Terms and Conditions for HSBC’s Personal Instalment Loan Promotion
When can you enjoy the offer
- The promotional period for the offer is from 9 October 2024 to 5 November 2024.
What is the offer
- You can enjoy cash rebate for your approved application of Personal Instalment Loan (“Loan”) during the promotional period.
How can you enjoy the offer
- Successful Application Offer:
If you submit a Loan application and the Loan is approved during the promotional period with the designated Loan amount and repayment period, you will be eligible for a cash rebate of up to HK$8,000. The cash rebate amounts for different Loan amounts and repayment periods are as follows:
Approved Loan amount (HK$) | Cash rebate (HK$) | |||
Repayment period of 12-23 months | Repayment period of 24 months | Repayment period of 25-59 months | Repayment period of 60 months | |
$100,000 - $199,999 | - | $300 | $600 | $800 |
$200,000 - $299,999 | - | $500 | $1,000 | $1,500 |
$300,000 - $999,999 | - | $1,000 | $2,000 | $2,500 |
$1,000,000 - $1,499,999 | $2,500 | $2,500 | $3,500 | $4,500 |
$1,500,000 - $2,999,999 | $4,300 | $5,000 | $6,000 | $8,000 |
$3,000,000 or above | $5,000 | $5,000 | $6,000 | $8,000 |
- Document Submission Offer:
If you submit the supporting document(s) required by us for a Loan application and a Loan of HK$100,000 or above is approved during the promotional period, you will be eligible for a cash rebate of HK$300. This offer is not applicable if we do not require submission of supporting document for the Loan application.
Read before you enjoy the offer
- You are entitled to enjoy the offer(s) only once under this promotion.
- The cash rebate will be credited to your Loan repayment account on or before 28 February 2025 (the “Offer Credit Date”) without further notice. You have to ensure your Loan repayment accounts are still valid on the Offer Credit Date in order to enjoy the offer(s).
- If you cancel your Loan on or before the Offer Credit Date, you will not be eligible for the offer(s). You shall be required to return to us any cash rebate earned under the applicable promotional offer(s) in case of early repayment of the Loan.
- We can change or cancel the offer(s) or amend the terms and conditions. Please check our website for the latest details, availability and terms and conditions of the offer(s).
- In case of any dispute arising out of this promotion, our decision shall be final and conclusive.
- These terms and conditions shall be governed and construed in accordance with the laws of the Hong Kong Special Administrative Region (‘Hong Kong’). In the event of any discrepancy or inconsistency between the English version and the Chinese version of the promotional materials and these terms and conditions, the English version shall prevail.
To borrow or not to borrow? Borrow only if you can repay!
