Gateway Regional High School

Course Information

Page  of

Personal Finance 11th Grade


Michael Karp


Phone Number

(856) 848-8200 Ext. 3403

Course Website

Google Classroom Code: Period 3-52rc6n7        , Period 6-4jl4jck

Remind 101 Text Alerts:

Course Description

Personal Finance is a state mandated course.  During this course, students will learn about the 21st century workforce as well as develop skills that will guide them toward personal financial literacy.  The curriculum reflects the growing need for 21st century citizens to be financially literate, particularly in light of the increasing number of financial choice they face due to the global economy.  Financial literacy includes the application of knowledge, skills, and ethical values when making consumer and financial decisions that impact the self, the family, and the local and global community.

Course Expectations and Assessments

Unit I: 21st Century Workplace (1st Marking Period)

Unit II: 21st Century Workplace Skills (1st Marking Period)

Unit III: Career Exploration (1st Marking Period)

Unit IV: Income, Pay Stubs, and Taxes (2nd Marking Period)

Unit V: Budgeting (2nd Marking Period)

Unit VI:  Banks and Banking (3rd Marking Period)

Unit VII: Credit (3rd Marking Period)

Unit VIII: Insurance (4th Marking Period)

Unit IX: Investing and Retirement Planning (4th Marking Period)

Grading Information


Projects/Writing Assessments

Group Work/Class Work


Course Policies 

Student Absence: Students are responsible for any missed work.  Students will have one day per day absent (up to four days) to make up missed work.  Absences lasting five or more days will be judged on a case-by-case basis.  Make up work can be found on Classroom or by asking Mr. Karp  

Student Responsibility: It is the responsibility of the student to follow ALL the class rules and expectations, make up any missed work, and be prepared and willing to work everyday in class.

Parent/Guardian Responsibility:  (Yes, you are part of this course too.) It is the responsibility of the parent/guardian to ask questions about what your son or daughter did in class, what homework they have, how the course is going, and do they need any extra help with the course.  If a problem does arise, no matter how small it might seem, please contact me as soon as possible.  Do not wait to the end of the marking period or year.  

Required and Recommended Materials 



        I am available at any time for extra assistance, by appointment,  if a student needs it.  

Classroom Behavioral Expectations and Rewards/Consequences

  1. Respect everyone and everything
  2. Be on time and prepared to work
  3. Wait to be dismissed
  4. Everyone participates
  5. Follow all school policies