User Story Map

Epic

User Story

User onboarding flow

As a User, I can see a Splash screen when the app has been launched

As a User, I can see an onboarding flow: several screens with the product features explanation

Authorization/Registration flow

As a User, I can see a Start screen with an option to choose Log In or Sign Up

As a User, I can be registered in the system with my email and password

As a User, I can be registered in the system with my Facebook account

As a User, I can be registered in the system with my Google account

As a User, I have to enter my name and date of birth

As a User, I can log in to the system with my login and password

As a User, I can log in to the system with my Facebook account

As a User, I can log in to the system with my Google account

As a User, I can change my password

As a User, I can reset my password in case I forget it

User Profile

As a User, I can see my profile page

As a User, I can fill in my personal data manually:

  • Registration address line
  • SSN

As a User, I can fill in my personal data by scanning the documents with a camera of my smartphone (integration with MITEK service)

As a User, I can edit previously filled data

As a User, I Reset password (validation via email)

As a User, I can set up unlock options (PIN, FaceID/TouchID to unlock the app)

As a User, I can Request and receive an in-app bank card

As a User, I can Link other banks accounts and cards

As a User, I can see the Help page so that I can reach out to the tech support team

As a User, I can see the FAQ page

Loans

As a User, I can request a Loan

Eligibility and Verification flow: the system verifies the user’s request

As a User, I can see Terms and conditions so that I know the credit line details

As a User, I can see a breakdown with details of the loan

As a User, I can see my credit score (integration with TransUnion)

As a User, I can use the loan settings: repayment account, payment schedule

Credit Cards

As a User, I can see a connected cards list

As a User, I can see card details

As a User, I can add or remove a card

As a User, I can activate/freeze/unfreeze a card

As a User, I can report stole or lost

Dashboard

As a User, I can see Expenses analysis based on connected cards

As a User, I can see Upcoming bills to be paid

As a User, I can see Recent transactions view

As a User, I can see Earnings view by period

As a User, I can see Loans payment plan

As a User, I can see Progress on loans

As a User, I can see Statistics of previous periods

ATMs

As a User, I can find the nearest ATM on a map (Google Maps integration)

Credit Score

As a User, I can see the status, factors, dynamics of the score

Direct Deposit

As a User, I can see and use options to send direct deposit

As a User, I can see and use options to receive direct deposit

Notifications

Push notifications: Setup certificates and implement deep-linking

In-app notifications: Transaction details

Notifications management

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