Personal Loan Companies Comparison
How Soon You Get Money
• Administrative fee: 4.75%.
• Late fee: $25 (in most states)
• Unsuccessful payment fee: $15 (in most states)
• Prepayment fee: None.
As soon as the next business day
24 to 60 months
All except for Colorado, Iowa, Vermont, and West Virginia
No origination fee
Decision: About 5-10 business days. Funding: Within 1-2 business days after signing.
36 to 60 months
You currently reside in the District of Columbia or one of the 45 states other than Alabama, Delaware, Kentucky, Nevada, and Rhode Island
Origination Fee of 0%-5%
As soon as 1 day
2 to 5 years
Alabama, Alaska, Arizona, Arkansas, California, Delaware, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, and Washington D.C.
Within 5 days
3 to 6 years
All 50 states and Puerto Rico
Within a few days after you sign loan documents.
24 to 84 months
Every state other than Mississippi
Origination fee charged but varies by state.
Average time from application to funding is one day, though you have to visit a branch in person before funding.
24, 36, 48 or 60 Months
45 states in the US. All states other than Alaska, Arkansas, Connecticut, Massachusetts, Rhode Island, and Vermont, and also not in Washington D.C.
Origination 2.41% to 5%, Late Fee once 15 days late 5% of the monthly payment or $15, whichever is greater. Failed payment fee $15
1-3 weeks, with strong applications that need limited review taking 1 week
3 years or 5 years
Every state other than Iowa and West Virginia
12 to 60 months
39 states. All states except Hawaii, Illinois, Iowa, Kentucky, Louisiana, Maine, Michigan, New Hampshire, Ohio, Vermont, and West Virginia