This document is meant to help small businesses weather the economic storm ahead. It was developed by Ryan Kissick (Co-Founder of Good Juju Ink), with help from Christine Su (CEO of PastureMap), Simona Racek (Business Advisor at CITC, EDC, and America’s SBDC), Shamin Walsh (Managing Director at BAM Ventures), and Alejandro Cadena (CEO of Global Cadena Inc).

It’s not perfect, but it’s a starting point. If you would like to contribute or comment on this document, please email ryan@goodjujuink.com. And please feel free to share with others that may benefit!

Updated: April 15, 2020

Resources for Small Business Owners

NEW: Verizon Small Business Recovery Fund (apply before April 4th for $10k grants)

NEW: Breaking info about CARES ACT Loans

• Apply for the Paycheck Protection Program | Brex Lending Partners
• Brex: Navigating the CARES Act with the right advice | Brex Accounting Partners
• Brex: How startups can take advantage of SBA loans
• U.S. Treasury Assistance for Small Businesses
• Peek + Womply: Fast-track your PPP Loan
• Faire: Federal Relief is Available – Here’s What You Need to Know
• PPP Fact Sheet
• Preguntas Frecuentes Sobre el Programa de Protección de Pago de Cheques para Pequeñas Empresas [Spanish PPP Fact Sheet]
• Faire: Small business relief from the CARES Act (AWESOME and easy-to-understand summary of how businesses should think about the CARES Act---I highly recommend reading this)
• How Paycheck Protection Loans Are Different Than Traditional 7(a) SBA Loans
• How Your Business Can Take Advantage of the $2T Stimulus Package
• The Small Business Owner’s Guide to the CARES Act

Useful Articles/Information:

• Fundera’s Best Small Business Grants for 2020, Including Coronavirus Grants
• Intuit and GoFundMe Small Business Relief Initiative (great resource with financial aid resources and strategies for small businesses during the COVID-19 crisis)

• Another link to access the Relief Fund mentioned above

• Gusto Coronavirus Loan and Relief Resources for Small Businesses (this is an incredible resource---I HIGHLY recommend looking through what they have put together)
• Google Sheet with Relief Resources for Small Businesses (created by Gusto---I highly recommend utilizing this sheet, as it has lots of useful resources)
• Forbes List Of Coronavirus (COVID-19) Small Business Relief Programs
• SBA Disaster Assistance Loan One-Pager
• SBA Disaster Loan Assistance Portal
• Tool to find your local SBA office (any state)
• America’s SBDC (consultants who will help you complete SBA Disaster Assistance Loan at no cost)
• Economic Development Collaborative COVID-19 Business Resource Guide
• Perkins Coie Coronavirus: Guidance for Businesses
• COVID-19 Federal Paid Leaves Explained

• SBA Disaster Assistance Customer Service Center

• Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail disastercustomerservice@sba.gov 

• CAMEO Coronavirus Resources for Businesses (includes several upcoming webinars)
• CAMEO Business Training Organizations and Microlenders (specific to California)
  
• Facebook Small Business Resource Hub
• Faire Immediate Steps for Local Retailers During COVID-19
• Faire Resources for Independent Makers & Brands During COVID-19
• Small Business Relief During Coronavirus Pandemic
• California Business Owners Fight Back (Facebook Page for sharing resources and stories)
• COVID Protocol: How your business can survive the coronavirus
• US Chamber of Commerce Resources to Help Your Small Business Survive Coronavirus
• Coronavirus survival tips for small businesses
• California International Trade Center COVID-19 Business Resources
• City of Oakland Resources for Small Business (some information is specific to Oakland/California businesses, but there is Federal Information, too)
• Cal/OSHA Guidance on Requirements to Protect Workers from Coronavirus
• Help Main Street (Gift Card marketplace for local businesses; if you are a local business without a gift card program, they can help you create one)
• Survival Strategy for CEOs and Action List for CFOs by Steve Blank
• List of Free/Online Tech Conferences
• Supporting Small-to-Midsized Agriculture and Localized Food Distribution During COVID-19 by Food System 6
• Food + Agriculture Industry Needs/Offers Public Spreadsheet by Food System 6

Financial Aid:

• Fundera’s Best Small Business Grants for 2020, Including Coronavirus Grants
• Faire Google Sheet with Relief Resources for Small Businesses
• Google Sheet with Relief Resources for Small Businesses (created by Gusto---I highly recommend utilizing this sheet, as it has lots of useful resources)
• Another Google Sheet with Relief Resources for Small Businesses
• SBA Disaster Loan Assistance (low-interest loans up to $2M)---I recommend ALL small businesses in need of cash look into this
• California Disaster Relief Loan Guarantee Program (loans up to $20M---note that many states have similar disaster loan programs related to Coronavirus/COVID-19)
• Kiva Small Business Loans (0% loans up to $15k)
• Facebook Small Business Grants Program ($100 Million in cash grants and ad credits for up to 30k small businesses)
• A List of Relief Funds for Restaurants, Bars, and Food Service Workers
• Note: The government just announced a 90-day delay for filing taxes, so be sure to take advantage

Legal Resources for Employers

COVID-19 LEGAL RESOURCES BY CATEGORY

The following compilation of legal resources on topics related to COVID-19 published by Lex Mundi member firms is for information purposes only and does not constitute direct legal advice.

This list is aggregated from publicly available sources and is not exhaustive. Please see the relevant member firm sites for more information.

Labor & Employment:

• Akerman LLP – Top 10 Employee Benefit Plan-Related Tips for Employers in a Time of Coronavirus
• Faegre Drinker Biddle & Reath LLP – Coronavirus: An Employer’s Action Guide
• Foley Hoag LLP – COVID-19: FAQs for Employers
• Jenner & Block LLP – Guidance for Employers Addressing the Workplace Impact of COVID-19

Data Privacy & Cybersecurity:

• Alston & Bird LLP – Six Practical Tips for Practicing Cyberhygiene in the Middle of a Global Pandemic
• Morrison & Foerster LLP – Cybersecurity Tips in the Age of Remote-Working Arrangements 

Corporate Contracts:

• Day Pitney LLP – COVID-19 and Contracts: Potential Impacts of the Pandemic on Private Agreements?
• Pepper Hamilton LLP – Your Contracts in a Coronavirus World

Corporate Governance:

• Morrison & Foerster LLP – A Practical Checklist for Directors
• Pepper Hamilton LLP – TOOLKIT (Best practices to create policy templates to help protect employees and clients)

Immigration:

• Butler Snow LLP – COVID-19: Impact on Business Immigration FAQs
• Michael Best & Friedrich LLP – COVID-19 Immigration Considerations for Employers

Real Estate:

• Bass, Berry & Sims PLC – Five Things Landlords Need to Prepare for COVID-19’s Impact on Retail/Commercial Tenants

International Updates (other jurisdictions available here):

• Blake, Cassels & Graydon LLP – Canada
• Bowmans – South Africa, Kenya
• Chiomenti – Italy
• Noerr LLP – Germany
• Gide Loyrette Nouel A.A.R.P.I. – France
• Lee & Ko – South Korea
• Womble Bond Dickinson – United Kingdom

Resources for Employees

Financial Aid (for those who have lost jobs or reduced hours):

• Disaster Unemployment Assistance (DUA) 
• Filing an Unemployment Insurance Claim in California (other states have similar programs, so be sure to look at options in your state if you have reduced hours)

Resources for Consumers

Useful Articles:

• Here’s how you can help people who’ve lost jobs or housing in the wake of coronavirus
• Help Main Street (website where you can purchase gift cards for your favorite local businesses)
• How to Help Your Favorite Small Businesses Survive the Coronavirus (buy gift cards, shop local online)
• 7 Ways to Support Small Businesses in Your Community During the Coronavirus Crisis

Other Thoughts/Suggestions:

• Be flexible with ship dates
• Offer to help small businesses get access to financing (see above)
• Offer your (remote) skills (i.e., marketing, website/e-commerce development, budgeting)
• Remind the business how much you love their product/services---kindness goes a long ways during these scary times!

Other Ways to Help

Useful Articles:

• Coronavirus Champions: A Running List of Brands Getting It Right (great article to think creatively about how you can help employees, small businesses, etc.)
• 50 Ways Companies are Giving Back During the Coronavirus Pandemic
• Look to Create/Join Facebook Groups for Local Business Owners, such as this one created in Seattle
• Donate to Kiva to help small businesses
• Spread information to those in need (thank you to Ty Turner at FlashFilm Academy for sharing this resource with his followers)

Some Inspiration to Brighten Your Day

Note: Many of these links have come from NextDraft. Thank you to Dave Pell for the daily dose of information and inspiration.

• A Sewing Army, Making Masks for America
• Cowboy Museum Puts Their Head Of Security In Charge Of Their Twitter, And His Tweets Are Hilariously Wholesome
• With Live Sports Gone, Announcer Offers Play by Play of the Everyday
• Yale's most popular class ever is available free online — and the topic is how to be happier in your daily life
• Neil Diamond remaking an old classic: “Hands, Washing Hands”
• Coronavirus: How These Disabled Activists Are Taking Matters Into Their Own (Sanitized) Hands
• Bay Area neighbors still sing and dance in light of coronavirus shutdown