Effective Date: February 21, 2020
Publicly Available Information. Savvy may obtain information about users from third-party sources that aggregate public records in order to market and/or provide Savvy’s services.
IP Address. A user’s “IP Address” is identified and logged automatically in our server log files whenever a user visits the Site, along with the time of the visit and the page(s) that were visited. Savvy uses IP Addresses for calculating usage levels of the Site, helping diagnose server problems, and administering the Site and Services.
As required by applicable law, Savvy has in place data processing addendum(s) with those service providers that process end-user Personal Data to ensure compliance with obligations under applicable data protection laws and regulations. Personal Data is shared with the following service providers as follows:
Insurance Rate Comparison:
Analytics: Savvy uses the following third party analytics services:
Third Party Advertising and Re-Targeting Services: Savvy may share Personal Data with third party marketing platforms to display and send to users offers for products and services. In addition, when accessing the Platform, third party advertising services may place a cookie on your browser, which may be used to target relevant advertisements to you when you visit third party websites. Users may opt-out from receiving targeted advertisements by visiting the (1) Network Advertising Consumer Opt-Out page, (2) Digital Advertising Alliance Opt-Out page, and/or (3) the opt-out provisions pertaining to the applicable advertising services/retargeting provider.
Other Potential Third Party Disclosures: Personal Data may also be disclosed to third parties to serve our legitimate business interests as follows: (1) as required by law, such as to comply with a subpoena, or similar legal process, (2) if Savvy is involved in a merger, acquisition, or sale of all or a portion of its assets, (3) to investigate, prevent, or take action regarding suspected or actual illegal activities or to assist government enforcement agencies; (4) enforce our agreements with you, and/or (5) investigate and defend ourselves against any third-party claims or allegations. We will use commercially reasonable efforts to notify users about law enforcement or court ordered requests for data unless otherwise prohibited by law.
Savvy does not knowingly collect Personal Data from anyone under the age of 18. If a parent or guardian becomes aware that his or her minor child (as defined by the applicable privacy rules or regulations pertaining to the minor child) has provided us with Personal Data without their consent, he or she should contact Company at firstname.lastname@example.org. We will delete such Personal Data from our files within a commercially reasonable time, but no later than required under the applicable law relating the child’s state and/or country of residence.
We will retain account and purchase data as long as it is necessary to provide our Services to our Users. When a Subscriber’s account is terminated or expires, Personal Data collected through the Platform will be deleted in accordance with the requirements of applicable law. Personal Data obtained from Site users will be maintained as long as it is necessary to provide requested communications and information-based services or until a Visitor exercises its right to opt-out of requested communications or information-based services. Anonymized and Pseudo-anonymized data will be retained as long as Savvy determines such data is commercially necessary for its legitimate business interests.
Addendums have been entered into with applicable service providers certifying they understand the applicable California Consumer Privacy Act of 2018 (“CCPA”) and shall comply with the California Civil Code section 1798.83. restrictions relating to their processing of Personal Information. Savvy does not sell Personal Data to third parties as that term is defined within the CCPA.
Privacy Rights under California Civil Code Section 1798.83: California law permits Consumers to request and obtain from once a year, free of charge, certain information about their Personally Identifiable Information (“PII”) (as defined by California law) disclosed to third parties for direct marketing purposes in the preceding calendar year (if any). If applicable, this information would include a list of the categories of PII that was shared and the names and addresses of all third parties with which we shared information in the immediately preceding calendar year.
Privacy Rights under California Business and Professions Code Section 22581: In addition, a business subject to California Business and Professions Code Section 22581 must allow California residents under age 18 who are registered users of online sites, services or applications to request and obtain removal of content or information they have publicly posted. Your request should include a detailed description of the specific content or information to be removed. Please be aware that your request does not guarantee complete or comprehensive removal of content or information posted online and that the law may not permit or require removal in certain circumstances.
Savvy has implemented reasonable administrative, technical and physical security measures to protect your personal information against unauthorized access, destruction or alteration. However, although we endeavor to provide reasonable security for information we process and maintain, no security system can ever be 100% secure.
In addition, Savvy utilizes a PCI-DSS compliant third party payment processor to ensure the security of Subscriber’s Personal Data. Users should review Stripe’s Security Policy for more information on their security practices.
“Do Not Track” is a feature enabled on some browsers that sends a signal to request that a website disable its tracking or cross-Platform user tracking. At present, the Platform does not respond to or alter its practices when a Do Not Track signal is received.
If you have any questions regarding your Personal Data or about our privacy practices, please contact us at: Savvy, Attention: Privacy Department, email@example.com.