The following prompts are borrowed from www.ridefreefearlessmoney.com, to help you assess your financial ability/eligibility based on multiple factors. By following the link, you will be able to see a visual representation of the following questions, but please use the following prompts below to see what your financial situation allows compared to Helsel Counseling’s supervision rates. Please reach out with any questions you may have!
Supervision Rates |
Higher/Supportive Rate | $125 |
Full Fee | $100 |
Reduced Rate | $75 |
Use these prompts to assess where you fall on the financial eligibility scale:
Your financial situation would place you on the high/supporter side of the scale ($125) if many of the following are true:
- Employed make over $125k (before taxes) OR I make a high income relative to my home’s average income
- I have a degree(s) without having had loans.
- I have high earning power (even if im not exercising it today)
- I live partially, mostly or all off unearned / gifted income
- My family has plentiful assets, like investments
- I received a large (over $50k) amount of money and gave/give it away
- Someone else paid or pays my rent/mortgage
- I can choose to work or not
- I choose to work part time or for less pay since I need less money/have external support
Your financial situation would place you on the full fee ($100) part of the scale if many of the following are true:
- Employed, make over $85k (before taxes) OR I make a middle income relative to my home’s average income
- I choose to go out to eat or drink weekly (or more).
- My race, ethnicity, skin color or gender doesn’t impact my income
- I can cover my basic needs + some extras regularly
- I’m able-bodied
- I can cover my basic needs regularly
- I have student loans for professional or post-secondary education in my current field that I work in
- I have student loans and most people in my family have higher education
- I have a graduate degree and am paying off my loans
- Someone in my family explained how careers work
- My career is stable and moving forward
- Family has many assets, like a paid-off house and/or parents have retirement accounts
- Family of origin has assets, like a house they are paying on
Your financial situation puts you in the reduced rate ($75) part of the sliding scale if many of the following are true:
- Employed, make $60-85k (before taxes)
- Employed make $40 – 60k (before taxes)
- I’m sick or disabled and that impacts my ability to work / earn money.
- I give unpaid volunteer time to community
- My race, ethnicity, skin color or gender(s) does impact my income
- I have non-optional health care costs to cover
- I have a bachelors degree and am paying off my loans still
- I am struggling to pay more than minimums on debt
- I have student loans and I was among the first in my family to go to college
- I help my family with $
- I support others besides myself on my income
- My family has few assets
- I have no family or access to family
- My family has no assets
Consider looking for free or alternative resources if many of the following are true:
- Employed, make $25-40k or I make a low income relative to my home’s average income
- Unemployed with UI or employed marginally
- Unemployed + no UI– employed less than marginally
- I struggle to cover basic needs regularly
- Career? What career?
- Currently accruing survival credit card debt