（Safari用家）或 關閉不追蹤功能（Chrome 用家）

●        在按下MoneySmart指定連結後盡快完成貸款申請，不要中途打開其他網頁

表 1: 是次推廣活動之指定貸款

機構

是次推廣活動之指定貸款

禮品

渣打銀行（香港）
有限公司

  • 渣打「分期貸款」
  • 渣打 結餘轉戶計劃

渣打客戶於推廣期內經MoneySmart 成功申請及批核貸款HK$200,000 或以上，並於三個月内提取貸款，可獲以下獨家優惠﹕

  • 貸款額HK$200,000 – HK$399,999, 可獲HK$3,000 超市現金券 或 Dyson Pure Cool™ 空氣清新機 TP00 （價值：HK$3,480）;
  • 貸款額HK$400,000或以上, 可獲HK$5,000 超市現金券 或 iPad Air 64 GB （價值：HK$4,799）

  1. 填寫 MoneySmart 換領獎賞表格，並確保填寫正確之(1) 聯繫方式和 (2) 有效的申請參考編號
  1. 必須提交換領獎賞表格以作核實之用。
  2. 申請人必須提交完整及準確的換領獎賞表格，否則將失去獲得禮品資格。
  3. 申請人於換領獎賞表格填寫之姓名及電郵地址必須與申請貸款之姓名及電郵地址相同。
  4. 申請人只可就同一申請提交一份換領獎賞表格，在表格截止提交前，申請人可登入更改個人資料。表格截止提交後，將不再受理任何信息的更改。
  5. 禮品金額和禮品類型是根據您申請的貸款及申請時的推廣為準。請確保您選擇的禮物是合符您的申請資格所獲得的禮物。我們保留最終更改的權利。請查看表 1 以了解更多詳情。

  1. 經所屬的相關機構成功批核並於三個月内提取是次推廣活動之指定貸款
  1. 批核結果必須是無爭議。
  2. “合資格客戶”需在2022年9月8日23:59 (GMT +8) 前提交MoneySmart 換領獎賞表格(必須於系統內先完成我的財務狀況)
  3. 銀行的條款及細則同樣適用於是次的活動，並由銀行方保留最終決定權
  4. 所有經渣打銀行（香港）審核為通過 MoneySmart 進行貸款申請的客戶，將收到來自 MoneySmart Hong Kong 的電子郵件確認。收到電子郵件的客戶必須提交渣打銀行發送的申請成功之短信截圖，以證明該貸款已成功獲批。

  1. “成功申請”指合資格貸款申請人在推廣期內透過 MoneySmart 網站提交的申請。
  2. 申請參考編號將會提交予相關的機構，以驗證該申請是否透過條款5(a)內連結所提交。

  1. 如果對申請渠道結果有任何爭議，MoneySmart將保留延遲發送禮品的決定權及最終決定權。

禮品

  1. 禮品是指HK$5,000 超市現金券 或 iPad Air 64 GB （價值：HK$4,799）或HK$3,000 超市現金券 或 Dyson Pure Cool™ 空氣清新機 TP00 （價值：HK$3,480）

  1. 申請人必需是合資格的客戶，並以申請人的身份在推廣期內透過MoneySmart網站申請是次推廣活動之指定貸款（請參閱表1）

  1. 每位合資格的客戶將只會獲贈獎賞乙份，即使提交多於一份成功申請。

  1. 合資格的客戶將可以在填寫 MoneySmart 換領獎賞表格時選擇禮物（如適用）（請參閱第 5b 條）；其後將不再受理任何更改禮品選擇。
  2. 相關機構提供的迎新禮遇獲得資格：
  1. 是次的推廣活動可同時享有渣打銀行（香港）提供之迎新優惠。有關優惠詳情，請參閱渣打網頁列明之優惠條款及細則。

  1. 迎新禮遇（如適用）將不會與現時的獎賞一同派發。
  2. 合資格的客戶需確保填寫正確資料。 MoneySmart 將不會負責因為客戶填寫錯誤資料而導致任何禮品兌換的延誤或遺漏。當中包括：
  1. 申請人提交不完整的換領獎賞表格將被取消獲獎資格。申請人提交錯誤或含欺詐信息的換領獎賞表格也將被取消獲獎資格。
  2. MoneySmart不會為因互聯網連接問題或其他原因而未收到的任何換領獎賞表格負責。
  3. 在申請人收到確認電郵前，換領獎賞表格將不會被視為成功提交。MoneySmart有機會要求申請人提供此電子郵件的副本以核實他們的申請。
  4. 收到換領獎賞表格確認電郵並不等同於您的申請獲批，也不能用以確認您的獲獎條件。獲獎資格由相關的機構決定，報告將保留最終決定權。

  1. 合資格並在推廣期成功申請的用戶，會於推廣期完結後6個月內收到獎賞（因應實際供貨安排，日子有機會更改）收到獎賞。

  1. MoneySmart保留更改禮品的最終權利。如果禮品需延遲送出，MoneySmart將通知收件人並作出必要安排以發送禮品。

  1. 如果MoneySmart發現該申請是透過其他渠道提交，或在推廣期限之外完成的，和/或涉嫌欺詐，違反推廣目的，或不符合推廣條款及細則，則MoneySmart保留拒絕任何兌換禮品的權利。如有爭議，MoneySmart保留最終決定權。如果我們懷疑申請人參與任何形式的非法活動或欺詐，我們將保留向警方或有關當局報告及追究權利。
  2. 如有任何關於本次優惠的查詢，請於2023年1月31日或之前聯絡MoneySmart逾期查詢恕不受理 (限期前提出查詢，正在跟進中的個案除外)

一般事項

  1. 參加活動即表示所有申請人同意受這些條款和條件。MoneySmart保留隨時修改推廣條款和條件的權利，恕不另行通知。

  1. 成功申請人將不再有權就是次推廣活動之指定貸款的同一申請獲得其他獎勵（如有）。

  1. 申請指定貸款並參與MoneySmart是次推廣的資格是由相關的機構作審核：
  1. 申請人了解並同意，所有金融產品（包括但不限於信用卡、保險和貸款）的申請均由該產品機構自行決定，並保留最終決定權； MoneySmart 不保證任何信用卡和貸款產品的審核狀況。
  2. 獲批的產品須經MoneySmart連結申請，MoneySmart將會與相關機構核實。

  1. MoneySmart對與此推廣活動有關的所有事項保留最終決定權，並對所有申請人俱有約束力，包括確定申請人或申請是否符合這些獲獎的條件。

  1. 如果申請人被發現或合理懷疑參與任何形式的欺詐行為（包括但不限於虛假身份、篡改圖像、故意發送垃圾郵件或操控任何 MoneySmart 的流程或網站），MoneySmart 將保留取消任何參與者的資格並扣留或沒收全部或部分禮品的權利。

  1. 當推廣產品為信用卡時，申請人必須主卡申請人，才有資格獲得獎勵（即附屬卡申請不符合獲得獎勵的資格）。

  1. 是次推廣不會作任何豁免，包括但不限於延長換領獎賞期限、更改條款或重發禮品等豁免要求一律不會受理。

  1. 除特別說明之情況，所有已獲批之獎賞不能兌現或更改為其他禮品。

聯絡我們
  1. 如合資格的客戶在優惠期完結四個月後仍未收到MoneySmart發出的電郵，請電郵至contact@moneysmart.hk.

  1. 此推廣活動由 MoneySmart 提供，有關推廣活動的所有查詢請直接聯繫MoneySmart。 有關貸款的所有查詢，包括但不限於申請狀態和貸款本身，請直接聯繫相關機構。

MoneySmart 政策和使用條款

透過MoneySmart提交申請，表示申請人同意本次推廣的條款和條件，及MoneySmart的使用條款和隱私政策。

中文譯本僅供參考，文義如與英文本有歧異，概以英文本為準。