813. OTHER INSURANCE - Pg.
813. OTHER INSURANCE
Proper District operation requires that adequate, basic insurance programs be provided for the protection of the District and its employees.
SC 513, 774
The Board has the authority and responsibility to provide adequate insurance coverage to protect the District's interests. Such coverage shall be in accordance with established guidelines.
In placing insurance, the Board shall be guided by the service of an insurance agent, scope of coverage provided, price of desired coverage and assurance of coverage.
The Board shall appoint an insurance advisor, who may be the agent of record.
Liability insurance for the District shall include coverage for liability as a result of general liability.
Health care insurance shall include coverage for regularly employed staff members for:
Group life insurance shall include coverage for administrators and regularly employed staff members.
Disability insurance shall include coverage for administrators.
Transporting Students In Personal Vehicles
District employees transporting students in personal vehicles are not covered by District liability policies. Only properly authorized District employees using District vehicles are covered by the District liability policy.
District employees electing to transport students in their own vehicles do so at their own risk.
In the event of a qualifying event to the employee, the employer has thirty (30) days to notify the plan administrator of the termination, reduction in hours, or death of the employee. This terminates his/her insurance under the plan.
The plan administrator has fourteen (14) days to notify the employee of the right to continue coverage under the Consolidated Omnibus Budget Reconciliation Act of 1986 (COBRA).
In the event of a qualifying event to a dependent, the employer has fourteen (14) days to notify the dependent of his/her rights to continue coverage after being advised by the employee or dependent that the event has occurred.
Qualifying Event Duration of Continuance
Termination of employment Up to 18 months
(except for gross misconduct)
Reduction of the employee’s Up to 18 months
hours which results in loss of coverage
Death of an employee Up to 36 months
Divorce Up to 36 months
Loss of dependent coverage Up to 36 months
because employee becomes
entitled to Medicare benefits
Dependent child no longer meets Up to 36 months
definition of an eligible dependent
Terminated employees are responsible for the gross rate of premiums charged, with an additional two percent (2%) charged for additional corporate administrative cost.
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