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Post-Grad Guide
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Opportunity Charter School                                                               June 2023

Post-Graduation

Guide to Success

Following graduation from Opportunity Charter School, our hope is that you will either continue on to attend college or enter the workforce. Both options are excellent routes to success and we are so excited for you to start on this new journey! Navigating a new job or school can feel overwhelming so we are here to simplify it for you. This guide includes key steps to take as you embark on your new journey that will set you up for success at the institution and beyond.

Attending College…

Register for classes

PLEASE NOTE: If you do not submit your immunization documentation, you will not be allowed to register for classes

Explore majors

Sign up for a meal plan

Career Development

Finding a roommate

Student Support Service

Immunization Records

Time Management

Transferring Colleges

Important College Resources

Entering the Workforce… 

Finding a Job

Interview

Onboarding Process

Open up a bank account

Plan vacation days

Budget

Monthly Budget

Monthly Income

Paycheck #1

$500

Paycheck #2

$500

Total Monthly Income

$1,000

Monthly Expenses

Phone

($50)

Transportation (subway, uber, cab etc.)

($127)

Groceries

($300)

Home supplies (toiletries, paper towels, laundry detergent etc.)

($100)

Total Monthly Expenses

($577)

Total Monthly Savings

$423

Other categories you might want to include:

Resources & Information for Everyone

Medical

  1. Have your insurance card in front of you
  2. Call your insurance card (the number is on the back of the card) and ask for a list of primary care physicians, dentists, gynecologists, dermatologists, etc., near your home. You need to see a doctor that is "in-network" with your insurance
  3. When you get the list of the doctor you would like to see, call the doctor's office and say, "Hi, I would like to schedule an appointment" (you will be asked for your health insurance information– if you do not have health insurance, see instructions below)
  4. Write the appointment date and time in your notes, calendar, or planner
  5. Confirm the address of the doctor’s office: https://www.nyc.gov/assets/doh/downloads/pdf/public/dohmhnews3-10.pdf
  6. Arrive at your appointment early to fill out medical forms and ensure the receptionist has all your insurance information
  1. Look up directions on how to get to the doctor's office
  2. Bring your insurance card with you. After you enrolled in a plan, you should have gotten a card or other proof of your insurance in the mail. (If you didn’t get a card, contact your insurance provider).
  3. Know your family health history. Share with your doctor any family health history and medical records if you have them (it's okay if you do not know the answer to this).
  4. Make a list of any medications and dosage you take.
  5. Bring a list of questions or concerns you’d like to discuss with the doctor. You may want to bring a friend or family member with you to help.
  6. Take notes. Write down any questions that come up during your appointment. Don’t leave until all of your questions have been answered and you understand what to do next.

Physical Health

Mental Health

  1. Call the customer service number on the back of your insurance card
  2. Ask for a list of therapists near you
  3. Call the therapy office and say, “Hi, I’m calling to schedule a therapy appointment. I have been feeling [EMOTION; e.g., sad, anxious] or struggling with [BEHAVIOR; e.g., drinking, arguing] lately and am hoping I can talk to someone about it.”
  4. Ask, “Do you take my insurance?”
  5. Ask, "Do I need a referral?”
  6. Based on available appointments, pick a date and time
  7. Write down the appointment in your calendar, notes, and/or planner
  8. Verify if the appointment is virtual or in person
  1. Look up directions on how to get to the clinic or office
  2. Bring your insurance and ID with you
  3. Arrive at your appointment on time
  4. Be prepared to answer questions about yourself
  5. Prepare to be at the appointment for an hour to an hour and half

Drivers License, Permit and State ID

Passport Information

Renting your first apartment: 

  1. Determine How Much to Budget for Rent
  1. Avoid paying more than 30% of your monthly adjusted income in rent to have money left over for other expenses (meaning, you should not pay more than ⅓ of the money that comes into your bank account (after-tax money)). Some landlords require renters to make at least three times the rent price, so this can also be a way to determine which rentals you qualify for. The key is finding a rental that you can afford and doesn’t require spending too much on monthly rental-related expenses.
  1. Example: If the asking price of rent is $1,500 a month. You need to make at least $60,000 a year before taxes. This can sometimes be combined with a roommate or someone living with you.
  1. Work with a Broker. If you know what neighborhood you want to live in, it's usually best to find a broker based there. Many brokers also have websites where you can view available apartments.
  1. Real estate websites and apps
  2. Street Easy
  3. Apartments.com
  4. Naked Apartments
  5. NYC Housing Connect is New Yorkers' portal to find and apply for affordable rental and homeownership opportunities across the five boroughs of New York City
  6. Visit NYC Housing Connect now to register, then find and apply for affordable housing opportunities! https://housingconnect.nyc.gov/PublicWeb/ 
  1. Take a walking tour of the apartment. Only meet people you have spoken to over the phone, and verify they are working with the building management. Go with someone or tell someone who you will meet and where. Never tour an apartment at odd hours. For example, a tour will never take place at 11 pm.   Be sure to check windows (do they open and close), faucets for running water, light fixtures (do they work), electricity (do the outlets on the wall work), stove, and refrigerator. Ensure everything is working; if not, ask what will be done to fix it. Ensure that you are comfortable with the rules of the building. Make sure there is a smoke alarm and carbon monoxide alarm in your apartment. Ensure the window to the fire escape can be locked to keep people from entering your apartment.
  1. Sometimes brokers ask for a deposit to secure the apartment. Never send money through Zelle, cash app, or any electronic payments. Make sure you receive receipts for every payment made.
  1. Know what utilities are included. For example, some apartments have hot water and gas in the rental price. You must set up electricity and pay it through a third party like Con Edison. Some apartments include electricity, water, and gas in the rental price.
  1. For example, Rent is $1,500 and includes electricity, water, and gas. This means $1,500, including rent and utilities. You must pay $1,500 for rent and your electric and water bills separately if utilities are not included.
  1. Know the application process. Some applications have an application fee, be prepared to pay this. Most applications require a credit check. It is essential to know your social security number. Never give your social security number to anyone unless you are confident that the person is, in fact, working with the landlord (the person who owns your apartment). Bring all documents requested on time with the application. Many landlords will not wait for you to prepare your application; you must act fast and professionally but not desperately. Think things through, ask questions, and discuss with a loved one.
  2. Once approved for the apartment, be prepared to pay up to 3 months of rent. You will be asked to pay the first month, the last month, and the security deposit. If you work with a broker, there is a broker fee, usually the amount of rent.
  1. Example: 1st month: $1,500

Last month: $1,500

Security deposit: $1,500

Broker fee: $1,500

Application fee: $20

Credit check fee: $20

The total you will need at lease signing: $6,040

  1. Read the ENTIRE lease. It is very important to read what you are signing. If something does not make sense, ask questions. Once you sign, you are responsible for paying your rent on time every single month, no matter what is happening in your life. Suppose you fall behind on rent. Reach out to resources. Some agencies can help and are listed on the resource page.
  1. Does the lease mention all the amenities agreed upon? Be sure to write down any oral agreements.
  2. Check your lease to find out the due date for your rent each month and what late charges apply if you miss the deadline.
  3. Check whether utilities are billed separately or included in your monthly rent.
  4. Are there any special building rules? Find out if your new building is: pet-friendly, has limits on guests, has restrictions on running a home business, etc.
  5. What happens at the end of the lease term? Can you renew automatically? What happens if you break the lease? Can you sublet or assign (transfer) the lease?
  1. Get renters insurance. If there is a fire or a flood, landlords are not responsible for your belongings. This means if your clothes, tv, PlayStation, and other items are damaged, it is lost, and you will not get compensation. With insurance, you can file a claim for your damaged items and get money for those items.
  2. Other expenses you will need to be prepared for:
  1. Packing supplies such as boxes and tape          
  2. Moving Truck Rental (U-Haul)
  3. Cleaning supplies
  1. Clean your apartment before moving, if possible, or as soon as you get in. Remember, other people lived in the apartment before you moved in. You want to especially clean the bathroom and kitchen before using it.
  2. Call Con Edison to set up your account and turn on the lights for move-in day
  3. Call internet service to set up service at your new place
  4. Leave a spare key to your apartment with someone you trust who can help you get in your apartment in the event you get locked out
  5. Have a bag of safety items, such as a battery-operated flashlight, candles, water, and battery operated radio. This will come in handy during a storm if the lights go out.
  6. Enjoy your new place!! Have a housewarming party. Make a list of items you need, and invite friends and family. Everyone should bring you a gift on the list.

Taking Care of your Home

Your High School Information & Contacts

Opportunity Charter School

240 W 113th Street

New York, NY 10026

212-866-6137

Jessica  Marcu

Sade McCaw

Kaitlin Francis

Joanne Hazel

Victoria Findley

Eve Finger

Judymarie Rosa

Resources

Agency Name

Website

Brief Description

Contact Info

The Door

https://door.org/ 

The Door provides a wide range of services including reproductive health care and education, mental health counseling and crisis assistance, legal assistance, GED/HSE classes, tutoring and homework help, college preparation services, career development, job training and placement, supportive housing, and recreational activities, arts, and nutritious meals.

Location: 555 Broome St

New York, NY  10013

Phone #: 212-941-9090

BronxWorks

https://bronxworks.org/ 

BronxWorks will help you apply for almost any benefit or entitlement such as health insurance, SNAP and food resources and legal assistance,

Location: 60 E. Tremont Ave.

Bronx, NY 10453

Phone #: (646) 393-4000

Nontraditional Employment for Women (NEW)

https://www.new-nyc.org/ 

Nontraditional Employment for Women (NEW) prepares, trains, and places women in careers in the skilled construction, utility, and maintenance trades.  

Location: 243 West 20th Street,

New York, NY 10011

Phone #: (212) 627 - 6252

Accelerated Study in Associate Programs (ASAP)

https://www1.cuny.edu/sites/asap/ 

A comprehensive community college program that provides academic, personal, and financial support to low-income students, with the goal of increasing college graduation rates.

Location: N/A

Phone #: (BMCC) (212) 346 - 8660

OCFS HEARS Family Line

https://www.ocfs.ny.gov/programs/cwcs/hears.php 

The Office of Children and Family Services HEARS Family line provides guidance to a variety of services including assistance with food, clothing, housing, medical and behavioral health care services, parenting education and childcare.

Location: N/A

Phone #:  1-888-554-3277

(Monday-Friday 8:30 a.m.-4:30 p.m.)

NYC Well

https://nycwell.cityofnewyork.us/en/find-services/ 

Use the NYC Well’s search function to find mental health services near you and in your price range. You can search for specific treatments such as substance use treatment, therapy, or medication management.

Location: N/A

Phone #: 1 (888) 692-9355

National Suicide Prevention Lifeline

https://988lifeline.org/ 

The Lifeline provides 24/7, free and confidential support for people in distress, prevention and crisis resources for you or your loved ones, and best practices for professionals in the United States.

Location: N/A

Phone #: 1 (800)-273-8255

The Trevor Project: Resources for LGBTQ+ Youth

https://www.thetrevorproject.org/ 

The Trevor Project’s trained counselors understand the challenges LGBTQ young people face.

They will listen without judgment. All of your conversations are confidential, and you can share as much or as little as you’d like.

Location: N/A

Phone #: Call: Available 24/7 at 1-866-488-7386
Text: Available on Fridays 4:00–8:00 PM EST. Text the word “Trevor” to 1-202-304-1200

SAMHSA’s Behavioral Health Treatment Services Locator

https://findtreatment.samhsa.gov/

Looking for a mental health professional for yourself or a friend?
Try SAMHSA’s Behavioral Health Treatment Services Locator

Location: N/A

Phone #: 1 (800) 662-4357

Suicide Prevention Resource Center: Suicide Prevention Resources for Teens

http://www.sprc.org/resources-programs/suicide-prevention-resources-teens

SPRC is not a crisis center but offer excellent resources and information about suicide prevention.

Location: N/A

Phone #: N/A

The Jed Foundation

https://jedfoundation.org/

The Jed Foundation offers an array of services and resources for mental health, crisis intervention and resources for educators and higher education as well.

Location: 530 7th Avenue, Suite 801

New York, NY 10018

Phone #: 212 647 7544

Teen Mental Health

https://teenmentalhealth.org/

Mental Health Literacy is a great foundation that offers a wealth of knowledge about all things mental health!

Location: 1820 Richmond Road SW

Phone #: (403) 955-8467