Fighting Back: The Scam-Buster's Survival Guide

By: Kim Taylor

Table of Contents

1 Romance Scams

1. Remembering Mother’s warning: Keeping my wits about me

2. Online dating scams still rising

3. There ought to have been a national registry of scammers like sex offenders

II. Telephone Scams

1. Double-check those rogue numbers

2. My arsenal for fighting scams: A survivor’s guide

3. 2015: ‘Year of the Scammer’

III. The 'Peter Taylor' Scam

1. George Intsiful on Reddit circa 2014

2. George Intsiful in the USA August 9, 2016

3. Mr. Akin Olugbade circa August 9, 2016

4. George Intsiful in Ghana June 20, 2016

5. Mr..Zoheb Solanki U.A.E December 5, 2015

IV. Bibliography

1. 1-800Notes-Phone number look up-http://800notes.com/

2. National Do Not Call Complaints- https://complaints.donotcall.gov/complaint/complaintcheck.aspx

3. FBI Internet Crime Complaint Center-https://www.ic3.gov/default.aspx

4. Federal Trade Commission-(FTC) https://www.ftccomplaintassistant.gov/ or 1-877-FTC-HELP (1-877-382-4357)

5. Grant Scams-http://www.consumer.ftc.gov/articles/0113-government-grant-scams.

6. BBB Scam Page-https://easternnc.app.bbb.org/scamtip

I. Romance Scams

These are the worst kind of scam affecting the young and vulnerable. While the victim believes the person on line understands them all they want is the money in their bank account. In 2012, this happeed to me. I saw all the red flags. They bragged about how much money and assets they had. This one claimed to own five houses and three cars. They supposedly had an unamed 'son' studying in West Africa.. He was evasive as to what state he lived in.

Here's what bothered me. After I told him my mother worked at the local police department, he insisted on calling me to talk to her. I never gave him my number. This might have gotten the ball rolling down a steep hill.Within four days time, his son had been hospitalized with an unknown illness and needed money to live on.

The one thing that infuriated me is that he showed up on Facebook less than two months later. He had befriended one of my high school friends. I dug up his email address and found that the person was from Sunnyvale, California with two other identities. He existed on a few other social networks too and he came up on a scam alert. I turned in the entire file on him. He disappeared for almost nine months because of it.

Remembering Mother’s warning: Keeping my wits about me

My mother told me to keep my wits about me when I started working at Work Services Corporation in 1996. What she really meant escaped me at the time. One of the major concerns any parent had when raising a child with a disability was whether the people they met would find a way to take advantage of them.

Recently, I met and started chatting with a male acquaintance on a lesser-known social networking site called Zorpia. I had other male friends on that site, but didn’t chat much because of other pursuits in writing. Anyone who sent me a message to chat got a polite “Sorry, I’m working during the day.” Their communication stopped after that.

This last person was different because he pursued me. I thought it was flattering having someone to send emails to other than family members and Facebook friends. Yes, he seemed interested in my life and what kind of work I did. We swapped e-mail addresses. I even sent him the links to the stories I published that week.

I had no idea that what I watched on television, “Dateline on NBC,” “48 Hours Mystery”, “MSNBC Investigates”, and “Who the (Bleep) did I Marry?” would be a lifesaver financially. I saw a lot of red flags in the communications he sent me.

This was the first one:

Well I’m not looking for a woman who is working or having money but looking for a woman who is caring, loving, honest, truthful, sincere and understanding to spend all my life with her. I do have money sorry to say that and I have 5 houses in the US and I got 3 cars, you would not have a problem of me driving you. I know what you are really going through but let us keep in touch to see what the future would hold for both of us

I treat my woman with care, love, honesty and I treat her with truthfulness. I also would get time for her and be by her side anytime that she wants me by her side.

Here’s more:

I can take good care of you so you wouldn’t be working too much but I could help you in the writing cos its an opportunity though

I’m very rich and do have anything a man should have but its just that I’m very busy right now b cos we are somewhere very busy and I would like us to keep in touch. You would not have a problem with money okay cos I’m going to share all what I have with you all I need from you is to be truthful to me and I want to Trust you.

Well you won’t have a problem at all with money okay, I would like for you to wait for us to see what happens cos I might be coming home soon so we can meet and talk, maybe I would take you to one of my 3 houses maybe the biggest one so we can go there stay and live there with my son when he finishes his service and comes back. I would like for you to love my son like you would do to me, I do love him so much and I never want him to be hurt by someone so would like you to care for him and love him like your own biological son. I would make sure that I take your everything okay, your health and everything, I would buy you a good power chair and I would be driving you as well.

This was what he wanted in a woman:

Thoughtful, loving, generous kind, loving, caring, understanding, honesty, goal oriented, along with sense of humor. I love to laugh and smile. I also love to read, watch tv and cook, My interests are many. I am honest, intelligent, loyal, affectionate, easy going, romantic, soft-spoken, generous, stable and sensual. I’m romantic, caring, and much more!  I just hope that you would be the one

His ideal vision of himself:

I am very easy going, open-minded, and liberal person. I am a true romantic at heart and have a very sensitive and gentle disposition. Definitely not into head games and always believe that honesty is the best policy. I am also a animal and nature lover, As far as interests mine are many and varied, I am comfortable doing or trying anything at least once I really love the outdoors, sports, health and fitness, reading, computers, etc.

Here’s his ideal woman again:

This is what I am looking for in a person, I am looking for honest, good-looking, sexy, respectful, easy going, a open-minded and trustworthy person and beside I’m not looking for someone to live with, I’m looking for someone I can’t live without and I’m also looking for someone, who can take as much as I give, give back as much as I need.

Here’s another red flag:

How much to you earn in a week or month? How much do you have left after paying your bills and buy food?

Then there’s this: (I knew better than to give him my phone number)

write back and do remember to give me your phone number as I would like to hear your voice to see how it sound.

Major alert:

 wish that I were there so we would rest together but maybe soon we would and even do more than that.

I’m very glad and happy to hear from you caring about caring for me and my son, I would really like that and I would like and love you just like I do to my son, Emmanuel is very good and studying hard to become someone great in the future. I did told him a little about you and he as very happy to hear about you and he said he would like to hear from you someday. He says that he is becoming lucky now for getting a mother to care and love him as a son.

Told me that he is not feeling well b cos of the weather there in Africa but I just hope that he will be fine. I would treat you like my lady and do all you want in life. I want to be there for you and want to spend all my life with you. Well I feel like we are already compatible. I’m also happy that you do want me just for me and not what I have, I do also want the same so we can both take good care of each other

Here we go with the money thing again:

I know what you are going through but that is not a problem to me at all, so far us that I’m rich just know that when we are together I would take good care of you and let you get a proper treatment and a good health care. Also remember that I have 3 cars of which of any would be taken you to where ever that you want to go to give you any exercise that you want. I think that I must get home for you, I’m beginning to developed a strong feelings for you and I can’t wait to meet you in person.

Here’s the ideal relationship:

I think a good relationship requires being each other’s best friend, and trusting one another. I think each should respect the other’s opinion and that stupid arguments over stupid things are healthy, as long as they are not taken too far.

 

Good communication. Never being ashamed of each other for any reason. On occasion surprising your mate with a nice romantic date or evening together and telling each other I love you.

 

There is a lot of love and caring in the relationship. There has to be love in order for a relationship to work. A good relationship is when your partner is more than just a partner… they should be your best friend. A good relationship is when two lovers understand each other, they’re concerned for each other and they respect one another.

 

A good relationship is one purely based on trust, if nothing else. Being able to be miles apart yet never worrying a minute about what they’re doing. Communication at all times is so important, and most importantly, respect for each other and their need for alone time as well as together time.

 

Two people trusting each other fully, not being afraid to tell the other what one thinks, whether it be good or bad, and the other respecting their opinion. Being able to enjoy the same things with each other, enjoying each other, and being able to take their separate lives and smoothly combine their lifestyles into a couple’s lifestyle.

 

Being friends first, last and always. If you have friendship as the basis of your relationship, you can get through the hard times. The second ingredient is commitment. With those two things, you can’t lose. A good relationship is two people that are not afraid to tell the other anything that may come up in the relationship. Best friends. Honesty, devotion, love, and sense of humor. A good relationship exists when either individual has the freedom to leave but neither wants to.

 

I honestly think that a good relationship is one where there are no secrets. You are completely open with each other. But the biggest key is that the other person knows the worst possible thing about you and they love you even more for it. On top of that you have to have faith and trust. So that when your man goes out with an old female friend you can completely trust him and know that no matter what happens, he will always come home to you. I know it may not seem like much but as long as you have that and love, you are in a wonderful relationship.

He was evasive about himself:

I call home to be the US where I’m from and I have been in the military all my life, I’m coming back home by the end of next month. I want to come so we can meet in person, so you can meet my son too as he would be home by then and I can also meet you mother.

all I need from you is your love and trust. I want to trust you more so I can share everything that I have with you. I do want to hear your voice so badly so if you are writing me back just try and leave me your phone number so I can try and call you. Though I don’t have a phone here but I would try my best.

Major red flag:

Emmanuel said that he is very sick and I’m so worried about him now, said he would be taken to the hospital if it becomes very serious.

Home is United States Tampa Florida. I’m glad that you do want to meet us both. Emmanuel has been very happy about you and hoping to meet you soon. He will also be finishing by the end of next month so I guess that we would meet up so we can both come together and meet you all.

The scam exposed:

Emmanuel called me again today and told me that he sickness was getting serious and he was taking to the hospital, they had to let him pay some amount of money but he used all he had to pay so he is short of money right now and needed some money to live on. Right now where I’m I don’t have access to my card and also busy so just want to know if you can do something to help him now before I get the chance to get it back to you I mean pay you back. Just let me know anything that you can come up with till I get out here.

I do care for you a lot and would never want anything bad to happen to you. So just let your mother, friends and everybody to know that so far us that you have me in your life, you are blessed and not to be let down okay. I wish that my heart could speak out to you how I feel and care for you. But I know at the right time everything would be clean so far us we would be meeting soon.

I like you today and forever. Lets just keep the faith and know that it will happen for us.

Here’s the urgent plea for funds.

This was what got his profile removed from the site.

but I would  need your help very badly to get my son out of troubles. Where I’m right now I don’t have access to my card and I’m too busy and my son just got out of the hospital and have used all he has to treat himself. That is why I told you to try your best and get anything that you can come up with before I get out here and get my card working. Please I know what you are going through by then I’m not here to ask you for anything but right now I don’t know what to do so please do anything that you can to help my son. I’m so worried all day and night thinking about my son, he is my life now and I don’t want him to get into trouble, he should stay out of trouble there before next month cos both of us would be coming home by the end of next month. won’t you be happy to meet us both in a good health? Please do try your best and do something to help my son.

Well I will be waiting for you to write me back, I’m sitting here and waiting to hear back from you. Please do try all your best and do what you can to help my son, Just let me know what ever that you can afford right now I would pay you that amount back or double the money when I’m out here and get my card working. Waiting to hear from you.

This man also said I was very clever, meaning I was mentally bright; having sharp or quick intelligence; able. It sounded better than this one: superficially skillful, witty, or original in character or construction; facile: It was an amusing, clever play, but of no lasting value. This man fit definition number two, especially after getting caught scamming people.

This is what he claimed to be after his plea for money to help his son: Well it doesn’t matter at all I’m also a Christian and I’m a God fearing man. I have never cheated someone or hurt someone’s feelings.

He hurt me though. My sole mission was to put a stop to his scamming on the site. He probably made a living scamming others too. After praying over the situation for a few days, I finally reported the situation March 9, 2012. By 6:56 p.m. Hong Kong time, March 11, his profile was removed. They told me he had been banned from the site.

He seemed to make himself scarce since the last e-mail Tuesday March 6. His time on-line was scarce, maybe once every 14-20 hours. He made two new female friends, young blonde-headed types. I hope the weren’t scammed by him. Both the aunts I spoke to about this had the same reaction as my church friends, be very careful. When the scam was exposed, I called them all and thanked them. It sure beat having to apologize or whine when my money was cleaned out. One got what they did for not listening. Mom said he should give up four of the five houses and two of the three cars he had then he could have helped his son.

Instead of criticizing and scolding me for what might have happened, be grateful that I paid attention to all those shows listed above and kept my wits about me as my mother requested. Most of those women profiled on the nighttime magazine shows, cried over the amount of money lost, those that lived at least. Some of them knew they were being scammed and were flattered by the attention after being alone for so long. Most of the time, they were lonely middle-aged Caucasian women unlucky in their relationships with men. Those women that were killed after they discovered what their new man was up to weren’t so lucky. Usually the family was left to pick up the pieces after burying their kin and finding a way to explain what happened to young children.

Here is the Examiner article I wrote about this, *Online daters told to beware of scamming. It only touched the tip of the iceberg. I welcome any feedback my readers had on this post and that article. I wasn’t looking for ‘forever’ on that site. Because of the above situation, I stay off the well-known sites too. Nothing beats the old-fashioned way of meeting a soul mate.

*Examiner article no longer exists

Online dating scams still rising

In reading the article, Dating-Site Scammers Tear up Hearts. Empty Wallets, it gave me a place to air my story a second time. The first time came with the actual incident that occurred in March of 2012. Not only was my article well received on the site where my association was severed a week ago, it was retold in a weekend segment of the Today show a few months ago with the rebroadcast of Stolen Valor, where people use fake military uniforms and medals to attract and defraud women. In that case, it wasn't the normal middle-aged lonely woman, it was a woman in her twenties. Apparently, they were supposedly wounded from being in battle, which he showed her via pictures.

The thing that stabbed at me was that he knew he was doing wrong and there was no remorse. Just like some of the international dating scams that occur, a lot of them didn't care how they damaged these women. In the segment, he got arrested on a lesser charge. My mother said he should have been arrested for impersonating a military man instead of apologizing to them in a written letter. It was a felony. He also walked around a military base looking like he belonged there.

There was another side of the coin, however. Like the lead article and a lot of what was seen via Dateline on NBC and the Dr. Phil Show, the older women that ended up being scammed by online romances were warned by their families and didn't listen to their kinfolk.Crimes like these went unreported because they were shamed into silence in spite of the online pledge to tell if anyone asked for money.  This was the main reason why they ended up those shows whining about the large monetary loss or hurt feelings because they got dumped after the person they dated received what they pleaded for or when the money ran out. After the cars and the cash was handed over, his contact with her ceased because the call to Nigeria was rejected.

In my case, almost four years ago, the man on another dating site was already overseas serving in Iraq, that had an unnamed son in college somewhere in West Africa. By the end of the second week, he was pleading with me to send money while professing strong feelings for me.

In the beginning, he bragged about owning five houses and three cars when he contacted me. If anything, according to my mother, he should have gotten rid of four of the five houses he owned and two of the three cars he had to help his son. My uncle told me that humble people never bragged about their possessions or riches. The biggest scare for me was that he wanted too much information on my mother. My fear was him getting chummy with me to cause her harm.

He showed up on Facebook in April of the same year using the same picture on the dating site he was pulled off of. This time he was serving in Kabul, Afghanistan. It took no time reporting the information known to me previously. The report said that the name was one of three he used on line. And there wasn't anyone in the Army with that name. While all my information on him disappeared, it took him nine months to a year to clear his name. While that email address and photo looked up by me was still active, it wasn't connected to any fraudulent activity. He changed his online name, putting his last name first because there were a lot of people using the same name.

Turning in this scammer did not make me an expert. Listening to my gut instincts kept me from suffering like the others did. If something didn't sound right, it was probably a scam.

There ought to have been a national registry of scammers like sex offenders

After seeing the story on Saturday's Today Show called Stolen Valor. It had me wondering about a few things. How did these people sleep at night? The man in the story that got arrested for harrassing the camera crew from the show wrote a letter of apology to the military, but had no words for the woman who fell in love with him. In fact, there was no feeling at all for her.

In 2012, something similar happened to me. Unlike the woman in the story above, there weren't any money transfers. The man acted like he understood me but there were too many red flags popping up. Yes, this writer saw a lot of the horror stories where large amounts of money got wired to someone who claimed to have been in the military, had a son in West Africa, and outline what he wanted in a woman and a relationship. In the end, they either ended up bankrupt and whining or dead. The family was left wondering why.

For me, my resolve was a lot stronger. Instead of falling apart like the young girl in the story, calling my church friends and my family to thank them about their warnings only strengthened me. My not wanting to become a victim drove me to search for the name they used on line. It was illegal to impersonate someone in the military. My brother told me where to investigate this. The name never came up on any online records. There was no record of anyone with that name living in the city or state he mentioned either.

It was also a sin to falsely present oneself as someone they weren't. The Bible said:

Exodus 20:15-16

15 “You shall not steal.” (NIV)

16 “You shall not give false testimony against your neighbor.” (NIV)

After further online research, it was discovered that this man was using one of three identities and the Gmail address came from California. All this was discovered after they were reported oas a fraud on an online dating service By this time, they had established themselves on Facebook using the same profile name and picture and had three additional Facebook pages. Of course, it took no time telling the social media giant my story. They didn't have a son ether! They did however, change the duty station from Afghanistan to Kabul The information used by me in the report had disappeared sometime last year, so did the profile picture and pages. The email address and profile picture remained the same, but the profile name changed also. There were a lot of people using that name now on social media.

There should've been a national registry of scammers like there was of sex offenders. They should be split into one of three categories, online dating, e- mail and phone. Believe me, my being familiar with all three was no accident. This week was very busy for me reporting phone scams. At least four of the numbers seen by me were spoofs o people posing to be from real companies. In all fairness, these were a lot easier to catch then those on dating sites. All one needed was a complete number searched on the internet and the word complaints.

The first number was a computer tech, he only identified himself as that before being disconnected by me. They called two more times on my landline June 18 once with 'out of area ' on my caller ID then with the original. On June 20 they called twice. When the landline was left unanswered, they called my cell phone. Since that wasn't the number given by me, they were reported to the FTC and my local BBB.

The second number was someone posing to be from the caller's doctor's office. It remained unanswered by me but was Googled like the one before which revealed a prior complaint. The ironic thing was that it was a local number but not in service upon redialing it. A week earlier, someone called wanting me to try free pain medication. All that was required was the name and number of my doctor's office. Of course it wasn't given out. The reports about this number went out that week to the above agencies also.

As for my inbox, the one on AOL got more spam from Nigeria then my primary mailbox. The local news station told viewers that one had to be in the country to receive the funds. They never wire from overseas. Sensitive information should never be sent at all. In all fairness, the above mentioned country was trying to put a stop to people who were fake This writer wished them luck. The most received from me in the last two months was a notice from my spam folder that told me to send my information to receive some of the money they had from a ring they busted. Lately, they were telling me of large amounts of money won from the UK by way of that country.

The national scam registry sounded like a great idea to me

II.Telephone Scams

If one had Caller ID, it made finding scammers easier. Most of the time, they won't leave a message and they don't want to hear that the caller has opted out of sales calls. The number was dead if they were called back. In some cases, blocking them helped.

Double-check those rogue numbers

With all the talk about different ways people get scammed the older ones were still out there. Last week, it was The Grandma Scam. My problem began when it was discovered that someone tried to use a well-known computer company, like Microsoft through PCSpeedy.com They said that they were a representative and that something was wrong with my older laptop that they needed to fix. This was months after Windows XP had gone out of service and before my fight to regain the funds from the other two companies vying for the same thing. These rogue calls could be stopped.

This was far worse than what happened with the hackers at Dell and Vtech, The toy company, based in China, did not fully encrypt the personal information of its customers. As a result, they may be headed to court. At least Dell offered a solution to the buyers of its laptops with the malicious security software on it with email and on site support.

There were two rogue numbers that called within five minutes of one another. Both had the Microsoft Billing scandal in their complaint list on 800notes. In my case, it was a ‘supposed’ refund for past purchase. The thing that bothers me was that reported rogue numbers only get the link to the web shut off. Why not shut down this black market database?

After the smoke cleared, with two of those other companies, the last one never fixed my problem, so they never got paid. Here were the red flags:

  1.  When a consumer accepts their offer of service from these ‘independent companies’, $99 went to the technician off the top.
  2. Most of these real companies would never wait until the         dinner hour or some other ungodly time to call on a weekend.
  3. With this rogue caller, from India, it puts the legitimacy of the company         in question because their reach was global too.
  4. They didn’t call on holidays either. Microsoft never called its customers at any though the terms were outlined, they can also push for additional  services, like one of the other companies did.         The more you call the less your refund.
  5. This         last company,         never was able to get into my old computer and ‘fix’ my         connection problem. They still charged $199 for this service. After         five hours of trying, they gave me another tech company to call and untangle myself. My refund came through October 21, 2014         because they didn’t respond to my dispute.

Their         harassment started January 2015 and lasted four months until my reporting them to the FCC and the FTC Do Not Call link in late May this year.

While the harassing calls stopped, a lot of other calls from similar companies were calling me for the same thing. By this time, the sucker list previously written about was cut back after finding some weapons added to my arsenal to shut them down. Registered complaints were like a criminal rap sheet. The number from Cape Coral, Florida on Mr. Number, had a 99% spam score and 490 reports. On Call Control, they were the same. A previous owner that was a prank caller got reported to the FTC ten times between May and July of last year. The number from Lynchburg, VA., was the Microsoft Billing/refund complaint like the one in Florida. This last number, recognized from six months ago, was found to be a telemarketing Dental Insurance scam. The more information found on these rogue callers, the more likely they were shut down.

The best defense against scammers is avoiding conversation by screening phone calls with Caller ID. If scammer is still discovered, hang up immediately. Most of the time, any number with bad reports would be found on CallApp or mrnumber Report all numbers with internet warnings to the Do Not Call Registry and include the number, Who called, and all links.

Recently, Lifelock called me how they were doing with their identity protection service. So far, it was loved by me because they caught a few people using similar e-mail addresses to mine but the password was wrong, so there wa no reason to be alarmed. When they asked me about strange phone calls, the harassment of PCSPEEDY.COM came to mind.

This was as welcome as the new Snapchat bug on on IPhone. Any direct mention of this bug on Twitter caused the program to shut down and reboot itself through the said app, which sent renegade text messages to the user on their phone. Users of this service had to delete the thread by following instructions from the support page. Once the thread was opened the fault could've been removed.

Why did anyone make money off of the misery or misfortunes of others? The best answer for that was man's fall from the Garden of Eden when Adam and Eve ate from the Tree of Knowledge. Personally there hasn't been a reason for my use of this service or instagram. Just learning how to collage pictures of the local flooding was enough for me. Getting a side show up was difficult with the pictures being too small.

Thankfully, there wasn't any reason to have to have gone through the above company to have made a complaint. My efforts to report this the first time didn't work. The phone numbers weren't in the right format on the FCC site which caused errors. After contacting them last week, not only was what they were doing harrassment and a felony, spoofing was falsely presenting oneself as another type of person.

Here was what the Bible said

Exodus 20:16

16 “You shall not give false testimony against your neighbor. (NIV)

If anyone wondered how my knowing that these people were frauds, Yes, they were! Here was a list of red flags to watch out for:

  1. They called me on a weekend after 5 p.m.Most good companies kept working hours
  2. They never 'fixed' my so called problem. My computer was down till Monday. They gave me the name of another company to call.        
  3. They wouldn't fix it till they had a signed contract and gave them a credit card number. When calling these independent tech lines, they charged up to $99 per call out right.
  4. I had to call another service company to fix it. They didn't have a clue s to the other tech was that gave that company's number.
  5. The real company had a toll number to call and they have a fraud watch alert on their site.

What's worse was that they were using dummy numbers to avoid being blocked or tracked by the Better Business Bureau trying to demand payment out of me. My red flagging them with the credit card company to keep them from recharging me in January after the first call. Was there anything else that could've been done other than just not aswering these strange numbers by turning off the ringer?

May 27, 2015

After filing a complaint with the FCC May 27 and the FTC on May 28 because of PCSpeedy.com and their harassment for the last few month,.my advice would've been to keep a detailed record of the date of the original call where they introduced themselves and any numbers they called from. Since my finding out from my phone company there were only15 slots on my land line call blocking feature,my buying another call blocking system in the next couple of days. It was unnecessary because of the Do Not Call Registry. Changing the voicemail message on my landline phone made me quite clear about sales calls or whether my knowing where the nearest KB Toy Store was.

Ok, recent events in the last few weeks made me feel better about not buying that expensive call blocking system seen on Amazon.com, which touted their 20th anniversary was to have been better than Black Friday. Since reporting the strange numbers on caller ID in the last few months and changing my voicemail messages on my cell and land lines, those annoying calls had ceased. “Rachel” from Card Services even stopped calling, for now anyway.

Yes, people were tired of high interest rates on their credit cards, like the other scams ou there, this one wasn't going away anytime soon. The biggest concern in the article was that people were victims of one of the oldest scams on the phone and a lot of people were losing big chunks of cash from it. This call was ignored by me because it was prerecorded. If It was answered by me, my hang up was instant.

They started out like the typical scammers that were phoney representative from the above or services that promise one that using this service gave a rate that helped the credit card holder pay off their outstanding balance a lot sooner than projected. Like the other scams previously mentioned, people were as desperate to lower or quickly pay off the balance on their cards.

Other than man's inhumanity to man, here was what the Bible said about fraud

Proverbs 20:17

Bread gained by deceit is sweet to a man, but afterward his mouth will be full of gravel.(ESV)

Here were a list of rules to follow from the FTC about Tech Support Scams and Phishing. The sad fact was that with the web, a person's information was acquired on public directories and even the phone book. If they created a sense of urgency or even threaten the caller that their computer might have been shut down if the caller didn't purchase their warranty, it was a scam. Here was a list of things to look for.

  1. The legitimate tech support companies didn't call looking for work. Most of the time, with the exception of the last company, they would've given a name everyone recognized, like Microsoft.
  2. Unfortunately, both companies that had spoofers call me had global reach, like The Geek Squad
  3. Notice the time of day the call came in. The last call that came on my cell phone, after three in the morning, was from an air conditioner repair company from Miami, Florida
  4. Remember what contact number was used by the caller. One thing that alarmed me was that my wireless number was not given to the last number that called me five times in two days.         
  5. If the number was not in service, one couldn't call them back, or couldn't have been blocked, it was a person calling out of country. Three of the numbers reported were like that. One resorted to wireless numbers from a rival company.
  6. According to a church friend, the in-house numbers, those from other parts of the nation and even locally, were rented. All that happened was their         links were shut down if they were discovered.         

Here were the steps taken by me in order to stop them without changing my numbers:

  1. If one had access to the web via tablet, laptop, or smartphone look it up, by typing the exact number in the search area, then type complaints.         
  2. Most of the time, the number's origin was listed as well as the latest complaint sent in.         
  3. Add as much information to the description area. This included what showed up on caller ID, the person's name or company, and what bothered the one receiving the call, if it was answered.         
  4. Report the call to the BBB scam page.         

*Check incoming calls. If there is no name or number, don't pick it up. Another person called me a year later on my cell phone using the name on August 4, 2014. This time, the man had an Australian, English or New Zealand accent from the same company. The other was probably from India or Pakistan.

My arsenal for fighting scams: A survivor’s guide

My arsenal for fighting scams got a little bigger this past December. Ordinarily, no one would have done what was about to be done now. It bothered me that there were bad people all over the globe, and not just in the United States. How To Avoid Fake Technical Support Scams was a great article, but what did one do once their name got placed on the scam list?

My best advice, remain diligent when reporting rogue incidents, whether they be phone or internet scams. Don’t just settle for what someone tells a person. Developing an arsenal of websites was one’s best bet to silence scammers for good. I love my CallApp feature that allowed me to look up these weird numbers. My cousin was right. Nothing spread faster than something that didn't work on the internet, especially those out  to commit fraud.

This number,
(510) 741-8254, is a Computer Tech Support Scam. I got suspicious after they called me three times in the same day, starting at 6 am. The links tell all. The ironic thing is that this foreigner tried to deny his fraudulent ways after my being able to prove it to him. The weird thing is this call came after my report to the Do Not Call Registry

My going to the phone company only produced two options:

  1. Block the number which only offered 15 slots
  2. Have the number changed, which meant telling my family of my new number
  3. Amazon has an external number blocking system, but the $50 price tag was too much at the time.

Time was something a lot of my family didn’t have with jobs outside of the home. Just ignoring the phone  or only turning off the ringer only worked when someone knew who called by checking caller ID. Thanks to the rogue call answered by me on August 4, 2014, my name, address and phone number existed everywhere on the scammers blacklist not just for computer tech support trolls who weren’t supposed to call offer assistance.

The only thing mastered by me was the fake tech support situation. The ironic thing was that one of the numbers that was not answered by me last month looked familiar.  Checking my phone app on my cell confirmed my suspicions. If there was  complaint list even on here, it was best to report it. Here  was the arsenal spoken of before:

  1. 800Notes.com– largest database of known scams on the internet
  2. RU A Scammer– Another database  of rogue numbers
  3. Where to report Phone Crime–Report more scams than just on the telephone
  4. Grant Fraud–This was easy due to that Call App function that allowed numbers to be searched.
  5. 10 Ways to Avoid Fraud-This was a great article on fraud prevention

Granted, the more information given to these places, the better chance they can stop the problem. Most of the computer tech trolls had a link inside the United States. The number was usually unreachable if the caller tried to call back and sometimes couldn’t be blocked either except for my cell phone. Now, because there was a refund given last month from another software provider, they want wanted a piece of that too.

Facebook April 2014:

If anyone gets a phone call (940) 200-1415 from someone posing as a Lt. Truitt saying that you failed to show for jury duty. DON'T ANSWER IT! IT'S A SCAM!

Previously, they used the old non-emergency police number (940) 720-5000. My dates were March 26,-April 4, and failure to pay a $500+ fine meant jail time. They said there was a warrant for my arrest.

The court would send a letter. They would never call over the phone like that. I told them I was exempt with a doctor's letter since March of 2011. You'd get a machine if the number was called. That number was on my caller ID. Mom called that number and let them know we were on to them.

The strange thing about that number was that it looked like a local number. It actually hailed from Denton, TX.

2015: ‘Year of the Scammer’

This must’ve been the year of the scammer because in the last few days, this blogger uncovered at least three of them, which lead me to believe the old sayings:

  1. One can’t get something for nothing
  2. There was no such thing as a ‘free lunch’
  3. If it sounds too good to be true, it probably was

In all fairness, the person that referred me to News-Person.com reached the limit and never was paid because they refused. After Googling the company, the following was found on Craigslist: BEWARE!!! NEWS-PERSON.COM IS A FRAUDULENT SCAM!!!!!!!!!!!!!!!!!!! This writer not only told the company that they were being reported to the FTC, they were soon written up on that site. It was probably a lot like the others below.

In a pyramid scheme, new recruits’ money was used to pay off up to date investors. The only problem was that as more people were lured into this program the harder it was for payouts to occur because of its large growth. Evidently the bottom fell out and everyone loses their money.

In the last few weeks, this blogger fund two of them, which was unusual. TheYouthJob.com had everything spelled out on the site, even that the survey taken before the funds were released was mandatory. Minimal payout was $300 but one was known to make up to $5000. Money was earned faster the more it was circulated on social media. It took longer to reach the payout limit at $5 a click.

TheWeeklyRewards.com hid the survey until the payout limit was reached. Then, the process started all over again. Like the first link, the file to download wasn’t done until the sign up task was completed It looked like they just reopened under a new name and upped the payout to $10 a click.

This writer also took things a lot further than telling the company that they were committing fraud. They were also reported to FTC.gov, both of them. Like the first link, they were supposed to contact me in five or six days, but in that time all that happened was reopening the site under a new name with the same type of survey.

People were wicked. This was just about as bad as the government grant scam that promised the person on the end of the phone a large amount of government funds. Once they had bank information or a credit card, the scam begins. Federal grants were awarded for a public purpose and are typically awarded to local governments, educational institutions and organizations. The federal government does not offer grants for personal financial assistance. In addition,  didn’t contact anyone by mail, phone or email to offer a grant award. Representatives of this site would never request any banking/credit card information or any processing fees.

The IRS scam has been just as bad as the person impersonating an officer of the court, a Lt.Truitt, telling them that they were to be arrested if they didn’t stop the warrant issued for their arrest by sending the fake person $560 via a green dot card from Walmart. One was to read the number off the back of the card.

In the IRS’ case, the scammers, were known to possess the last four digits of the victim’s SSN, and the IRS’ toll-free number  appeared on caller ID. Sometimes, the target  received an email, supposedly to be from the IRS, to further the scheme. The caller told the individual that the tax bill must be paid promptly through a pre-loaded debit card or wire transfer, threatening arrest or deportation as a penalty.

The IRS stressed that if someone owed money, the first contact from the IRS is likely to come via mail, like the notice of failure to show for jury duty.

Like the computer technicians that used Microsoft as a satellite company to get clients that had trouble with their computers, These independent companies were not to call people trolling for work Microsoft answered most questions in the forum. If the only thing these scam reports produce was 10 Ways to Avoid Fraud, it was better than nothing at all. My name, address and phone number was out there. Because of the survey taken from the pyramid scheme, my phone rang off the hook in the last few days.

The hardest thing was telling  a reputable coffee company that my membership was acquired via the first pyramid scheme. They were very understanding when they cancelled my membership, offering me a choice to accept or reject their offers in the future.

Here was the worst thing that bothered me. The loss of my social media accounts or traffic exchanges was a concern, just like a writer who committed plagiarism or copyright infringement, that hurt too, not being able to write or circulate one’s articles. Thank goodness a lot of the people that were alerted by me were understanding enough not to throw me to the curb after telling them of this disgrace.

III.'Peter Taylor' scam

This was one of the oldest tricks in the book. I saw a lot of these in my spam folder during my WebTV days. It waa also the biggest curse of belonging to so many chat services. One of my friends told me that my last name was popular in Western Africa, in places like Nigeria and Ghana.

My first instinct was to report them to the webmaster, but that just moved them to another email server or it got them to change their handle on the front end of Gmail, Outlook or Hotmail. It is very hard calling the consulate in Ghana or Nigeria or any other country in Africa. I wonder if the FBI had any luck?

Here were some things seen by me:

The cause of death varies. Either there has been a bad accident in which his death occurred between 2007-2008 or 2013 or he died as a result of hearing how most of his family were killed.

This was on Reddit circa 2014 from Skype

Compliments,

I offer my friendship and believe you will accept me with good heart, I was pushed to contact you and see how best we can assist each other. I am Mr. George Intsiful, a Bank Officer here in Ghana. I believe it is the wish of God for me to come across you now. I am having an important business discussion I wish to share with you which I believe will interest you, and you are going to benefit from it.A citizen of your country. Peter had a fixed deposit with my bank in 2005 for 108 calendar months, valued at US$15,500,000.00 (Fifteen Million Five Hundred Thousand United State Dollars) the due date for this deposit was last 22nd of January 2014. Sadly Peter was among the death victims in the May 11 2007 fatal accident in Ghana involving seven vehicles near Awutu-Effutu-Senya district in the Central Region of Accra where thirty-five people were killed on the spot.

Read article;

http://www.ghanaweb.com/GhanaHomePage/NewsArchive/artikel.php?ID=123861

My bank management is yet to know about his death, I knew about it because he was my friend and I was his account officer. Peter did not mention any Next of Kin/ Heir when the account was opened, and he was not married and no children. Last week my Bank Management requested that Peter should give instructions on what to do about his funds, if to renew the contract.

I know this will happen and that is why I have been looking for a means to handle the situation, because if my Bank Directors happens to know that Peter is dead and do not have any Heir, they will take the funds for their personal use, so I don't want such to happen. That was why when I saw your last name I was happy and I am now seeking your co-operation to present you as Next of Kin/ Heir to the account, and my bank head quarters will release the account to you. There is no risk involved; the transaction will be executed under a legitimate arrangement that will protect you from any breach of law.

It is better that we claim the money, than allowing the Bank Directors to take it, they are rich already. I am not a greedy person, so I am suggesting we share the funds equal, 50/50% to both parties, my share will assist me to start my own company which has been my dream. Let me know your mind on this and please do treat this information as TOP SECRET. We shall go over the details once I receive your urgent response strictly through this my personal email address, geor15@yahoo.com

Have a nice day and God bless. Anticipating your communication.

Best Regards,

George Intsiful. geor15@yahoo.com

        

August 9, 2016

Dear Taylor,

how are you doing I am Mr. Akin Olugbade and it is my wish to solicit your assistance in investment collaboration/partnership in your country. Meanwhile I have emailed you earlier but to no response from you.

In my first email I mention about an abandoned sum of $17,500,000.00 (Seventeen Million Five Hundred Thousand US Dollars) that belong to a deceased customer here in my bank.

I am ready to invest this fund with you in any sector such as manufacturing, agriculture, real estate, hotel business that can bring in good turnover at expected time

This will be of great benefit to both of us and I cannot achieve this without your support, therefore I need your cooperation to receive this fund after which you will be eligible for 50% of the total amount, while 50% will be mine.

please respond to my private email for more information for security reasons and please delete if you are not interested.

Mr. Akin Olugbade

akinolugbade01@yahoo.com

Intsiful George

Dear Taylor,

I am Mr. George Intsiful, a Bank Officer here in Ghana. I believe it is the wish of God for me to come across you now.I am having an important business discussion I wish to share with you and I believe will interest you, because it is in connection with your last name and you are going to benefit from it.

One Late Peter Taylor, a citizen of your country had a fixed deposit with my bank in 2005 for 108 calendar months, valued at US$15,500,000.00 (Fifteen Million Five Hundred Thousand United State Dollars) the due date for this deposit contract was last 22nd of January 2013. Sadly Peter was among the death victims in the May 11 2008 fatal accident in Ghana involving seven vehicles near Awutu-Effutu-Senya district in the Central Region of Accra where thirty-five people were killed on the spot.

Read article; http://www.ghanaweb.com/GhanaHomePage/NewsArchive/artikel.php?ID=123861

My bank management is yet to know about his death, I knew about it because he was my friend and I was his account officer. Peter did not mention any Next of Kin/ Heir when the account was opened, and he was not married and no children. Last week my Bank Management requested that Peter should give instructions on what to do about his funds, if to renew the contract.

I know this will happen and that is why I have been looking for a means to handle the situation, because if my Bank Directors happens to know that Peter is dead and do not have any Heir, they will take the funds for their personal use, so I don't want such to happen. That was why when I saw your last name I was happy and I am now seeking your co-operation to present you as Next of Kin/ Heir to the account, since you have the same last name with him and my bank headquarters will release the account to you. There is no risk involved; the transaction will be executed under a legitimate arrangement that will protect you from any breach of law. It is better that we claim the money, than allowing the Bank Directors to take it, they are rich already.

I am not a greedy person, so I am suggesting we share the funds equal, 50/50% to both parties, my share will assist me to start my own company which has been my dream. Let me know your mind on this and please do treat this information as TOP SECRET. We shall go over the details once I receive your urgent response strictly through this my personal email address,(georgeitsiful@hotmail.com)

Have a nice day and God bless.

Anticipating your communication.

Best Regards,

George Intsiful. E-mail ID:georgeitsiful@hotmail.com

Crca June 20

I am very sorry for the embarrassment this message might cause you but kindly ignore the content if you are not interested. I have been in search of someone with this last name (Taylor) so when I saw your profile on (XXX) I was pushed to contact you and see how best we can assist each other. I am Mr. George Intsiful, a Bank Officer here in Ghana. I believe it is the wish of God for me to come across you now.I am having an important business discussion I wish to share with you and I believe will interest you, because it is in connection with your last name and you are going to benefit from it.

One Late Peter Taylor, a citizen of your country had a fixed deposit with my bank in 2005 for 108 calendar months, valued at US$15,500,000.00 (Fifteen Million Five Hundred Thousand United State Dollars) the due date for this deposit contract was last 22nd of January 2013. Sadly Peter was among the death victims in the May 11 2008 fatal accident in Ghana involving seven vehicles near Awutu-Effutu-Senya district in the Central Region of Accra where thirty-five people were killed on the spot.

My bank management is yet to know about his death, I knew about it because he was my friend and I was his account officer. Peter did not mention any Next of Kin/ Heir when the account was opened, and he was not married and no children. Last week my Bank Management requested that Peter should give instructions on what to do about his funds, if to renew the contract. I know this will happen and that is why I have been looking for a means to handle the situation, because if my Bank Directors happens to know that Peter is dead and do not have any Heir, they will take the funds for their personal use, so I don't want such to happen.

That was why when I saw your last name I was happy and I am now seeking your co-operation to present you as Next of Kin. Heir to the account, since you have the same last name with him and my bank head quarters will release the account to you. There is no risk involved; the transaction will be executed under a legitimate arrangement that will protect you from any breach of law. It is better that we claim the money, than allowing the Bank Directors to take it, they are rich already. I am not a greedy person, so I am suggesting we share the funds equal, 50/50% to both parties, my share will assist me to start my own company which has been my dream. Let me know your mind on this and please do treat this information as TOP SECRET.

We shall go over the details once I receive your urgent response strictly through this my personal email address,(george_Intsiful105@outlook.com )

Have a nice day and God bless. Anticipating your communication.

Best Regards,

George Intsiful.

E-mail ID: george_Intsiful105@outlook.com

Missed call from Mr George Intsiful

circa April 2016 Kwaku Hakim Johar from Malaysia

'Peter Taylor' sure got around

Dear Taylor ,

My name is Mr.Hakim Johar a staff of Affin Bank Berhad (BND) Malaysia. During an accounts auditing on fixed deposits, I discovered some funds deposited by a customer Mr. Peter Taylor who is now deceased and leaving no known relatives to claim the funds.

Late Peter Taylor happens to be a citizen of your country had a fixed deposit with my bank in 2005 for 108 calendar months, valued at US$15,500,000.00 (Fifteen Million Five Hundred United State Dollars) the due date for this deposit was on the 11 May 2011. Sadly the client was among the death victims in the May 11 2007 fatal accident in Sarawak involving seven vehicles near 39, Gambier Road, 93000, Kuching, Sarawak, Jalan Gambir, 93000 Kuching, Sarawak, Malaysia where thirty-five people were killed on the spot.

I had make a search with his name before I was able to contact you and I want you to be assured that my contact with you is under a very legitimate arrangement. I have all the relevant documents that will facilitate the immediate transfer of the estate to any possible relative based on the fact that I am a bank officer in the bank.There is no risk involved; the transaction will be executed under a legitimate arrangement that will protect you from any breach of law. It is better that we claim the fund, than allowing the Bank Directors to take it. I am not a greedy person, so I am proposing that we share the funds equal, 50/50% to both parties, my share will assist me to start my own company which has been my dream. I will provide you with additional details immediately I hear back from you.

Please send me an email strictly through this my personal email address.

Best regards,

Kwaku Hakim Johar.

E-mail:hakimjohar@hotmail.com

Phone Number:+601121257285

Circa December 5, 2015.

This was the only email with a different name other than 'Peter'

Dear Taylor,

Am a banker working with Barclays Bank Dubai here in U.A.E (United Arab Emirates) I write to contact you over a very important business transaction which will be of our interest and benefit to our both families.

In 2006,one Mr.Shafi Taylor,whose surname is same as yours and has your country in his file as his place of origin, made a fixed deposit for 36 months, valued at $14,500,000.00 with my bank. I was his account officer before I rose to the position of branch Accountant. The maturity date for this deposit is 16th of September 2009.Sadly Mr. Shafi was among the death victims in the May 12, 2008 earthquake in China that left over 1,200 people dead while he was there on business trip.

Since the last quarter of 2009 until today, the management of my bank has been finding means to reach him so as ascertain if he will roll over the Deposit or have the contract sum withdrawn. When I discovered that this will happen, I have tried to think up a procedure to preserve this fund and use the proceeds for business.

Some directors here have been trying to find out from me the information about this account and the owner, but I have kept it closed because, I know that if they become aware that Mr.Shafi is late, they will corner the funds for themselves. Therefore, am seeking your co-operation to present you as the one to benefit from his fund at his death since you have the same name, so that my bank headquarters will pay the funds to you. I have done enough inside bank arrangement and you only have to put in your details into the information network in the bank computers and reflect you as his next of kin.

If you concur with this proposal, I intend for you to retain 50% of the funds while 50% shall be for me.

Kindly forward your response to me.

Mr..Zoheb Solanki

Barclays Bank Dubai (U.A.E)

Email: solankizoheb26@hotmail.com

The ironic thing about the first time George contacted me,was that his profile stated he lived in Ghana. In August, it stated he lived in the United States. He had the nerve to get testy because I refused to answer him the first time. He used another alias. Another person that tried this same scam, had more than one profile listed in the same chatroom, this time from Nigeria and Ghana.

This was found in my AOL mailbox recently. The ‘Peter Taylor’ scam is changing.

From: Ms. Nurin Kavivarma <p8340982b@gmail.com>

Date: Wednesday, January 13, 2016

Subject: Willing to hear from you.

To: <undisclosed-recipients:;>

Hi, i have been in search for someone bearing this name in your country and when i saw your name i was very happy to contact you and see how best we can assist each other. I am working with a savings security company here in Ipoh, Perak of Malaysia as the manager of warehouse department. I believe it is destiny for me to come across your name, i have this business i wish to share with you and i believe it will interest you, because it is in connection with your name and you are going to benefit from it.

A citizen of your country deposited a consignment of Eight Hundred and Fifty Thousand United States Dollars ($850,000.00), with the company i am working with in 2012 for 36 calendar months, and the due date for the deposit contract is 2nd of September 2015. Sadly he was among the dead victims in the earthquake and tsunami disaster in Japan. He was in Japan on a business trip and that was how he met his end. Our company head quarter boss is yet to know about his death, i knew about it because he was my friend and i was the officer in charge of his consignment at the time he deposited the consignment and he did not mention any next of kin/heir when the deposit was made, was not married and no children. Last week our company headquarter boss requested that i should give instructions on what to do about his consignment, if to renew the contract or not.

I knew this will happen and that is why i started looking for a means to handle the situation, because if our company head quarter boss happens to know that he is dead and do not have any heir, he will take the consignment for himself, so i do not want this to happen. That was why when i saw your name i was happy and i am now seeking your co-operation to present you as beneficiary to the consignment, since you have the same last name with him and with that our company head quarter will deliver the consignment to you. It is better that we claim this consignment, than allowing the company boss to take it, he is rich already. I am not a greedy person, so i am suggesting we share the money equally, which is 50%/50% for both of us, my share will assist me in starting my own company which i have been dreaming about for a long time now. Willing to hear from you. Best regards, Nurin.

Ms. Nurin Kavivarma <p8340982b@gmail.com>

Then there’s this:

My Good friend,

GET BACK TO ME

From:

Mr Michael Mensah <michealmensah555@gmail.com>

Date:

Sat, Aug 20, 2016 1:42 pm

Greetings to you

I am The Branch Manager of a leading Bank here in Ghana; I am seeking your

co-operation to present you to my bank head office as the official partner

to Dr. George Brumley our late customer who was a well-known philanthropists

to many charitable causes worldwide.

Before he died in 2003, he made a deposit to the tune of SEVEN MILLION FIVE

HUNDRED THOUSAND DOLLARS (USD$7,500,000.00) which he intended to donate to

charitable causes in Africa. His intentions were clearly stated in the

documents he issued to our Bank and the documents are still intact.

Dr. George Brumley, was a retired American physician based in Atlanta. He

was involved in an air crash along with his wife and only daughter. Other

family members who could have claim this fund also died along with - you

can confirm from the link below:

http://www.cnn.com/2003/WORLD/africa/07/20/kenya.crash/index.html

No other person knows about the details and vital documents of this account. My intention is to use my influence to inscribe your name and information in the documents as the official partner to Dr. George Brumley appointed to continue his charitable causes worldwide.

So, if you are interested, forward to me your Full Name, contact address,

occupation, country of origin and your private telephone and fax number so

that I can give you more details regarding the deal.

Sincerely,

Mr Michael Mensah

 

Apparently, this man has a bad reputation on Scamdex among other places. Notice that  he used a hotmail address and the deceased person’s name is ‘George Brumley’ .

Subject: Kindly get back to me urgently

From:

Mr.Adebayo Adelabu <Mr.Adelabu53635@joycecool.com>

To:

cbnatm847 <cbnatm847@gmail.com>

Date:

Sat, Dec 10, 2016 7:13 am

Dear Beneficiary,

My name is Mr.Adebayo Adelabu,the newly appointed deputy governor CBN.(http://www.cenbank.org/aboutcbn/TheBoard.asp?Name=Mr.+Adebayo+Adelabu&Biodata=adelabu)This is to bring the good news to you that I have been mandated by the President Federal Republic in conjunction with the Federal Executive Council (FEC), the Senate Committee on Foreign Debts Reconciliation and Implementation Panel on Contract/inheritance/compensation funds to complete all the unpaid Contract/inheritance/lottery fund. You are required as a matter of urgency to reconfirm your information including your name, phone number and your address for verification and immediate payment within 24 hours.

To this effect, the sum of TEN MILLION, SEVEN HUNDRED THOUSAND UNITED STATES DOLLARS (US$10.7m) has been approved for you. I wish to inform you that all matters relating to the release of this payment is now under my control and supervision. This development has become necessary due to the activities of unpatriotic government/CBN officials and impostors who keep on frustrating every effort to settle our clients by making requests for unauthorized fees and levies from them.

We apologize for any delay you might have encountered in the past; your payment is now 100% Guaranteed

Kindly choose from these three modes of payment (wire transfer, diplomatic cash payment and ATM card).

Best Regards,

Mr.Adebayo Adelabu

Deputy Governor CBN

This scam is listed here

From: "Mr.Adebayo Adelabu" (may be fake)

Reply-To: <cbankng07@gmail.com>

Date: Wed, 9 Sep 2015 14:07:33 -0700

Subject: Re: My Dear

My Dear

My name is Mr.Adebayo Adelabu,the new deputy governor CBN.I was mandated by the President Federal Republic of Nigeria in conjunction with the Federal Executive Council (FEC), the

Senate Committee on Foreign Debts Reconciliation and Implementation Panel on Contract/inheritance/compensation funds to complete all the unpaid

Contract/inheritance/lottery fund. You are required as a matter of urgency to reconfirm your information including your name, phone number and your address for verification and immediate payment within 24 hours.

To this effect, the sum of TEN MILLION, SEVEN HUNDRED THOUSAND UNITED STATES DOLLARS (US$10.7m) has been approved for you. I wish to inform you that all matters relating to the release of this payment is now under my control and supervision. This development has become necessary due to the activities of unpatriotic government/CBN officials and impostors who keep on frustrating every effort to settle our clients by making requests for unauthorized fees and levies from them.

We apologize for any delay you might have encountered in the past; your payment is now 100% Guaranteed

Kindly choose from these three modes of payment (wire transfer, diplomatic cash payment and ATM card).

Best Regards,

Mr.Adebayo Adelabu

Deputy Governor CBN

The best defense against this form letter is to report it to the FBI, and block the user. Be sure to keep a copy of the report in case they have to get in touch.

Because of all the trouble with hits to my credit cards last year and the alerts from LifeLock, Equifax and Experian took me off the mailing list for six months.

IV. Bibliography

800Notes-Phone number lookup-http://800notes.com/

National Do Not Call Complaints- https://complaints.donotcall.gov/complaint/complaintcheck.aspx

BBB Scam Page-https://easternnc.app.bbb.org/scamtip

FBI Internet Crime Complaint Center-https://www.ic3.gov/default.aspx

Federal Trade Commission-(FTC) https://www.ftccomplaintassistant.gov/ or 1-877-FTC-HELP (1-877-382-4357)

Grant Scams-http://www.consumer.ftc.gov/articles/0113-government-grant-scams.

 BBB Scam Page-https://easternnc.app.bbb.org/scamtip

©November 1, 2016