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USAA Directors to Resign, Disgorge all Emoluments and to Pay Damages
June 3 2018 0317 GMT
Started ~ January 13 2018 2040 GMT
About the author: Robert J Koenig may be phoned, sms’d, mms’d, or FaceTimed 24x7 at his personal cell phone #: +126.96.36.19912. Calls must show a caller ID - please.
Without reiterating what is freely available at Linkedin:
Koenig is interested mainly to see that the law of the land encourages the syndicate name committee at USAA to focus on having Laura Ann Mahan Bishop completely disclose her prior relationship with Robert T Herres and to then have Ms Bishop return to each USAA member the exact amount of each reciprocal inter-insured insurance contract deposit that is later ascertained to be excess to actual costs.
The Law of the Land as to Mutual Insurers
Penn Mutual v Lederer
It is of the essence of mutual insurance that the excess in the premium over the actual cost as later ascertained shall be returned to the policy holder.
Mr Justice Louis Brandeis 
Any so-called USAA director (actually a syndicate super-name) at the unincorporated insurance syndicate which is operated at 9800 Fredericksburg Road who has any input on the matters discussed herein is strongly encouraged to contact me right away.
I have only one further comment/suggestion - which is totally precatory: if the syndicate names at unincorporated USAA wish to put this discussion/controversy on a perfectly civilized level:
Now let’s get down to business.
Current USAA Directors to Resign
The putative directors of unincorporated USAA [an unincorporated insurance syndicate and a severalty] are actually syndicate super- names and are personally liable for the loss of $ billions of personal property belonging to the syndicate names.
Are these putative USAA Directors protected from personal liability?
No! These putative directors of USAA wish they are protected from personal liability. These putative directors of USAA hope they are protected from personal liability. It will be discovered that most of them believed that USAA was a corporation - or at least something like that.
But there is no Federal or State statute or code that supplies the so-called USAA directors with protection from personal liability.
That is because insurance syndicates are unincorporated and insurance syndicates are severalties: and unincorporated
The only operating shelter from personal liability that the putative directors of the insurance syndicate have when they permit Laura Ann Mahan Bishop to operate an insurance syndicate at 9800 Fredericksburg Road is this article of their own self-dealing and self-serving Bylaws:
From this point on, the USAA directors will be relying on the legal opinion of:
Deneen Lynette Donnley Esq
Executive Vice President, General Counsel and
United Services Automobile Association
9800 Fredericksburg Road
San Antonio TX 78288
+1.210.498.8874 (executive offices)
Texas Bar #: none
Deneen Lynette Donnley
107 Eaton St
San Antonio TX 78209
Unhappily, USAA General Deneen Donnley is not even licensed to practice law in Texas. But she did attend our country’s top undergraduate institution - the Wharton School of Business. And we suppose that just like her schoolmate Donald Trump, we should have no doubt that Ms Donnley is actually as intelligent and honorable as they come - certainly more than I: but nothing will become Dennen Donnley’s tenure at USAA so much as her leaving of it (cf Macbeth Act 1, scene 4, 1–8)
The background for my demand that the “USAA Directors” resign:
The correct description and function of the super-syndicated names who are “sham elected” by Hobson’s Choice is:
Their only function is to designate the required  Attorney-in-Fact
Had styled themselves as “governors”: they might have better understood their duties and obligations.
This letter addresses the question of how $9.7 billion of subscriber savings belonging to to 2.5 million subscribing members at USAA came to be spent on “$16 billion” of purported “this”:
This letter demands that all the individuals below, past and present, disclose to the members in personal letters the total remunerations received from USAA. Their disclosure is to also deal specifically with compensation for “duties” other than service on the putative “Board of Directors”. The disclosure should also include all non-cash benefits. This disclosure should include all payments either in their name or on their behalf by USAA to eleemosynaries: e..g. their favorite charities.
This open letter also demands the immediate resignation of all putative members of the purported Board of Directors of the putative financial services holding company that operates at 9800 Fredericksburg Road in San Antonio Texas. Current directors are checked as “current on the below list of directors present and past.
These directors, in return for compensation packages which mostly exceeded the compensation paid real directors of real public corporations, went on to offer outrageous compensation packages to a small group of top-tier fellow subscribing members in what can only be described as pseudo-corporate-governance mutual masturbation
This is especially true when one considers that all these directors ever did was preside over a crime:
Laura Mahan Bishop’s cavalier operation of USAA Reciprocal Attorney-in-Fact, Inc. so as to unlawfully exploit 26 U.S. Code § 832 (f) and Rev. Rul. 74-196, 1974-1 C.B.140 violates 31 U.S. Code § 3729.
This letter also proposes an admission that:
The below USAA directors must disgorge all payments beyond the normal honorarium for such positions.
And they must explain why they are entitled to even an honorarium
Exhibit “A”: Admission of personal animus
There is very little point in pretending that I have no animus for the persons who so miserably failed to look after my interests at 9800 Fredericksburg Road. So we might as well lay it out here at the beginning to bring a stop to ad hominem carping as to my motivations. So very quickly:
While my unincorporated delegates of my powers
Exhibit “_”: 2012:
Exhibit “_“: 2012”: [missing] [I will get this - 23 apr 15]
Exhibit “_” 2014”:
Here we can see why the various DIs are so fuzzy.
January 13 2018
Laura A Olguin
[Laura A Velenzuela]
|United Services Automobile Association
9800 Fredericksburg Road
San Antonio TX 78288
Dear Ms Olguin:
I caution you that as a syndicate name and as a beneficiary yourself of various indemnities supplied by the other 2.5 syndicate names . . .
Very truly yours,
January 13 2018 [DRAFT][
Joseph M Belth PhD
Professor Emeritus of Insurance
Kelley School of Business
1275 E 10th Street
Bloomington IN 47405
[no phone number on campus]
Dear Professor Belth:
As an expert in insurance industry compensation
Exhibit “_”: Current USAA Bylaws
 Penn Mutual Life Insurance Co. v. Lederer, 252 U.S. 523 (1920)
It is of the essence of mutual insurance that the excess in the premium over the actual cost as later ascertained shall be returned to the policy holder. Mr Justice Louis Brandeis
 Anthony D Perri Esq
NYS Attorney Registration #: 1167055
46 Bayville Park Boulevard
Bayville NY 11709
 Neil Leslie Kanzer Esq
NYS Attorney Registration # 149735
75 Franklin Street
Amityville NY 11701
 John Robert Seybert Esq
NYS Attorney Registration Number 1753938
353 Seabreeze Court
Moriches NY 11955-1739
 It is well settled that I am happy and have always been happy to sit down with USAA at 9800 Fredericksburg Road and work this problem out. Unlike Robert G Davis’ wife - I will not go in to the AIF’s office and start throwing punches. Since 1987 when criminals Cooney and Bishop (no relation) and Divich wrote our mortgage holder that we had not paid our deposit for our home insurance policy; I have never received one telephone call from anybody at USAA. That’s 30 years without an ordinary routine call. But at last count - USAA has paid about 30 lawyers to mix things up. The fact that not one of these lawyers seems to be least bit aware of the history of the matter is the origin of my website http://compartmentalizedfraud.com.
 The Texas Insurance Code requires an Attorney-in-Fact to be fingerprinted and vetted in order to operate the insurance company; which is a severalty wherein the surplus is supplied by the several deposits of the syndicate names.